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Freetalk

Light, non-serious things related to living in Malaysia. May or may not be related to personal finance.

How My Dream Home in Malaysia Would Look Like

I’d like to introduce to you one of my favourite books in the world, New Aging: Live smarter now to live better forever by Matthias Hollwich with Bruce Mau Design. Found it at the Big Bad Wolf Booksale some years back for RM12. One of the best purchases I ever made.

dream home in malaysia

New Aging is a guidebook to optimising how we live, how to design our lifestyle so that we encourage lifelong happiness, productivity and self-development. I used to fear the ageing process (as we all), but this book helped me reframe that thinking, and even develop a positive attitude towards it.

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Where Do People Get the Money to Afford Their Amazing Lifestyles?

Is it just me, or do you also feel like other people have better lives than yours?

Based on their updates on social media, it seems like everyone is sporting new outfits, getting new blings, updating home decor, buying new toys, traveling to new places, enjoying nice food at fancy restaurants…

And your sad self wonders, why am I not doing as well as they are? What else do I need to do to bust my ass in order to afford those nice things in my life?

This article is all about guessing how and where other people get the money to afford their amazing-looking lifestyles. I’ve racked my brains thinking of all the possible ways. Here they are:

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Calculating the Amount I Need to FI/RE in Malaysia

FI/RE = Financial Independence/Retire Early. That’s the dream, isn’t it? Imagine waking up in the morning, thinking, eh, I don’t feel like working today, so you just… don’t. And still be okay financially, with no consequences.

I want that. I want that so bad.

The topic of financial independence and early retirement has been on my mind for the longest time, but I admit I’ve pushed it back time and time again. I’m afraid to find out the amount I need to get there. I’m afraid the number will be too big that it’ll discourage me, instead of motivating me. I’m afraid to think of the sacrifices I have to make.

Which is why I’m forcing myself to write this article. Let’s force out all those jumbled thoughts and put them in a linear, clear format.

Calculating how much I need

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4 Things You Should Know About The Financial Ecosystem We Live In

First off, I want to say that most players in the financial ecosystem are important*. Not even going to deny it. Like banks for example – they provide tons of job opportunities, safekeeping of funds, access to financial services and overall contribution to the country’s financial health.

*most are important except the Ponzi people and other scammers. I pray they will miss all the connection flights in their lifetime

But let’s go beyond the friendly, approachable image the financial industry like to portray to the world.  Here are 4 things you should know about the financial ecosystem we live in.

#1 – Banks use the money you deposit to make more money

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[SPONSORED] I Asked 8 Hard Questions to Great Eastern Takaful’s CEO

You know how content from insurance/takaful companies all kind of say the same things? “Protect yourself and your family in case anything happens”, “Life is unexpected, be prepared”, “Make sure your loved ones are taken care of”?

Yeah, they’re repetitive. And boring. Important stuff, sure, but boring.

So when I got the opportunity to interview Great Eastern Takaful’s CEO, Shahrul Azlan Shahriman, I told them I wanted more meat if we proceed with a paid collaboration to promote their newest takaful product, i-Gr8 Harapan. I told them I don’t do pure ‘promotion’ without interesting content about their new takaful product and the takaful industry in general.

Surprisingly, this jual mahal approach paid off. They approved all of my questions. Here they are, for your reading pleasure.

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[PERSONAL] What It’s Like to be a Personal Finance Blogger in Malaysia

This whole blogging thing. It wasn’t intentional. I mean, it was, the whole writing part was. But the recognition that comes with it, the knowledge that what I write and say has some form of influence… that part wasn’t intentional at all. Truthfully I’m still shocked by this blog’s success. The total number of visits crossed the one million mark recently. One million!

personal finaance blogger
As of August 2018

Here are some personal thoughts, observations and reflections on being a personal finance blogger in Malaysia.

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5 Downsides of Being Frugal

downsides of being frugal

Living with frugality mindset is something I’ve consciously tried to do for many years now. For the most part it’s great, I’ve saved so much money. But let’s talk about the downsides, shall we? Roses still have thorns and all that.

This is not an article to deter you from frugalism – no, not at all. I have zero regrets adopting this lifestyle. I just want to share the bad that comes with the good.

#1 – Embarrassed by old stuff

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COME TO OUR FIRST SHOW

Last month, I co-founded Suna Productions, a new experimental theatre company. And our first show is now up!

In A Different Light is an Earth Hour-themed show. We thought, if people are going to turn off their lights anyway, why not use that opportunity to create a show in the dark with light props?

With that in mind, we present to you:

>>GET MORE INFO AT LIGHT.PEATIX.COM + FACEBOOK PAGE<<<

Teaser trailer:

Note: We accept popular cryptocurrencies as payment.
Note: We give out free SunaCoins for every ticket purchase. SunaCoins is our blockchain-enabled loyalty tokens created via the Waves Platform. You can redeem the points for future rewards and discounts.
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