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10 Manipulative Advertising Techniques You Should Know
Shopping

10 Manipulative Advertising Techniques You Should Know

They tell you to save money, but they didn’t tell you to be aware of manipulative advertising designed to…

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My Experience with Doing Vending Machine Business in Malaysia
Earning Money

My Experience with Doing Vending Machine Business in Malaysia

This article records my own personal experience in entering the vending machine business in Malaysia, as a way to…

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Link Roundup #73: 10 Things to Know This Week
Link Roundup

Link Roundup #73: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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Budget Update: March 2021 – (New Side Income) Vending Machine Business
Suraya's Monthly Budget Update

Budget Update: March 2021 – (New Side Income) Vending Machine Business

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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3 Cashback Credit Cards I’m Eyeing Right Now… Help Me Pick?
Money Management

3 Cashback Credit Cards I’m Eyeing Right Now… Help Me Pick?

Currently, I have 3 credit cards, including 2 cashback credit cards: The Maybank 2 Gold Cards (AMEX and Mastercard)…

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Best Robo Advisor in Malaysia: Lowest Fees, Syariah-Compliant, Global Exposure and More
Investing

Best Robo Advisor in Malaysia: Lowest Fees, Syariah-Compliant, Global Exposure and More

Robo advisors, or its technical term, Digital Investment Managers (DIMs) as per the Securities Commission fall under the umbrella…

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[PERSONAL] This is My 10 Money Rules. Tell Me Yours
Personal

[PERSONAL] This is My 10 Money Rules. Tell Me Yours

Today’s post is inspired by one of my favourite personal finance thought leader, Ramit Sethi, who introduced me the…

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Link Roundup #72: 10 Things to Know This Week
Link Roundup

Link Roundup #72: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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25 Healthy, Delicious and CHEAP Malaysian Food + Ingredients to Eat with Rice
Saving Money

25 Healthy, Delicious and CHEAP Malaysian Food + Ingredients to Eat with Rice

The inspiration behind this article celebrating cheap Malaysian food is a Japanese TV show I randomly watched on Netflix…

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How to Withdraw Money from EPF i-Sinar Online (+8 Best Ways to Use the Money)
Money Management

How to Withdraw Money from EPF i-Sinar Online (+8 Best Ways to Use the Money)

For some reason, the government thinks letting people access their own retirement savings is a solution to be proud…

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Personal Income Tax 2021: All You Should Know to File Your Taxes Right
Money Management

Personal Income Tax 2021: All You Should Know to File Your Taxes Right

It’s income tax season! I got some questions about how to do income tax in Malaysia, and I *was*…

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Link Roundup #71: 10 Things to Know This Week
Link Roundup

Link Roundup #71: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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Welcome to RoR!

Hi, I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
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    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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