Hello and welcome to Ringgit oh Ringgit!
I’m Suraya, a 28-year old Malaysian residing in
Kuala Lumpur Ipoh back in Klang Valley. I’m a writer-for-hire and dig personal finance. Like, a LOT.
The problem is that the Malaysian personal finance blog scene is
pretty much nonexistent oklah got lah but very sikit and not appealing to me, a Millennial. So for the longest time, I read mostly American/Canadian/Australian personal finance blogs. I actually got pretty well versed with Roth IRA and TurboTax. But I wanted to read something that makes sense to me, a Malaysian!
Therefore this website. Ringgit oh Ringgit will chronicle my personal finance journey. From the saving, to the spending, to the investing, and the safeguarding. I am: more of a minimalist, less of a consumerist, a konon DIY enthusiast, let’s support small businesses over big corporations kinda girl.
My motto in personal finance is this – My money is finite and there’s no such thing as having it all. Above all, I will prioritise my spending and choose to spend my money only on things that add value to my life. Do join my adventures (shameless plug: follow me on twitter at @surayaror!), and share your adventures, too!
Looking at the current economy, goodness knows we need to get our finance shit together. Might as well make it fun right.