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Author: Suraya

I Figured Out The Perfect System to Stop Food Waste [APP NOW AVAILABLE]
Saving Money

I Figured Out The Perfect System to Stop Food Waste [APP NOW AVAILABLE]

What use is buying ingredients to cook at home if you, the average Malaysian household, throw away 0.5-0.8kg of…

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Budget Update: May 2023 – Birth and Taxes
Suraya's Monthly Budget Update

Budget Update: May 2023 – Birth and Taxes

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Netflix Price Malaysia 2023 & Cheapest Way to Get Netflix Premium
Saving Money

Netflix Price Malaysia 2023 & Cheapest Way to Get Netflix Premium

This is a short and sweet article on Netflix price in Malaysia, the 4 types of Netflix plans in…

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I gave birth in a car park (true story)
Personal

I gave birth in a car park (true story)

First of all, I want to say 100% of this story is true. Nothing is fabricated or exaggerated. I’m…

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The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED]
Earning Money

The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED]

Fact: Forex trading is haram.  Okay, *some* types of forex trading are allowed in a macroeconomic, business operations way….

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How Materialistic Are You? Take This Quiz to Find Out
Shopping

How Materialistic Are You? Take This Quiz to Find Out

Have you ever wondered how materialistic are you? Not in a Yes/No kinda way, but on a scale. Well,…

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Budget Update: April 2023 – Raya
Suraya's Monthly Budget Update

Budget Update: April 2023 – Raya

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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How We Paid RM1.9k Instead of RM2.5k for Our Car Insurance [SPONSORED]
Saving Money

How We Paid RM1.9k Instead of RM2.5k for Our Car Insurance [SPONSORED]

When the time came to renew our car insurance, we got a quotation from our existing provider: RM2.5k.  For…

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[HYPOTHETICAL] How I Would Spend My 1 Million Ringgit Windfall
Money Management

[HYPOTHETICAL] How I Would Spend My 1 Million Ringgit Windfall

What would you do if you get a 1 million ringgit windfall? Perhaps from lottery, perhaps from an insurance/takaful…

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How I Use Faraid Calculator to Decide Who Gets My Money After I’m Gone
Money Management

How I Use Faraid Calculator to Decide Who Gets My Money After I’m Gone

Do you know who gets your money after you’re gone? Have you used a faraid calculator and know for…

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Budget Update: March 2023 – Rest is Hard
Suraya's Monthly Budget Update

Budget Update: March 2023 – Rest is Hard

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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The Exact Steps to Do Hibah Amanah ASNB – Estate Planning for ASNB Investors
Money Management

The Exact Steps to Do Hibah Amanah ASNB – Estate Planning for ASNB Investors

Hurray, I have successfully submitted the paperwork for Hibah Amanah ASNB! I have completed one of the estate-planning goals…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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Ringgit Oh Ringgit
  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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