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budgeting

35 Things That Happen When You’re Good With Money

good with money

I notice that these things happen to people who are good with money. Not saying I’m that great (OK OK only), but I try. They are based on personal experience and anecdotes collected from various personal finance-related forums, blogs and other sources online.

These are meant to be humourous, so don’t take them too seriously!

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How Much Was My Raya Spending in 2017? Exactly RM2,095

Raya spending

 

Selamat Hari Raya! Please forgive my many, many mistakes so far ye tengkiu lapchu.

I’ve written a couple of blogposts about Raya so far, namely:

But I’ve never written a post-Raya spending post-mortem, so that’s what I’m going to do. 2017 was my first Raya where money wasn’t an issue, so I was curious how it compared to previous Raya spending experiences. This is what I spent on this year.

#1 – Baju Raya

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The Comprehensive Guide to Save Money on Groceries in Malaysia

comprehensive guide to save money on groceries in malaysia

Some people love grocery shopping. Some people don’t.

I happen to belong to the first camp. I LOVE grocery shopping. It’s fun to go to the hypermarket and pick between yellow and red onions haha.

When I first started to budget, my initial research was all about how to save money on groceries before I ‘graduated’ to other topics.

There are lots of ways to save money on groceries in Malaysia. In this guide, I will share what I know. I hope you’ll find it useful for your next shopping trip. I divided this article into helpful shopping tools to have and things to do before, during and after the trip.

Related: Grocery shopping tips not relevant to you? See other money saving tips in this 50 Ways I Save Money in Malaysia article instead.

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Hack: How to Maximise Cashback Credit Cards

 

cashback credit card malaysia

Sponsored Post (long post with lots of examples)

This is my first sponsored post! I’ll be promoting cards from two banks at the end of this article but all opinion and cashback hack ideas here are my own.

Can I just say that I am actually a big fan of credit cards? I use them anyway and they have saved me a lot of money over the years, especially combined with other cashback hacks. During my recent Krabi trip (which costs me about RM900), I gave example how I used a credit card to make some payments, and got RM50 + RM66 in total cashback. That made the vacation so much sweeter 🙂

How to Combine Credit Cards with Other Cashback Hacks

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