The best and most practical investment in Malaysia IS AN INVESTMENT IN YOURSELF. Invest in your EDUCATION! LEARN! BUY BOOKS AND COURSES. Lol no jk jk I’m not that annoying (usually). I mean, that advice…
[SPONSORED] 4 Types of Banks in Malaysia and What They Do
What was your first memory of banks? My first memory of the whole banking institution is a bit fuzzy, but I still remember bits and pieces. I vaguely recall snippets of these events: my mom…
Get REAL Financial Advice: 3 Ways to Find Financial Planners in Malaysia
Here’s the dilemma I observed, after being in the personal finance space for a while: financial planners in Malaysia want more clients. Everyday Malaysians want more guidance in their money management. Why, then, do some…
[VIDEO] A Conversation on Socially Responsible Investing feat. Najmuddin Mohd Lutfi, CEO of BIMB Investment
Let’s talk about SRI, or Socially Responsible Investing, also known as Sustainable Investing, ESG Investing (Environmental, Social and Governance) or otherwise under the umbrella of ethical investing. I like the idea of my money being…
Link Roundup #61: 10 Things to Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Financial Literacy Month by Financial Education Network Did…
Budget Update: September 2020
Budget Update: September 2020 Oh damn, I beat August’s record. RM20.8k is officially the most money I’ve ever spent in a month, ever. Two categories made up 80% of the total spending in September 2020:…
How I Applied for and Spent the RM3000 Geran Khas Prihatin Money for Small Biz
Geran Khas Prihatin is the one-off RM3,000 cash payment and financial help given by the government to eligible micro SMEs, as a way to alleviate financial hardship and stimulate the economy. If you missed the…
[SPONSORED] 5 Sessions You’ll Want to Attend at SCxSC20
My fellow fintech nerds, where you at? Securities Commission Malaysia’s annual fintech event is back, and this year they’re taking it virtual! SCxSC Fintech Conference 2020 or SCxSC20 for short, held in partnership with Rakuten…
Link Roundup #60: 10 Things to Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. 10 Risky Investments to Avoid… Unless You Can…
[SPONSORED] Your Money Protected or Not? A Quiz
If you’re like me, you probably have your money all over the place: In bank accounts (plural, because I have a few accounts with a few banks) In various e-wallets and prepaid cards, ‘Borrowed’ from…
How to Buy Cryptocurrencies in Malaysia [2020 Guide]
GO BACK if you (1) don’t have at least 3 6 12 months’ worth of expenses in savings (where to save money), and (2) not good and not willing to learn about digital security. I’m…
Let Me Show You Which Budgeting Style Works for You
Question: do you know your own budgeting style? Kinda? Loosely? Is it working? Kinda? Not really? Well now’s a good time as any to improve on your budgeting style, try a different one, or maybe…
