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Y’All, ‘Bergaji & Pokai’ Book is Out! (Share & Win RM250!)[ENDED]
Shopping

Y’All, ‘Bergaji & Pokai’ Book is Out! (Share & Win RM250!)[ENDED]

I have a new book! I have a new book! It’s called Bergaji & Pokai: Membina Kehidupan Bebas Tekanan…

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6 Affordable Medical Insurance You Can Buy Online in 15 Minutes
Money Management

6 Affordable Medical Insurance You Can Buy Online in 15 Minutes

Confession: Medical insurance is the first ever protection product I bought. I don’t know about you, but my irrational…

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How to Publish a Book in Malaysia: Step-by-Step and Costs
Earning Money

How to Publish a Book in Malaysia: Step-by-Step and Costs

So you’d like to learn how to publish a book in Malaysia. To keep our expectations clear, I’ll start…

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10 Affordable Homes in Malaysia to Check Out if You Earn Average Income
Saving Money

10 Affordable Homes in Malaysia to Check Out if You Earn Average Income

For the average person earning average salary and income, getting an affordable home in Malaysia can be a challenge,…

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It’s NORMAL to Feel Like You’re Financially Behind in Life
Commentary

It’s NORMAL to Feel Like You’re Financially Behind in Life

Can I tell you a secret? (Almost) everyone you know feels like they’re financially behind in life. At best,…

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5 Reasons You Should NOT Take ASB Loan
Investing

5 Reasons You Should NOT Take ASB Loan

I took RM50k in ASB loan back in 2011, when I was 22 years old. It was one of…

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15 Things I Stopped Buying and Didn’t Miss
Personal

15 Things I Stopped Buying and Didn’t Miss

This post was inspired by one of my favourite personal finance websites, The Financial Diet. Check out their version…

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12 Resources for the Financially Struggling in Malaysia
Money Management

12 Resources for the Financially Struggling in Malaysia

Lots of reasons could have depleted your savings. Maybe you were unlucky and had an emergency. Maybe you lost…

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Budget Update: September 2022 – When You Want to Travel But Have to Be Responsible
Suraya's Monthly Budget Update

Budget Update: September 2022 – When You Want to Travel But Have to Be Responsible

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Pros & Cons List of 5 Popular Investments in Malaysia
Investing

Pros & Cons List of 5 Popular Investments in Malaysia

In this article, I’m going to give you a condensed but concise pros/cons list of five of the most…

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Cheap Meal Prep in Malaysia – How I Cook for RM4.47 per Meal
Saving Money

Cheap Meal Prep in Malaysia – How I Cook for RM4.47 per Meal

The average cost of a meal in my household is RM4.47 per meal. I don’t know about you, but…

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6 Savings and Investments You can Automate, Aside from EPF Contribution
Investing

6 Savings and Investments You can Automate, Aside from EPF Contribution

Easy investment tip: ‘get the set-and-forget’ ones. Unless you have a natural passion (or desire to learn about) stocks…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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Ringgit Oh Ringgit
  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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