link roundup
Link Roundup

Link Roundup #55: 10 Things to Know This Week

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Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. 5 Ways To Go From A Scarcity To Abundance Mindset Forbes

In my [Personal] 5 Things I Learned in my 20s: Advice I’d Give to My Younger Self article, I wrote #2 – You’re going to lose some friends and that’s okay.

(and when I say lose friends, I don’t mean doing dramatic ‘we’re through!’ declarations. I just mean we stopped hanging out)

One thing they have in common – (almost) all of them have the scarcity mindset. Being around them feels negative, drowning, heavy. There’s a big difference between people who say ‘that’s not possible’ and people who say ‘here’s how that can be possible’.

Note: This also includes online friends and acquaintances btw.

2. National poverty line income revised to RM2,208 – DoSM – AstroAwani

A welcomed revision. We were stuck at RM980 since 2005.

Important distinction: RM2,208 is the new national poverty line for household, not for individual. It is also the national average, which means some states have higher (and lower) poverty lines.

3. You Can Now Hire A Mak Cik To Accompany You To Run Your Errands –

Love this. Services include picking up children from school, and accompanying the elderly to hospitals. Outsourcing care work frees up a lot of time, especially for women. It also tells you that this seemingly ‘simple’ work has value, instead of assumed as free.

Book these services at or WhatsApp +6010-2284020


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Perkhidmatan yang kami sediakan.. #makciktravels #makciktravelshq

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4. Tenaganita says 500,000 migrant workers cheated in ‘govt-sponsored scam’ – FreeMalaysiaToday

“Cases handled by Tenaganita indicates that each applying migrant had paid an average of RM6,000 to the vendors,” said the group’s director Joseph Paul Malaimauv

“Those who did not obtain the work permit lost all the money that they had paid and in most cases they also lost their passports which they had handed over to the vendors,” he told a press conference today.

Think of this before you go, ‘this is not about racism!! this is about legal vs illegal! of course those who are undocumented are in the wrong!’

5. Best 3 Budgeting And Savings Strategies For The Single Muslimah – GlowUpJune

June is a female Singaporean Malay-Muslim self-development and personal finance blogger, which you’d agree is pretty rare from that nation-state 🙂

The 3 strategies are:

  • The Envelope System
  • The Kakeibo Method
  • The Jars System

Recommended read for anyone, regardless of your relationship status and religion lol.

6. I tried these TikTok money-saving tips. Here’s what happened – CNET

First thought: there are personal finance content on TikTok?!

Second thought: of course there are, why wouldn’t people create content around something as universal as money.

Tbh, the link is NOT worth a click, since the tips are travel-specific and USA-centric. But I thought you should know that yeah, there are personal finance content on TikTok.

7. Everything you need to know about the UAE’s first Sharia-approved loto – GulfNews

Me to me: keep an open mind keep an open mind keep an open mind

So they say, basically how it works is you’re buying ‘collectables with the option for purchases to enter you into a mega draw’ (syariah-compliant) not ‘lottery tickets’ (not syariah-compliant)

Gah. My indoctrinated brain which received Islamic guidance from mostly Malaysian thought leaders don’t know how to justify this.

8. 50 Business Ideas People are Actually Making Money From (Complete with Examples)

Articles listing out potential business ideas are a dime a dozen. What’s different (and valuable) here are the examples given along with the ideas – people and entities who successfully turned the ideas into income source.

9. Caribbean countries are selling citizenship for as low as $100,000 — here’s how the ultra-wealthy are cashing in to avoid pandemic travel restrictions – Business Insider

I was wondering how tourism-dependent nations plan to scrape by the financial damage caused by Covid-19.

The funniest (?) part is there’s also a family package:

Through December 1, the island nation Saint Kitts and Nevis is selling a four-person family package for $150,000 — down from $190,000, in exchange for a minimum real-estate purchase of $200,000 that must be held for at least seven years.

10. Managing uncertain times – Money & Minimalism Monthly Roundup #1 –

And lastly, ending this personal finance link roundup with another personal finance link roundup, but this time featuring bloggers from Asia, especially South East Asia! Elizabeth (Liz) rightly pointed out ‘readers in Asia are hungry for localised personal finance and minimalism content.’

That’s it for this round, catch you next time! Want to submit a link you thought was great? Reach out to me on FB or Twitter.

To read past link roundups, please click here.

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