But I’ve never written a post-Raya spending post-mortem, so that’s what I’m going to do. 2017 was my first Raya where money wasn’t an issue, so I was curious how it compared to previous Raya spending experiences. This is what I spent on this year.
I really like these fintech products, and not even sponsored to say this!
Fintech = finance + technology. You probably use some of them (like bank apps). What I’m about to do here is to give my own take of how these fintech products in Malaysia are personally helpful for me. I’ve divided them into: products that save money, products that help with money management, and investment-related products.
Ho Chi Minh City (young people in Vietnam prefer to call it by its original name, Saigon) is a good place to head to for an under-RM1000 weekend trip. Why not longer? It’s a great city, but personally I can only handle the traffic noise in small doses. This was my third trip to Vietnam, but first to Saigon.
My 3 days 2 nights Saigon trip was cheap- just RM958. Even cheaper than my 3 days 2 nights Langkawi trip! Saigon is good for ballin’ on a budget 🙂 There are eight savings tips in this post.
The currency is Vietnamese Dong. RM1 is roughly 5,000VND. Can’t lie, holding a million Dongs in one hand made me chuckle.
I truly believe that personal finance is beyond just simple, boring money. They show insight of who you are, as a person. They show what you decided were important enough to spend money on, and serves almost like a diary.
Well, this is my 2016 diary. It’s a bit nerve-wracking to show them, so be nice ya 🙂