Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂
1. I Don’t Want My Wife to Become a Stay-at-Home Mom – The Slate
Context: a husband asks for advice in a parenting advice column. He felt disappointed with her decision to be a stay-at-home-mom as one of the things he was most attracted to her during courtship was ‘her ambition and tenacity’.
I felt that the advice given by the columnist was a good one (don’t see it as ‘giving up her career’), but this just shows something important: women have been vocal about the right to choose to work OR be a SAHM, but men have kinda been expected to keep quiet (and work harder to provide) if she chooses to stop her career and focus on the family.
As a feminist and equal rights advocate, men’s burden to provide is something I am aware about and try to take into consideration in my own relationship. Read more in this article: 5 Thoughts I Have About Marriage (and Money Management)
2. 5 Secrets That Successful People Rarely Own Up To – The Financial Diet
As much as they say it is, success is not due to work ethics alone; other factors play a big role too. The 5 (open) secrets are:
- They got to live at home (or the door was always open).
- They had positive reinforcement.
- They had good mental health (or just good health overall).
- They didn’t suffer from a toxic home environment.
- They only had to worry about themselves.
If you don’t have one or a few of these, it doesn’t mean you won’t get where you want to be. My question to you is.. so what are you going to do about it?
I’m really happy that CoinGecko.com is getting the recognition they deserve <3 The fact that Malaysians are behind the world-famous crypto aggregator site is just… I get secondhand joy just thinking about it.
This part just made me love them even more!
Neither came from wealthy families and there was no private equity financing in the early days.
“There were no parents to bankroll us. We kept it low-cost and kept reinvesting; this helped us stay in the game. When you have too much money, you essentially lose the hustle aspect. For most start-ups, it’s just about raising venture capital and burning through money,” Lee says.
Starting with only about RM1,000 to pay for the domain and cloud servers, Ong says, start-up costs for a purely digital business with no employee is really low. “Everything else was through our own time and effort. We didn’t raise external funds from friends or family, or take out a loan,” Ong says.
4. Yield Farming on Binance Smart Chain – CoinGecko
This is a good opportunity for me to share CoinGecko’s resources, like this guide on yield farming on Binance Smart Chain. I am happy to announce I am now earning $CAKE!
(If you have no idea what I’m talking about, refer to this article: I Am Self-Learning DeFi (Decentralised Finance). Here’s Why.)
5. Ice cream price comparison list (per 100ml)
It’s true what they say. Not all heroes wear capes. Thank you Feisal aka @SiriuslyCold for compiling the data, and maintaning an ongoing list with more brands in a GSheets doc!
6. A Story of a Fuck Off Fund – The Billfold
A must-read for all women. Money isn’t everything, but it *is* a tool for you to escape sexual harassment, a job that you hate, an abusive relationship, and more.
Your travel plans, new clothes and bags and other items can wait. Build your Fuck Off Fund first.
7. Turning Nasty Used Cooking Oil Into Handmade Eco Soap – The Rakyat Post
Personally I don’t use that much cooking oil in my household but if you do, this DIY project is for you! You get to save money AND the environment!
You can find out the recipe, processes and more by clicking MokMeow’s Twitter link below. You can also view and buy her soaps at this Whatsapp catalog link.
How interesting. Why is it that the term ‘influencers’ carry a more negative connotation than ‘creators’, when both of them do the same thing – create and monetise from their digital content?
9. Why Women Volunteer for Tasks That Don’t Lead to Promotions – Harvard Business Review
Another one to help you uncover hidden gender bias, even from fellow women. It is found that women do more thankless tasks in the workplace too. You know the ones: plan office gatherings, order supplies, etc.
Solution: Get the men in your team to volunteer too. If you’re a man, actively volunteer. If you’re a woman, actively resist. If you’re in a decision-making position, rotate the tasks, don’t just ask and expect the women to do it.
10. Work Chronicles | Getting noticed at work
And last but not least, a hard-hitting lesson on being noticed at work delivered in just 6 panels.
What if you’re not the type of person to share your work, but still want a promotion/raise? Well, you could either learn to share more (it’s not bragging if its facts!), or I guess you could also do some job-hopping (especially if favouritism is obvious).
To read past link roundups, please click here.