Let me start with a TL;DR – FintechNews.my is organising Fintech Barcamp at Holiday Villa Beach Resort & Spa, Langkawi on 9-10th August 2018. Tickets cost USD 145 each (about RM580) and include the cost of participating in the event only.
According to FintechNews.my’s write-up, this event was organised to encourage a vibrant fintech community; they do not intend to profit from it. You have to arrange your own accommodation and transportation. You can purchase the tickets from Eventbrite.
If you want to make the event but concerned about total cost, you can:
Choose a cheaper accommodation (RM100-ish-per-night accommodation is possible)
Buy your flights now (last I checked, RM200+ return tickets from AirAsia are still available!)
Langkawi’s cool. If you want to extend your trip, check out my 4D3N budget Langkawi weekend trip article. I spent RM1239.47, all-in, including flights, accommodation, car rental, food, entertainment and souvenirs.
If there’s one thing I learned during this whole blog-writing journey, is that Malaysians are HUNGRY for fun personal finance content. Wow, you really like to hear stories, not advice! There are too many advice – no wonder people keep calling it a ‘dry’ and ‘boring’ topic.
So let’s change that. Let’s make personal finance fun to read and consume. GIVE ME YOUR SHORT STORIES SO I CAN COMPILE THEM INTO AN EBOOK. I’m offering cash out of my own pocket to all accepted submissions! See the details below:
Personal Finance Writing Competition: The Details
Length: 1500 up to 5000 words
Theme: Personal finance
Type: Fiction and non-fiction short stories
Language: UK English or Bahasa
Format: Submit as GDoc link
Submission date: by 15 August 2018. Send it earlier if you want feedback and stuff
Submit to: submissions.ror at gmail dot com
Prize: RM100 flat OR a % of book sales within 1 (one) year. I’ll promo the heck out of you too.
No of winners: Unlimited (aiming for 50k words total)
As someone who keeps gold and regularly checks the price, I thought I’d cover the gold price movement in the last decade. Here’s what happened to gold prices between 2008 until mid-2018. Think of this article as an explanation of the 10-year historical gold price chart below.
For the benefit of this article, I’ll use price of gold per gram, not per kilo. Most people track the price that way anyway (unless they’re from the US, in which case they use ounces).
Personal finance is so… so… BROAD, isn’t it? We come from all kinds of backgrounds and have all types of interests and go through all sorts of life circumstances. Looking for specific answers can be tough. Sometimes you don’t know what you don’t know – not even the search term for it. I have suggested Reddit as a resource page before, but the sheer amount of available information can be enough for some people to go, ‘nope’ and close off the tab.
That’s a shame, because one of the best ways to learn about personal finance is to learn from the Reddit community. The most useful information get the most upvotes – so you get to save time by reading only the best of the best as determined by those personal finance subreddit community members themselves.
Even though r/PersonalFinance has a lot of members and contributors, I wouldn’t really recommend it and some other subs to Malaysians as many topics are specific for the US crowd. The r/MalaysianPF community, on the other hand, would be great if it wasn’t, um, dead.
BUT. There are other personal finance subreddits that you can explore. They will help you save, spend, invest and manage your money better – for a variety of occasions. Here are 25 of them.
In my previous sponsored post about retirement, I talked about the importance of saving up for retirement, because the fact is that the majority of Malaysians don’t have enough money to support their golden years.
Who best can show you the reality of retirement, than actual retirees in Malaysia? Here are 3 retirees, and what they’re doing now to financial support themselves.
Earlier this month, I was contacted by CompareHero, who wanted my opinion on retirement in Malaysia. This is what I said:
“Not being able to afford retirement is scary to me. I can’t imagine how unbelievably stuck that must feel. I don’t want to be 60 and in pain but have to push myself to go to work every single day just to be able to pay for medical bills.
This is why I am a big fan of EPF, PRS and achieving financial freedom. And if the maths say I must start now, in my 20s, then I guess I must start now. Maths doesn’t lie!”
Freecycling is a combination of 2 words – free and recycling. The whole idea is to offer items in good condition to other people, for free. I’ve joined Freecycling communities since my student days in UK, and both donated and received items from kind people who simply want to reduce their environmental impact. Indirectly, you get to save money and encourage community interaction, too. It’s a great concept.
I even got a bicycle from a nice lady. It got stolen the next day, but still. Thief, I hope you get better use of the bicycle than me. But I was a poor student who during that time was walking 30 minutes to school in order to save money on bus fare, so you’re kind of an asshole.
Some people asked me – what can you get from Freecycle? Rather than saying ‘anything’, I thought I can give an idea of the kinds of things you can expect to find there. Here are 18 things you can get or donate in Freecycle Malaysia.
Starting something new: link love – where I curate the best articles about personal finance! I also like to add the ‘personal’ part of finance in, so they are not aaallll about money. Here are the best from the web in December 2015!
This one woman regretted her RM200k wedding. I am an older sister to a younger sister who is about to get married, and I am worried that she will start her married life with loans, or seriously deplete my parents’ retirement savings just to ‘keep face’ 🙁
Which is more important – time, money or love? This incredibly personal post by Mr Stingy made me think of life. There’s no point in having money if you don’t have time or love.
I followed SpeedRent’s development with interest. Did you know that property agents gave him death threats? All because they found a way to do their jobs better. The update now is that their in-built rental agreements are legally binding. Very cool!
Techies rejoice – in this list, programmers, developers, analysts, and designers bagged 10 out of 25 best jobs for work/life balance. In Malaysia, I’m looking up to these programmers – they are behind some of the apps we use.