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Link Roundup

Link Roundup #31: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. How to Sell Absolutely Anything to Absolutely Anybody, According to Scientists and Sales Gurus – Inc

The ‘the single most essential insight culled from over 15 years of interviews with over 100 experts with thousands of years of cumulative experience’ boils down to:

  1. Create trust
  2. Link what you’re selling to the customer’s desires
  3. Ask for a decision

How you put these three steps into action varies according to industry and medium and so many other factors, but there you go.

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Link Roundup #30: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 20 Professional Skills You Can Learn for $30 or Less – Entrepreneur

What can’t you learn online? Seriously, what an amazing world we live in.

You already know that, of course. But the sheer number of options available can also be crippling sometimes. I certainly get my fair share of analysis paralysis whenever I want to decide what to learn next.

If you’re feeling professionally stagnant, check out this article for 20 new skill ideas. It ranges from digital marketing, communications, technical, investing and more.

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Link Roundup #29: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. The Radical Plan to Save the Planet by Working Less – Vice

This is my first time being exposed to the degrowth movement, and while I’m still learning more about it, I have to say… I like it. For far too long, we as a society have measured ‘success’ by how well we’re doing financially and economically, rather than our happiness and well-being.

And it *is* true that the planet can’t sustain our current lifestyle and consumption.

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Link Roundup #28: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. The Real Reason Why You’re Bad With Money – VICE

…could be that you’re too, well, nice. According to the article,

“Those with ‘a higher degree of the personality trait known as agreeableness, meaning they are more likely to be altruistic, kind, and trustworthy than the rest of us make great friends, but they’re also more likely to be bad with money.”

If a good friend of yours has this personality trait, please look out for them. Their personality literally makes it hard for them to avoid helping others, even if it causes their financial ruin. These are the ones who co-signs a bad loan, lends people money (and never asks or gets it back), and quick to offer to pay for lunches and drinks.

If that describes who you are, don’t change. The world needs kind souls like you. But do learn how to say no, and practice it regularly. If saying ‘no’ is hard, repeat the phrase “Let me think about it” over and over to the requester.

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Link Roundup #27: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 9 things no one tells you when you’re starting a business – The Ladders

It’s a bit oversimplified, but serves as a nice checklist of things you probably don’t know when you’re starting a business, especially if you’re jumping from salaried life to self-employment life.

The 9 things are:

  1. Begin with revenue. Your ideas are great, but how will it bring in the money?
  2. Protect your IP. Things get stolen all the time.
  3. Market yourself. Not just your products and services.
  4. Know your ‘why’. The reason for it all.
  5. Understand yourself so you can make great hires. Hire people who are good at what you’re not good at. Take the DISC personality test.
  6.  You are NOT the boss. The customers are the boss (but that doesn’t mean you can’t fire them.)
  7. Build a structure and find balance. Find a routine that works and won’t burn you out.
  8. Build a tax savings account and emergency savings. Practical
  9. Embrace change and challenges. You’ll be putting your problem-solving skills to the test.

Any of you want to add on to this list? Add them in the comments section.

Related: 11 things I learned about self-employment in Malaysia

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Link Roundup #26: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 6 things you must organize to be healthy, wealthy, and happy – The Ladders

Sometimes I’m not sure if I’m a ‘go with the flow’ type of person, or an organised person. I guess I’m a little bit of both, like most people.

On a scale between 1-10, how well-organised are your environment, money, relationships, health/fitness, spiritual life and time? Answering that is like doing a regular checkup, a self-assessment.

If you’re giving yourself a low score, the checklist in the article is pretty helpful to get you back on the right track.

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Link Roundup #25: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Super-Productive People Do 3 Things That Others Don’t, According to This MIT Productivity Test – Inc

Anyone else obsessed with finding productivity tips and hacks? I know I am. I’m fascinated by both (a) the habits of the super-productive (click the link to read about it) and (b) the productivity test itself, taken by almost 20,000 people. You can take it yourself here.

Pozen Productivity Test is a 21-question survey based on seven habits of productivity:

  • developing daily routines
  • planning your schedule
  • coping with messages
  • getting a lot done
  • running effective meetings
  • honing communication skills
  • and delegating tasks to others

I took the test, and scored 65 out of 105. To be fair, many of the questions are not applicable to me (I don’t work in a team most of the time, and neither attend regular meetings nor delegate work to subordinates). But it definitely gave me some pointers on areas to improve.

What’s your score?

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Link Roundup #24: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. The 11 M’sians On The Forbes 30 Under 30 Asia List And Why They’re So Outstanding – VulcanPost

If I’m honest, I’m a little bit jealous, but mostly proud of their achievements. Being featured in the Forbes 30 Under 30 Asia List is a big deal!

I’m also particularly happy that Bobby Ong and TM Lee of CoinGecko made the cut. I know both of them personally (and at one point, wrote some articles for the website), and they’re great.

I thought that Malaysians would be happy, but discovered some people are dismayed by the lack of racial representation *coughMeleiscough*. I’d be more sympathetic if they weren’t so bitter and toxic about it.

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Link Roundup #23: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 4 things millionaires have in common, backed by research – The Ladders

What millionaires have in common:

  • Many are self-employed
  • They choose their careers strategically
  • They’re not geniuses but they have a strong work ethic
  • They’re cheap (read: frugal)

I highly encourage you to read the article because this is not some opinion piece, telling you some inspirational bullshit. The article is backed by research and every other sentence will make you rethink your whole life, like this one: ‘you’d need to earn 2.5 times as much money to be as happy as someone who is self-employed.

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Link Roundup #22: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. The Batshit Lengths These Guys Go to Retire by Age 40 – MEL Magazine 

THIS. Finally someone said it. This is why I never identified with the FIRE community.

Don’t get me wrong, I love the idea of FIRE (financial independence, retire early), I really do, but what they say and do can be too much. The FIRE community idolises FIRE gurus like Mr Money Moustache and Jacob Lund Fisker of Early Retirement Extreme, who promote extreme frugalism as a way of life.

That would be fine. You-do-you and all. But it *is* annoying when some male members of the community complain about how hard dating is for them. They want wives who find their extremely frugal life appealing – the unwashed clothes and all. They label women who want a little bit more in life as ‘gold diggers’, and thinks the majority of women are ‘shallow’ because we like pretty things.

Moderation. Is. Key.

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