Developing Ringgit Oh Ringgit from scratch is truly one of the most fulfulling things I’ve ever done. Since its inception less than 2 years ago, I’ve made thousands in passive income.
Teaser proof to get you excited about the income potential – shared the below on Twitter. This is just from one source of affiliate marketing: referral from Shopback.
And here’s my screenshot from Google Adsense (taken on 15 August 2017):
I’ve never attended a music festival, and never been to Kuching, Sarawak. So when I saw Rainforest World Music Festival happening on 14-16 July 2017 on my Facebook dash, it was an easy decision. Something different as a weekend activity – fly in on Saturday morning, fly back on Monday early early morning.
It was… amazing. Easily one of my top 10 experiences of the year. This guide is best read together with the Rainforest World Music Festival official website (RWMF for short) – I’m just covering this from the budgeting/personal experience angle, so you know what to expect when you plan to go there yourself next year. For complete show and event itineraries and other information, check the official website.
“The best time to plant a tree is 20 years ago, the second-best time is now,” I told myself as I made an appointment with my dentist to essentially glue on metal fixtures in my mouth. Yes, I’m talking about braces. I’ve been putting it off all my life but finally decided to go through with it. At time of writing, they have pulled out 4 perfectly healthy teeth to make room for my teeth to straighten later. Pardon my Malay, but BAPAK KAU SAKIT GILA DOWH.
Being cost-conscious and all, I did research on the braces cost in Malaysia, but specifically in KL/Subang/Shah Alam area. I asked friends, family members, Twitter as well as scoured Google for answers (not that helpful tbh). In this blogpost I will share what I found out, plus the additional costs that I personally incur while getting braces.
So you have an awesome business idea. And you want to pursue it, hoping that it will generate you a nice bit of income.
It could be for a full-blown business, or a flexible side income after work/school hours. But you quickly hit a problem: you need money.
Here are all the ways to raise money for business in Malaysia. If anything is wrong or missing, please let me know by commenting. Also, this article applies to us common folks, not to people who are born into money. Not all options might apply to everyone.
I’m a personal finance blogger. I am NOT a personal finance advisor. Have to make this clear, because the former is (too-err-is-to) human while the latter is a collective of best practices taught in an educational setting.
In this post, I thought of a way to show you guys that I make stupid decisions when it comes to finances too: I’ll show you my own. Hopefully you’ll show me yours in the comment, make me feel a bit less stupid.
Here are some stupid purchases I’ve made between January to June 2017.
Selamat Hari Raya! Please forgive my many, many mistakes so far ye tengkiu lapchu.
I’ve written a couple of blogposts about Raya so far, namely:
But I’ve never written a post-Raya spending post-mortem, so that’s what I’m going to do. 2017 was my first Raya where money wasn’t an issue, so I was curious how it compared to previous Raya spending experiences. This is what I spent on this year.
#1 – Baju Raya
Personal finance is so… so… BROAD, isn’t it? We come from all kinds of backgrounds and have all types of interests and go through all sorts of life circumstances. Looking for specific answers can be tough. Sometimes you don’t know what you don’t know – not even the search term for it. I have suggested Reddit as a resource page before, but the sheer amount of available information can be enough for some people to go, ‘nope’ and close off the tab.
That’s a shame, because one of the best ways to learn about personal finance is to learn from the Reddit community. The most useful information get the most upvotes – so you get to save time by reading only the best of the best as determined by those personal finance subreddit community members themselves.
Even though r/PersonalFinance has a lot of members and contributors, I wouldn’t really recommend it and some other subs to Malaysians as many topics are specific for the US crowd. The r/MalaysianPF community, on the other hand, would be great if it wasn’t, um, dead.
BUT. There are other personal finance subreddits that you can explore. They will help you save, spend, invest and manage your money better – for a variety of occasions. Here are 25 of them.
This is a follow-up to my Bitcoin FAQ article. You need to understand bitcoin first before diving into other types of cryptocurrencies. If you have not read that, you might find this confusing, so read that first.
This article looks at cryptocurrency and altcoins from a more ‘investor’, rather than ‘tech’ point of view. If any info here is wrong or outdated, please let me know by commenting.