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Money Management

How Much I Spend On Beauty
Money Management

How Much I Spend On Beauty

Sara of Jewelpie.com recently published how much she spent on beauty products. Loved it and was immediately inspired to…

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Money Management

Money Emergencies and How They Eff Up My Budget

I track my spending. All of it. In an app. Each purchase gets categorised – for example, rent money…

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10 Stupid Purchases I Made in the First Six Months of 2017
Money Management

10 Stupid Purchases I Made in the First Six Months of 2017

I’m a personal finance blogger. I am NOT a personal finance advisor. Have to make this clear, because the…

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How to Digitally Protect Your Money – A Checklist on Digital Security in Malaysia
Money Management

How to Digitally Protect Your Money – A Checklist on Digital Security in Malaysia

Hacking. Ransomware. Phishing. It’s a scary time for all of us, especially now that most of our money is…

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Explaining Snowball Method, The Best Way to Pay Off Debt
Money Management

Explaining Snowball Method, The Best Way to Pay Off Debt

Dave Ramsey is a popular author and radio host in the United States. He gives solid money advice. One…

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33 Thoughts on Paying Zakat in Malaysia
Money Management

33 Thoughts on Paying Zakat in Malaysia

Disclaimer: Not a zakat expert. If any info is wrong, please help me learn by commenting (EDIT: all corrections…

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[UPDATED] 44 Thoughts While Buying Myself Insurance in Malaysia
Money Management

[UPDATED] 44 Thoughts While Buying Myself Insurance in Malaysia

Thoughts I’ve had while considering, purchasing, and getting insurance in Malaysia. The idea of this post came from several…

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Money Management

How I Will Be Managing My Money During Trump Presidency

Like many people around the world, I’m disappointed by Trump’s win in the U.S. elections. Personal reasons aside, what’s…

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Guide: Getting Personal with Personal Loan in Malaysia
Money Management

Guide: Getting Personal with Personal Loan in Malaysia

I don’t know about you guys, but lately I notice that I get way more loan advertisements than before.

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My ‘I Want This, But I Won’t Buy It’ List
Money Management

My ‘I Want This, But I Won’t Buy It’ List

Everyone has a wishlist of things they want. Here are some things that I’ve always wanted, but probably won’t…

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[SPONSORED] A Sweet Place to Live… at KL Sentral!
Money Management

[SPONSORED] A Sweet Place to Live… at KL Sentral!

In a previous post, I talked about expenses when moving and living in KL. One of the expenses is…

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Welcome to RoR!

Hi, I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

Meet the RoR Community!  > Facebook | Twitter | Instagram |

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    • Crowd Wisdom
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  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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