![The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2023/05/fcpo-trading-derivatives-malaysia-768x384.jpg)
BySuraya
Fact: Forex trading is haram. Okay, *some* types of forex trading are allowed in a macroeconomic, business operations way. But the one you have in mind? The one where you, a solo trader, make a lot of money by ‘working’ a few hours a day – yeah that one is clear-cut haram. But! If you…
![Explaining Every ETF You Can Invest and Trade on Bursa Malaysia [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2023/06/etf-bursa-malaysia-768x384.jpg)
BySuraya
Let’s start this article with this fact: I *love* ETFs. Short for exchange-traded funds, I think it is one of the better ways to invest than stock-picking (for most people) and have been promoting it for a while. The low fee and exposure parts are true. As per Bursa Malaysia’s ETF explainer video, ETFs tend…
![How We Paid RM1.9k Instead of RM2.5k for Our Car Insurance [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2023/05/tune-protect-car-insurance-768x384.jpg)
BySuraya
When the time came to renew our car insurance, we got a quotation from our existing provider: RM2.5k. For funsies, we (as in, my husband and I) did our research and cost comparison from most of the car insurance comparison portals out there, and managed to purchase the exact same coverage for just RM1.9k. We…
![At 22, I Bought Medical Insurance for RM113.33. A Similar Plan Now Costs RM59.80 [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/12/malaysia-medical-insurance-tune-protect-768x384.jpg)
BySuraya
In the early 2010s, 22-year old Suraya got herself medical insurance as her first protection product. She started paying RM113.33 per month for a medical insurance that comes with RM190,000 annual limit*. (*Annual limit is the maximum amount the insurance will pay in one calendar year. For example, if my medical bill comes up to…
![Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/11/buy-travel-insurance-768x384.jpg)
BySuraya
Flight tickets, check. Accommodation, check. List of things to do and places to go, check. What else? Oh yeah, need to buy travel insurance too. You know, just in case. Also it’s not like the pandemic is over. But which travel insurance to buy? Which one is the best? Spoiler alert, this article is sponsored…
![Why is My Investment Losing Money? 5 Things to Remember [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/08/why-is-my-investment-losing-money-768x384.jpg)
BySuraya
Don’t just save money, you have to invest, they said. Invest as early as you can, they said. Inflation is the silent killer, they said. So you did, and things are alright for a while, until one day you check your investment account and… wait why is my investment losing money? Isn’t the point of investing…
![30 Healthy Financial Habits You Should Have by 30 [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/07/financial-habits-768x384.jpg)
BySuraya
Which healthy financial habits have you cultivated, and which do you still need to implement? Go through this checklist and find out what you need to work on next. 1. Calculate your monthly expenses You should have a rough idea how much you are spending every month, for both fixed expenses (the same amount every…
![How Much You Need to Save Every Month to Afford Your Wedding in Malaysia [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/04/wedding-in-malaysia-768x384.jpg)
BySuraya
So you want to be married. Maybe your partner sweet-talked you into it, maybe you’re still working on yourself while looking for ‘The One’, but one thing is clear: you know you need to set aside some money every month for the eventual wedding-related costs, because you are aware it can get pretty high. How…
![6 Things You Should Know Before You Renew Car Insurance in Malaysia [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/04/renew-car-insurance-768x384.jpg)
BySuraya
Are you looking to renew car insurance in the near future? If so, here are 5 things you should know before you do so. This article will cover: if you really need car insurance, the types of car insurance, which one you should get, how to get cheaper car insurance and more #1 – First…
![3 Features in myASNB App You Should Know [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2022/02/myasnb-768x384.jpg)
BySuraya
In the Amanah Saham: 4 Advanced Strategies You Should Know article, I mentioned how useful the myASNB app is, for both new and existing ASNB investors. As someone who has personally spent hours commuting and waiting for my turn at the ASNB branch to open an account and conduct a transaction, the ability to do…
![Macau Scams & More: Malaysians Share Scams They Fell For [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2019/07/macau-scams-768x384.jpg)
BySuraya
Your parents are right. No matter how much we may want to deny it, there *are* bad people in this world. People who don’t think twice about organising Macau scams and taking your money from you through illegal and unethical means. They do it easily, without guilt or remorse. This article is a compilation of anecdotes…
![Learn Critical Illness Insurance in 5 Minutes [SPONSORED]](https://ringgitohringgit.com/wp-content/uploads/2021/12/critical-illness-insurance-768x384.jpg)
BySuraya
Let’s learn about critical illness insurance, that thing you said you want to get for yourself but have been putting off. I know this because I am you. Or rather, I was, until I decided enough is enough, just get it done. In 5 minutes, we’re going to cover: What critical illness insurance covers (and…
