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The Malaysian PF Community

Who are part of the personal finance community in Malaysia? We are small, but we exist and we are growing!

6 Reasons to PreOrder Money Stories from Malaysians: Volume 1 NOW [ends 8 March 2019]

 
EDIT: Preorder period is officially over! Thanks so much for your support. If you missed the preorder, you can still make book purchases from the links above. 

Holy shit this is happening. Money Stories from Malaysians: Volume 1 is finally (almost) done!

At writing time, I’m in the midst of printing the physical copies and setting up accounts in ecommerce platforms beyond RoR platforms.

That’s not all. I still have to figure out the marketing and advertising, the contracts, the profit sharing methods, and a bunch of other stuff.

I was going to wait to sell the book until everything is done, but thanks for your advice, I have decided to proceed with the sales. Therefore I am happy to announce that the pre-order for Money Stories from Malaysians: Volume 1 is OPEN NOW!

Just to clarify, the ebook version is now available. The book version will be available and shipped out by mid-March 2019.

Here are some reasons to make your pre-orders now 🙂

Reason #1 – You’re curious about any of the 10 storylines

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[SPONSORED] I Asked Hard Questions to the CEO of Funding Societies Malaysia

What does Mr-Stingy, Dividend Magic, KC Lau, Blackbelt Millionaire and myself have in common? Aside from the fact that we all maintain websites with personal finance content, that is.

All of us do P2P financing as one of our investments. We lend money to companies.

In particular, and most strikingly, all of us chose Funding Societies Malaysia as the P2P financing platform of choice (note: referral code. You get RM50, I get RM50).

My experience with Funding Societies Malaysia so far

(scroll down if you just want to read the interview with Kah Meng)

When Funding Societies Malaysia contacted me for a collaboration opportunity, I was excited. I was already an existing user, with RM10,000 in my account.

funding societies malaysia
My dashboard

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[SPONSORED] 4 Things I Learned from Kenanga’s Investment Event

On 12 January 2019, I attended an investment event organised by multi-award winning Kenanga Group. The name intrigued me right from the start – you don’t come across something like Market Outlook Symposium 2019: Smart Investing or Dare Betting? every day. Held from 9am-2.30pm, the event packed in five speakers (and a lunch break). You can check the agenda of the day and speakers’ profiles here.

I had fun live-tweeting the whole event. Click on the Twitter thread below to read 50+ tweets giving play-by-play account of each speaker’s presentation. Among others, you’ll find stock picks by Kenanga Investment Bank’s Head of Research, a warrants trading tool (that may help you get double-digit ROIs), what to do with your money during bear markets and more.

Here are some things I learned from the event. Some commentaries are not specific to the event itself, but an overview of the general investment events scene in Malaysia. This article is sponsored by Kenanga, but all opinions are mine.

#1 – The Kenanga-organised event… exceeded expectations

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4 Things I Learned After Getting Paid for Influencer Services in Malaysia

Since I started Ringgit Oh Ringgit, I’ve been lucky enough to be approached by brands that want to work with me. I’ve done sponsored content for at least 10 companies now, including some pretty big names in the financial space.

Like I mentioned in my What It’s Like to be a Personal Finance Blogger in Malaysia article, I didn’t set out wanting to be a ‘KOL’ (key opinion leader), or an influencer of any kind. In fact, hearing people calling me a KOL/influencer is still weird. It only sunk in after a friend sat me down and berated the shit out of me. Thanks friend for the tough love approach, I appreciate it, even if you did call me some unprintable words.

So with that in mind, I thought it would be fun to write about my experience so far, and a little bit about influencers in Malaysia. Here are some things I learned.

#1 – Influencers sell attention, a high-value commodity

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12 Malaysia-Based Personal Finance Twitter Accounts to Follow

If you love personal finance as a topic but have not explored Malaysian Twitter yet, do I have a treat for you today.

Following my popular personal finance Instagrammers in Malaysia article, I thought I’d compile the Twitter version pulak. Here are some Malaysia-based personal finance Twitter accounts you definitely should follow. Note that I have intentionally excluded other personal finance thought leaders in Malaysia who don’t use Twitter as their main engagement channel (bloggers, Instagrammers etc). I also exclude Twitter accounts maintained by finance-related companies and media.

This names in this list links directly to their Twitter accounts and appear in no particular order. If I missed out anyone, do let me know (or leave a comment with a link to the profile!)

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The Exact Steps I Use to Build & Launch BestDealsMalaysia.com in 7 Days

Excited to share with you my latest website project, BestDealsMalaysia.com!

