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Link Roundup

Link Roundup #47: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 12 Low-Cost Business Ideas for Introverts Ladders

I am an ambivert leaning towards the introvert side of the spectrum, and currently thriving as a work-from-home writer and blogger. I love that I don’t have to expose myself to social interactions on a daily basis. My head is messy enough without external stimulations.

Seriously, thank you technology for enabling this line of work. I am so thankful.

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Link Roundup #46: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Eligible Malaysians Can Begin Registering For The Malaysians@Work Initiative In April  RinggitPlus

“The initiative, which aims to provide better job opportunities for unemployed Malaysians and to reduce dependency on foreign labour, is a stimulus package conceived to help create up to 350,000 jobs over the next five years.

“Don’t be mistaken that we will only create 350,000 jobs. This is only for the Malaysians@Work programme. It will be in addition to the one million jobs to be created by the private sector,” Guan Eng further clarified.”

The programme has four components to it:

  • Apprentice@Work
  • Graduates@Work
  • Women@Work
  • Locals@Work

I hope this initiative helps you, I really do.

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Link Roundup #45: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. What Happens To Your Brain And Body When You’re Stressed About Money  Huffington Post

When you’re stressed about money,

  • you start making bad decisions even when you know better,
  • you may get anxiety, depression and other mental health issues
  • you may get physical ailments like heart disease, diebetes, chronic sleep problems too

This is one of those ‘pick your hard’ moments. It’s hard – damn freaking hard – to force yourself to earn more money so you don’t get stressed about it anymore. But you can argue that the alternative – STAYING in the current situation without doing anything about it – is also just as hard, perhaps even harder.

The article suggests credit counselling, attending theraphy and seeking healthy coping mechanisms to reduce stress. Do that, you owe that to yourself, don’t give up. I’m rooting for you.

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Link Roundup #44: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. How to Build a Great Relationship with a Mentor – Harvard Business Review

According to the article:

The research on the power of mentorship is pretty clear: People with mentors perform better, advance in their careers faster, and even experience more work-life satisfaction. And mentors benefit, too. After all, “to teach is to learn twice.”

But somehow, our culture kind of promotes animosity between different age groups? The whole #OKBoomer thing made it worse (I understand why it trended; its just, does it do more good or does it do more harm? That’s the question).

In 2020, I do want to unlearn negative stereotypes I had of older folks. We Millennials and Gen Z talk big of being inclusive, so let’s walk the talk. Ageism is a form of discrimination as well.

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Link Roundup #43: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1.  Here’s an example of the perfect answer to ‘Tell me about yourself,’ according to Yale career experts – CNBC Make It

It’s not a bad idea to learn the art of humblebragging without making it look like humblebragging. No shade, its true, I do it too.

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Link Roundup #42: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. One Habit That Holds You Back from the Life and Career You Want – Maybusch.com

That habit is the habit of seeking permission, something that most, if not all of us were taught since young.

If you have not unlearned this habit, 2020 is the time to do it.

To be clear, a lot of things do require permission. This article refers to the decision-making processes that don’t, or can be achieved even if someone said ‘no’.

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Link Roundup #41: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 13 Things Rich People Never Waste Their Money On – Family Handyman

The 13 things are (prepare to feel defensive):

  • Impulse buys
  • Extreme inheritances
  • TV channels and video games (do NOT take my Netflix and Steam away from me!!!)
  • Luxury brands
  • An over-priced home
  • Buying instead of renting
  • Pricey grooming
  • Multiple credit cards
  • Late fees
  • Things that don’t last
  • Stuff over experiences
  • Retirement (basically, the rich don’t plan on quit working, so you better like what you do)
  • Gambling

Click on the article link to read the justification for each.

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Link Roundup #40: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. How to Improve Your Resume According to Science – The Ladders

Amazing infographic. I particularly liked this one – ‘Don’t include a photo unless requested. Candidates (are perceived as unprofessional and) face 88% rejection rate if they do’.

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Link Roundup #39: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Microsoft Japan’s 4-day workweek experiment sees productivity jump 40% – CNBC

This article went VIRAL in social media, for good reason – who doesn’t want an extra day off per week?

So I thought I’d use this space to dig a little bit behind the headline. Here’s what I found:

  • ‘Productivity’ was measured in sales per employee, and 40% increase in sales is no joke
  • They capped in-person meetings to 30 minutes
  • They reduced operations cost: ‘23.1% less electricity used and 58.7% fewer pages printed over the period’
  • The experiment ‘also incorporated self-development and family wellness schemes’

Would this work in Malaysia, you think? I don’t know. Obviously Japan and Malaysia’s working culture is different – we work hard of course but they literally invented a word which describes dying by working hard (‘karoshi’).

However, common sense tells me that it wouldn’t hurt to at least try to reduce our meeting time, no?

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Link Roundup #38: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Malaysian Salaries Are Insufficient – The Star

Finally, we as a nation are focusing on low salaries. Before this the narrative seems to be more to blaming – as if we’re struggling solely because we’re simply poor savers and budgeters.

The Star’s editorial team rightfully pointed out that even EPF (aka KWSP)’s Belanjawanku guide lacks so many necessary expenses, like insurance, phone bill, PTPTN and contribution to parents.

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