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Happy Women’s Day. Here are 4 Ways to Support Women in Your Life
Commentary

Happy Women’s Day. Here are 4 Ways to Support Women in Your Life

Happy Women’s Day/ Month everyone. But is it happy? I’m not happy. Just tired of faux-empowerment messages and ‘we-appreciate-yous’,…

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Budget Update: February 2023 – Supporting family members
Suraya's Monthly Budget Update

Budget Update: February 2023 – Supporting family members

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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My Money Routine: How I Organise My Personal Finance Life
Money Management

My Money Routine: How I Organise My Personal Finance Life

In its essense, personal finance is boring: Earn more than you spend, spend less than you earn, invest the…

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This Income Tax Calculator Shows What You Owe LHDN [2023 Updated]
Money Management

This Income Tax Calculator Shows What You Owe LHDN [2023 Updated]

Do you know how much you owe LHDN for income tax? It’s ok, most people don’t. That’s why it’s…

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Only RM10 a month! How to Apply for Housewives’ Social Security Scheme or SKSSR under SOCSO/PERKESO
The Malaysian PF Community

Only RM10 a month! How to Apply for Housewives’ Social Security Scheme or SKSSR under SOCSO/PERKESO

Housewives’ Social Security Scheme or Skim Keselamatan Sosial Suri Rumah – from hereon will be referred to as SKSSR…

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Best Credit Cards in Malaysia: 6 Maybank Cards to Earn Cashback & Points
Shopping

Best Credit Cards in Malaysia: 6 Maybank Cards to Earn Cashback & Points

I’ll just right away say it: the best credit cards in Malaysia are cashback credit cards, aka cards that…

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Budget Update: January 2023 – Trial Month
Suraya's Monthly Budget Update

Budget Update: January 2023 – Trial Month

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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The Beginner’s Guide to Buying Gold in Malaysia
Investing

The Beginner’s Guide to Buying Gold in Malaysia

Buying gold in Malaysia is not hard, but can be confusing for a beginner. So here’s a no-BS article…

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25 Ways to Make Money Online in Malaysia (+ My Exact Steps)
Earning Money

25 Ways to Make Money Online in Malaysia (+ My Exact Steps)

In this article, I’d like to share how I make money online in Malaysia. I started from zero knowledge…

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How to Make Money in Malaysia: 23 Things I’ve Done, From Kid to Adult
Earning Money

How to Make Money in Malaysia: 23 Things I’ve Done, From Kid to Adult

It’s not hard to find how to make money in Malaysia. The internet (and possibly your circles) are full…

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[SOLD OUT] How to Buy Your Own Damn Insurance Workshop on 21 Jan 2023, 10am-12pm
The Malaysian PF Community

[SOLD OUT] How to Buy Your Own Damn Insurance Workshop on 21 Jan 2023, 10am-12pm

>>Link to purchase<<< RM15 Discount available for those who bought Bergaji & Pokai book 😀 On Saturday night, I…

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How to Buy ETFs in Malaysia Easily and SAFELY
Investing

How to Buy ETFs in Malaysia Easily and SAFELY

How to buy ETFs in Malaysia, you ask? You’ve come to the right place. Short for exchange-traded funds, these…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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