From Dual Income No Kids to Dual Income One Kid: A Thought Process
Amid all the congratulary posts on baby Mika’s arrival on 19 May 2023, I received a thought-provoking question via…
I gave birth in a car park (true story)
First of all, I want to say 100% of this story is true. Nothing is fabricated or exaggerated. I’m…
My 23 for 2023 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals
Doing this again for the 3rd year running! In 2022, I achieved 11 of the 22 things in my…
15 Things I Stopped Buying and Didn’t Miss
This post was inspired by one of my favourite personal finance websites, The Financial Diet. Check out their version…
Calculating the Amount I Need to Reach Financial Independence in Malaysia
You might have seen the acronym FIRE – it stands for Financial Independence, Retire Early. To me, the FI…
5 Downsides of Being Too Frugal
Living with frugality mindset (without being cheap) is something I’ve consciously tried to do for many years now, but…
![[Personal] My Investment Portfolio is Down 60% :)](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2022/06/investment-portfolio-is-down.jpg?fit=768%2C384&ssl=1)
[Personal] My Investment Portfolio is Down 60% :)
The value of my investment portfolio was at its highest in October 2021, during the peak of the bull…
My CFP Journey, Part 3: Certificate in Financial Planning CFP Modules 3 & 4
I did it, I passed my CFP exams and ended my CFP journey! I have successfully completed all four…
![[Personal] Why Should I Save Money When The Future is So Uncertain?](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2022/03/uncertain-future.jpg?fit=768%2C384&ssl=1)
[Personal] Why Should I Save Money When The Future is So Uncertain?
Why should I work hard to earn and save money for my future self, when I’m facing an uncertain…
![[PERSONAL] 6 Things I Learned in 6 Years of Being A Solopreneur](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2022/02/solopreneur.jpg?fit=768%2C384&ssl=1)
[PERSONAL] 6 Things I Learned in 6 Years of Being A Solopreneur
I’m a solopreneur. That’s just a fancy way of saying I’m self-employed, but I like the -preneur suffix: yes,…
My 22 for 2022 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals
Even though I only achieved 9 of the 21 things in my 21 for 2021 List, doing it was…
My CFP Journey, Part 2: What I Learned in CFP Malaysia Module 1 & 2
This is a continuation of the My CFP Journey, Part 1: Why, Where and How Much to Be A…