Hacking. Ransomware. Phishing. It’s a scary time for all of us, especially now that most of our money is digital. ‘Digital’ here refers to money and assets that are reflected in your various banking and investment platforms when you log in.
Digital security is not something you can ignore anymore, dear readers. Imagine logging in one day and finding that your account balance is zero, depleted, transferred out. You’ll stare at the screen in disbelief. You’ll check if the account is indeed yours, and try to remember if you made any transactions that you forgot about (you didn’t). Then, as the panic seeps in, you’ll contact the platform’s support team, only to be told that there is nothing they can do.
To the best of my ability, I’m compiling a checklist of things you should do to make sure your digital money is adequately protected. This article is not complete, digital-based scams evolve all the time, so please help me to update this article if you have anything else to add.
Oh man. Oh man. What a book.
Let’s do something a bit different than usual. Statistics about money can offer a lot of insight about our financial situation. Here, I listed many facts and figures from reputable Malaysian media, educational institution and government agencies. Sources are in ‘x’. Let’s get talking – click to tweet to start online conversations about it. I will RT good commentaries 🙂
I truly believe that personal finance is beyond just simple, boring money. They show insight of who you are, as a person. They show what you decided were important enough to spend money on, and serves almost like a diary.
Well, this is my 2016 diary. It’s a bit nerve-wracking to show them, so be nice ya 🙂
If you were to check out personal finance and investment commentaries – from blogs, forums, commentaries – you’ll see that different people have their preferred investment vehicles (types). It’s very interesting, because after a while you start seeing a pattern: people who prefer investment X tend to be Y. It’s fascinating.
Look at this from a behavioural point of view. Many personal finance and investment experts like to say ‘select an investment that works for you’, but what does that mean exactly? How do you choose from many different types of investment available in Malaysia?
So. I want you to earn more money. $$$
Like many people around the world, I’m disappointed by Trump’s win in the U.S. elections. Personal reasons aside, what’s done is done. But as it stands, the ripple effect of Trump’s presidency will be felt worldwide, even for us Malaysians who literally live halfway across the world.
My personal opinion is that Trump’s selfish
America-first privileged white people-first economic plan won’t work, and even if it did, it would be to the expense of the rest of us global citizens. A group of 370 economists – including not one, but eight Nobel-prize winners think that his plan is crap, too.
Still. If we can’t change his plan, we can still plan around it, until a better U.S. president comes along. This is how I plan to manage my money during Trump presidency for the next four years. I divided this post into three aspects of money management: spending, investing and earning money.
Passive income in Malaysia comes in many shapes and forms. This guide will help you to navigate most, if not all available options and help you decide which one to go with. I’ll also share the passive incomes that I personally have.
I’ve spent some money for RoR, and managed to earn some money from it as well. Blog monetisation in Malaysia is not a topic I see a lot, so I figure I’d share how it’s working for me with RoR. Here are the list of things I spent on for this website, as well sources of income that came with it.
I talk to my Dad sometimes about financial stuff. For fun, I asked what amount people my age should be earning to be considered ‘doing financially well’. In short, what figure is a ‘good income’.
He said RM10-15k a month for single people, and people who have families need more. What.