I built and launched this deal-finding platform in seven days, but had the idea since 2009-2010, when I was still studying in the UK. At the time, I was a big fan of HotUKDeals.com, ‘UK’s biggest deal-finding community’.

That’s not an exaggeration. HotUKDeals has over 3.5 million fans on Facebook. People really do love user-submitted deals that can be sorted by votes.

To be honest, I’m surprised there weren’t any existing equivalent of HotUKDeals.com in Malaysia. I’ve looked and searched for years, until finally decided to make it myself.

This article outlines the exact steps I use to build and launch BestDealsMalaysia.com.

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[SPONSORED CONTEST] Tell Me Your Best Money-Saving Tip and Win An Apple Watch!

EDIT: Contest update

  • The winning entry. Congrats, you won the Apple Watch Series 3!
  • For those who (1) didn’t win or (2) missed this dateline, don’t fret – re-submit your entries for a chance to win RM5000 pulak!
  • How: (1) Play the quiz, (2) post your money personality and money-saving tip on your Facebook profile page, and (3) tag the Treat Your Money Right Facebook page. Make sure to use the hashtags #treatyourmoneyright #VISA #AKPK and set it to public. Submit your entries BEFORE OR BY 19 November 2018!

I HOPE ONE OF YOU ROR READERS WILL WIN THE RM5000 CASH PRIZE!!!

In conjunction with World Savings Day, VISA and AKPK are doing a financial literacy initiative called Treat Your Money Right.

treat your money right

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14 Malaysia-Based Personal Finance Instagrammers You Should Follow

Nowadays, I notice there are more personal finance websites and blogs around. My grand scheme to get more Malaysian talk openly about money is working muahahahah!

(okay I cannot take all the credit but some la okay some)

(I’m not perasan they told me one)

You know where else money discussions are spilling over, aside from websites and blogs? Instagram. Yes, Instagram, the platform you log on to get jealous over other people’s perfect-looking lives (I’m not wrong).

So you can imagine how pleasantly surprised I was by the emergence this new trend, of Malaysians sharing about personal finance in their Instagram accounts (instead of the usual food, fashion, beauty, travel, etc). I love following them, and find them therapeutic – as I scroll down my feed, my bouts of envy is naturalised by money quotes and reminders to not spend money!

Here are 14 personal finance Instagram accounts that Malaysians should follow. This list is in no particular order.

EDIT: If you are a personal finance Instagrammer, and you’re not listed in this article, please drop a comment with a link to your profile 🙂

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[SPONSORED] What Does PIDM Do and Why Should YOU Care?

When Perbadanan Insurans Deposit Malaysia – PIDM for short – contacted me about doing a paid collaboration, I was confused. Unlike other sponsored post inquiries I get, PIDM has no products or services to sell. If anything, their services are (1) free and (2) automatic.

Then they told me their reasons. They’re to:

  • Promote awareness on PIDM’s protection services so that people are assured that their deposits, takaful and insurance benefits are safe;
  • Inform which financial products are protected to prevent scams by unscrupulous parties, and;
  • Let people know what they should do IN CASE their banks, takaful and insurance companies go bankrupt (stay calm, see #3).

So apparently – and I didn’t know about this before – there are people out there who scam your family and friends because they don’t know about PIDM?? That is horrible! And this is why PIDM wants to tell the public who they are and what they do!

So I said yes, and together we created this plain-English article about what PIDM does.

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22 of Your Best Discussions from RoR Mini-Forum, Compiled

Every week, I host a mini-forum over at the Ringgit Oh Ringgit Facebook page. This has been a regular occurrence for over a year now.

I’ve always enjoyed the discussions and comments, but always thought, oh sayangnya these comments will be lost in time in Facebook.

Then I’m like, what am I talking about. I have a website. I can compile the good threads in one place for easy reference! I’m compiling only the best of the best here, only the discussion threads with lots of quality comments.

Here there are, sorted by topic. Click to read whichever piques your interest, and go ahead and add YOUR comments in as well!

(p/s – blame FB for not able to easily show/read the comments section here. I tried.)

Topic: Investing

Topic: Property

Topic: General

Topic: Travel

Topic: Phone

Topic: Clothes

Topic: Food

Topic: Technology


Topic: Shopping

Topic: Frugal lifestyle

Bonus question: What mini-forum ideas do you have?  Comment here (at the website’s comments section) – I can post them at the Ringgit Oh Ringgit Facebook page so more people can answer 🙂

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