![[SPONSORED] Macau Scams & More: Malaysians Share Scams They Fell For](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2019/07/macau-scams.jpg?fit=768%2C384&ssl=1)
BySuraya
Your parents are right. No matter how much we may want to deny it, there *are* bad people in this world. People who donât think twice about organising Macau scams and taking your money from you through illegal and unethical means. They do it easily, without guilt or remorse. This article is a compilation of anecdotes…
![[SPONSORED] Learn Critical Illness Insurance in 5 Minutes](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/12/critical-illness-insurance.jpg?fit=768%2C384&ssl=1)
BySuraya
Letâs learn about critical illness insurance, that thing you said you want to get for yourself but have been putting off. I know this because I am you. Or rather, I was, until I decided enough is enough, just get it done. In 5 minutes, weâre going to cover: What critical illness insurance covers (and…
![[SPONSORED] Hi MORTGAGE Review: I Found Out How Much Home Loan I Can Get](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/11/hi-mortgage-review.jpg?fit=768%2C384&ssl=1)
BySuraya
So you’re thinking of buying a house. Maybe you want it for your own stay, maybe you want to use it as an investment property. But you donât know how much the bank is willing to lend to you. And thatâs a problem, because while there are a lot of choices within the property market,…
![[SPONSORED] Amanah Saham: 4 Advanced Strategies You Should Know](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/10/amanah-saham.png?fit=768%2C384&ssl=1)
BySuraya
Every Malaysian should know about Amanah Saham Nasional Berhad, usually referred to as Amanah Saham or ASNB, the unit trust management company and a wholly-owned subsidiary of Permodalan Nasional Berhad (PNB). As of 31 December 2020, Amanah Saham controls RM167.12 BILLION worth of funds, much of which are local investments. In this article Iâd like…
![[SPONSORED] What You Need to Know About Payment Relief Assistance](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/07/payment-relief-assistance-alliance-bank.jpg?fit=768%2C384&ssl=1)
BySuraya
Payment Relief Assistance is a type of financial assistance offered to individuals and SMEs with existing loans/financing who are facing financial difficulties due to the COVID-19 pandemic. In line with the PEMULIH aid package announced by the government, one can opt to get either a 6-month loan/financing moratorium, OR 50% reduction of instalments for six…
![[SPONSORED] MIDF Invest Review: Buy US Stocks and ETFs from Malaysia Directly, Securely and Cheaply](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/07/midf-invest-review.jpg?fit=768%2C384&ssl=1)
BySuraya
This is my review of MIDF Invest, an online stock trading and investment platform which gives Malaysians direct and secure access to stocks and exchange-traded funds (ETFs) listed on the New York Stock Exchange (NYSE) and Nasdaq at competitive rates. In this MIDF Invest review, IÂ will cover MIDF Invest’s features and fees. I will also…
![[SPONSORED] Check CTOS Credit Report for FREE (+ How to Read, Build and Improve Credit Score)](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/07/check-ctos-credit-score.jpg?fit=768%2C384&ssl=1)
BySuraya
Listen up everyone. As part of the CTOS Cares Campaign, CTOS is letting you check CTOS Report with CCRIS for FREE. This initiative, aimed to empower Malaysians with the right tools and knowledge to make good financial decisions, is valid until 31 August 2021 to all eligible Malaysians. Go to Bit.ly/ctoscares or click the image…
![[SPONSORED] 5 Fascinating Facts about Takaful/Insurance Industry (#1 is â¤ď¸)](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/12/great-eastern-takaful-.jpg?fit=768%2C384&ssl=1)
BySuraya
Welcome back to another article on Takaful and insurance – one of the MOST requested topic from you, the Ringgit Oh Ringgit audience! Todayâs article is brought to you by Great Eastern Takaful. As weâve done before, I asked whatever I was curious about the Takaful/ insurance industry to the Great Eastern Takaful team, and…
![[SPONSORED] The ‘Just-In-Case’ Things PIDM Plans For](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/11/pidm-function.jpg?fit=768%2C384&ssl=1)
BySuraya
Have you ever thought of how âoffenceâ and âdefenceâ look like, within the personal finance context? Society at large likes to over glorify Offence moves because, well, it’s exciting. Let me show you some examples: Starting a new side-business is Offence. Having enough savings that are enough to keep your family afloat even if the…
![[SPONSORED] 4 Types of Banks in Malaysia and What They Do](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/10/banks-in-malaysia.jpg?fit=768%2C384&ssl=1)
BySuraya
What was your first memory of banks? My first memory of the whole banking institution is a bit fuzzy, but I still remember bits and pieces. I vaguely recall snippets of these events: my mom taking primary-school-age me to a bank to open a savings account (Maybankâs Yippie); receiving piggy banks in the shape of…
![[SPONSORED] 5 Sessions Youâll Want to Attend at SCxSC20](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/09/scxsc20.jpg?fit=768%2C384&ssl=1)
BySuraya
My fellow fintech nerds, where you at? Securities Commission Malaysiaâs annual fintech event is back, and this year theyâre taking it virtual! SCxSC Fintech Conference 2020 or SCxSC20 for short, held in partnership with Rakuten Trade and MDEC will be happening completely online from 5 to 7 October 2020, for the steep price of FREE. …
![[SPONSORED] Your Money Protected or Not? A Quiz](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/09/protected-by-pidm.jpg?fit=768%2C384&ssl=1)
BySuraya
If youâre like me, you probably have your money all over the place: In bank accounts (plural, because I have a few accounts with a few banks) In various e-wallets and prepaid cards, âBorrowedâ from legal entities (ie credit cards and loans) or illegal entities (ah long money lenders), In âfuture moneyâ like insurance/takaful payouts,…
