![[SPONSORED] 5 Fascinating Facts about Takaful/Insurance Industry (#1 is ❤️)](https://i1.wp.com/ringgitohringgit.com/wp-content/uploads/2020/12/great-eastern-takaful-.jpg?fit=768%2C384&ssl=1)
BySuraya
Welcome back to another article on Takaful and insurance – one of the MOST requested topic from you, the Ringgit Oh Ringgit audience! Today’s article is brought to you by Great Eastern Takaful. As we’ve done before, I asked whatever I was curious about the Takaful/ insurance industry to the Great Eastern Takaful team, and…
![[SPONSORED] The ‘Just-In-Case’ Things PIDM Plans For](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/11/pidm-function.jpg?fit=768%2C384&ssl=1)
BySuraya
Have you ever thought of how ‘offence’ and ‘defence’ look like, within the personal finance context? Society at large likes to over glorify Offence moves because, well, it’s exciting. Let me show you some examples: Starting a new side-business is Offence. Having enough savings that are enough to keep your family afloat even if the…
![[SPONSORED] 4 Types of Banks in Malaysia and What They Do](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/10/banks-in-malaysia.jpg?fit=768%2C384&ssl=1)
BySuraya
What was your first memory of banks? My first memory of the whole banking institution is a bit fuzzy, but I still remember bits and pieces. I vaguely recall snippets of these events: my mom taking primary-school-age me to a bank to open a savings account (Maybank’s Yippie); receiving piggy banks in the shape of…
![[SPONSORED] 5 Sessions You’ll Want to Attend at SCxSC20](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/09/scxsc20.jpg?fit=768%2C384&ssl=1)
BySuraya
My fellow fintech nerds, where you at? Securities Commission Malaysia’s annual fintech event is back, and this year they’re taking it virtual! SCxSC Fintech Conference 2020 or SCxSC20 for short, held in partnership with Rakuten Trade and MDEC will be happening completely online from 5 to 7 October 2020, for the steep price of FREE. …
![[SPONSORED] Your Money Protected or Not? A Quiz](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/09/protected-by-pidm.jpg?fit=768%2C384&ssl=1)
BySuraya
If you’re like me, you probably have your money all over the place: In bank accounts (plural, because I have a few accounts with a few banks) In various e-wallets and prepaid cards, ‘Borrowed’ from legal entities (ie credit cards and loans) or illegal entities (ah long money lenders), In ‘future money’ like insurance/takaful payouts,…
![[SPONSORED] I Tried BEST Invest by BIMB Investment, the ‘First Robo-Intelligence Shariah ESG Online Investment App’](https://i2.wp.com/ringgitohringgit.com/wp-content/uploads/2020/07/best-invest-bimb-review.jpg?fit=768%2C384&ssl=1)
BySuraya
“What the heck is robo-intelligence,” I thought to myself when I first heard about Bank Islam Malaysia Berhad (BIMB)’s new fintech product, BEST Invest, “is it the same as robo-advisory?” “Robo-intelligence is not robo-advisory,” said Amirul Safuan, Head of Marketing & Digital Business Unit at BIMB Investment Management Berhad, in a cheerful yet repetitious tone…
![[SPONSORED] All You Need to Know About Buying Unit Trust Through EPF i-Invest](https://i2.wp.com/ringgitohringgit.com/wp-content/uploads/2020/07/buying-unit-trust-epf-i-invest.jpg?fit=768%2C384&ssl=1)
BySuraya
According to an article published in The Edge portal, ‘as of April 2020, EPF i-invest had recorded approximately 25,000 transactions worth RM219.3 million’. That is pretty significant, for two reasons: That means the average transaction size is RM8,772 (!! that’s bigger than I thought!), and It also means that there’s a lot of demand for…
![[SPONSORED] I Tried Bursa Marketplace’s Mirror, Learn & Trade Platform](https://i2.wp.com/ringgitohringgit.com/wp-content/uploads/2019/12/bursa-marketplace-mirror-learn-trade-mlt-platform.jpg?fit=768%2C384&ssl=1)
BySuraya
The idea behind investing in the stock market is easy – buy shares from companies you like, wait for it to grow, and earn a profit through dividends and/or increase in value. (You can also make money if the share price goes down – that’s called shorting, but that’s not halal and more suitable for…
![[SPONSORED] Investment-Linked Products, As Explained By the CEO of Life Insurance Association of Malaysia](https://i1.wp.com/ringgitohringgit.com/wp-content/uploads/2019/11/life-insurance-malaysia.jpg?fit=768%2C384&ssl=1)
BySuraya
As part of an outreach campaign, members of the financial media – including personal finance bloggers like yours truly – were invited to the office of Life Insurance Association Malaysia and treated to a first-hand presentation of the latest update within the investment-linked products industry. Even the CEO of Life Insurance Association of Malaysia (or…
![[SPONSORED] I Asked Hard Questions to the CEO of PIDM](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2019/08/ceo-of-pidm.jpg?fit=768%2C384&ssl=1)
BySuraya
As I sat down with Rafiz Azuan Abdullah, the CEO of PIDM or Perbadanan Insurans Deposit Malaysia and asked my questions, it occurred to me that this man is truly at peace with doing a thankless job. If you’re unfamiliar with what PIDM does, they are basically a government authority that provides protection for your…
![[SPONSORED] Verify Touch ‘n Go eWallet & 3 More 5-Minute Security Hacks](https://i2.wp.com/ringgitohringgit.com/wp-content/uploads/2019/08/touch-n-go-ewallet-8.jpg?fit=768%2C384&ssl=1)
BySuraya
Let’s be frank here – ewallet and digital security is not the sexiest of topic to talk about. Therefore, let’s appreciate Touch ‘n Go eWallet not caring to be ‘sexy’ and choosing to feature it anyway in their educational video series, Cashless Confidentials. In this article, we have brainstormed and came up with 4 actions…
![[SPONSORED] Revealed: How Takaful Products Get Created (from the Team that Made i-Great Aman)](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2019/08/i-great-aman-great-eastern-takaful.jpg?fit=768%2C384&ssl=1)
BySuraya
It’s not every day that you get to ask about the takaful plan creation process directly from the people who actually create them for a living. That’s right, these two ladies from Great Eastern Takaful Berhad makes takaful products. From scratch. They don’t distribute them (that’s the agents’ job). They make them. Say hi to…
