Surprising fact no 1: There are (at least) five active ride-sharing apps operating in the Malaysian market. Five!
They are: Grab, MyCar, MULA, EZCab and Dacsee. LOVE this article comparing the prices plus waiting times for each of them. I’m already a Grab and MyCar user – I think I’ll install EZCar too because the price looks pretty good.
Good news for Selangor babies or long-term residents over 10 years tying the knot! What an interesting incentive!
FYI, they don’t give cash outright. They give something called the Sijil Simpanan Premium, which you can sell back or keep if you wish. But hey! As good as free money! Can recover your wedding expenses a bit, or go towards house down payment or baby funds.
What an insightful read! The study was conducted in the US, but the sample size is big and the research was thorough. I believe the conclusions are applicable to our Malaysian context, too.
If I were to self-rate myself, religiously speaking, from a murtad-to-ustazah scale, I’m probably something like a 6 or 7? Does this mean if I get more religious my financial life will improve further? Penny for your thoughts.
The data is from US, but it’s still a fascinating read. They compared between restaurant, meal kit delivery (not common in Malaysia I think) and cost of ingredients and found that you can save up to five times more by cooking all your meals at home! Another point of interest: ordering protein-based meals from restaurants are more worth it if compared to carb-based meals.
Granted, the US does not have our mamak slash cheap food culture. You can get food relatively cheap here. Personally I’m a big fan of rice + dhal, and that’s fairly nutritious and maybe cost a few ringgits at the most.
Whether we’re willing to give up our food obsession is another story, though. Trying out different cuisines is practically a national hobby.
Hands up if you follow Instagram influencers and bloggers who travel all the time. One day they’re in Paris, the next they’re in Greece, eating olives or whatever. So jelly, no?
Yeah, that lifestyle does look great. But what they don’t share as often is the cost and stress of maintaining that lifestyle. If you have a steady remote-working job, great, but you’ll spend lots of time in your room – you still need to finish your work. If you have irregular income, you’re going to stress about money and won’t be able to fully enjoy your travel.
I still think the best way to travel is to save up enough money for it beforehand. And have multiple passive income streams so working becomes a choice rather than a necessity.
This content is so good I’m breaking my personal ‘no f word in the blog’ rule. The Fuck-Over-Ability Index is an actual calculator they invented to measure how ‘fucked over’ you are in your life. Said situation is calculated based on how much you need your job because you need to pay your monthly commitments, like mortgages and car payments. The higher your score, the more likely you will put up with your crappiest bosses.
The author admitted they were drunk when they discussed and created this lovely thing. This article is definitely in the category of dark humour.
Because chances are you have dreamt about working from home, and making bank at the same time. Any of these job titles sound appealing to you? Work towards it. The article includes each of the job descriptions.
You already know how important it is to wear sunscreen, but not all of them are created equal. Some formulas give next-to-nothing protection even if applied – a big money waster, if you ask me. The honour for the perfect sunscreen formula apparently goes to a product called Anthelios Clear Skin Dry Touch Sunscreen, produced by the company La Roche Posay. It costs $20 for 50ml, so I don’t think I’ll get it (even if it’s available in Malaysia).
BUT there are near-perfect formulas that are a lot more affordable! Anyone know where I can get these in Malaysia? Share in the comments section!
Sport Sunscreen Lotion SPF 50 by Equate ($5 for 237ml);
Quik Gel Sunscreen Broad Spectrum SPF 50 by Bull Frog ($9 for 147ml);
Water Babies and Ultra Guard by Coppertone ($7 for 237ml);
Pure & Free Baby Mineral Sunscreen by Neutrogena ($11 for 88ml).
Accelerate your personal finance knowledge with this new regular feature on Ringgit Oh Ringgit – the Link Roundup! Every week (or every other week, see how), I’ll share 10 curated links. I promise you’ll find them informational 🙂