Suraya, Author at Ringgit Oh Ringgit

Personal

5 Downsides of Being Too Frugal

Living with frugality mindset (without being cheap) is something I’ve consciously tried to do for many years now, but…

Personal

The value of my investment portfolio was at its highest in October 2021, during the peak of the bull…

Investing

I’m a big fan of halal investing. I love the underlying values behind it, like how usury (interest) or…

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

Shopping

I consider myself a fairly frugal person. Sometimes, people think frugal means ‘don’t spend at all’. That’s not true…

Commentary

Is budgeting a waste of time? When I first came across this question, I thought pfft, of course not,…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

I’ve always wondered what’s the difference between different credit reports in Malaysia, so I got both Experian credit report…

Blogging

Blogging is not the only way to earn money from home in Malaysia, nor is it the easiest, nor…

Commentary

Welcome to the first of my Frugal Fantasy series, where I write about alternative frugal lifestyles that I’ve fantasised…

How do you save money in Malaysia? What works? What doesn’t? I thought it would be fun to show…