Tag

expenses

How Much I Spend On Beauty

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Sara of Jewelpie.com recently published how much she spent on beauty products. Loved it and was immediately inspired to show mine too!

To be fair, I don’t have a specific category for beauty costs. Most of the time they’re chucked in either Misc Needs or Misc Wants. If I needed those things urgently for an event or something, they’re logged into Misc Needs. If they’re just things I randomly picked up due to shopping mood, then they’re under Misc Wants.

Unlike Sara, I don’t know how much I spent on beauty annually. It fluctuates a lot – most of the time I keep it simple and spend very little, but I also did a RM3,600 dermafiller injection procedure, so that throws the whole annual average out of whack.

Doing things a bit differently, I drew out in my notebook: beauty expenses I spend on with the price range, what I splurge/skimp on, a frugal beauty habit, guilty pleasure and a beauty wishlist.

How Much I Spend On Beauty, A Visualisation

Analysing my beauty spending, I can see I prioritise services more than products. I am most satisfied by the more expensive ones, with the sole exception of eyebrow shaping – the eyebrow threading at Indian beauty shops are amazing and cheap, love them.

As for my makeup, it’s usually quite minimal. I only splurge on two things: sunscreen and eyeliner. Everything else I use regularly – face powder, eyebrow pencil, blush, lipstick, etc – is either cheap drugstore brands or gifted. I used to buy and use moisturisers, but now my skincare routine is mainly face masks + serum samples. Those little packs lasts for a surprisingly long time! I love getting them.

Do you know how much YOU spend on beauty expenses? What are beauty products or procedures you can’t live without? What’s in your wishlist, and what’s your guilty pleasure? What do you splurge and skimp on? Share with us!

Also, let me know what you think of the drawing! Don’t know if I should continue making more graphics and showing my notebook entries. See if this post got love or not 😛

Guide: What To Do When You’re Tight With Money

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tight with money

While I have never been truly broke, I’ve had moments when money was tight. It became necessary to save money. It became necessary to allocate where each ringgit should go.

Therefore this guide. Here I’ve compiled all the strategies you can use to get through moments when you’re tight with money. To make things clear and actionable, I have divided the strategies into categories.

Remember that:

  • Cut down expenses = Awesome (this post focuses on this)
  • Earn money = Awesome
  • Investing money = Awesome
  • Cut down expenses + Earn money + Investing at the same time = HOLY GRAIL TO FINANCIAL INDEPENDENCE YEAH
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My Total Income and Expenses in 2017

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income and expenses

In January 2017, I posted My Total Income and Expenses in 2016 article and was blown away by supportive comments – you guys actually liked reading an analysis of my personal income and expenses for the whole year.

So here’s how 2017 turned out for me, based on my financial data. Incomes are recorded via a Google spreadsheet while expenses are recorded via my expense-tracking app Money Lover.

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My Total Income and Expenses in 2016

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I truly believe that personal finance is beyond just simple, boring money. They show insight of who you are, as a person. They show what you decided were important enough to spend money on, and serves almost like a diary.

Well, this is my 2016 diary. It’s a bit nerve-wracking to show them, so be nice ya 🙂

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Cost of living in KL or Ipoh – Which is more expensive?

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cost of living in kl

In this post, I broke down how I spent my RM3500 salary while living in the heart of Kuala Lumpur (PWTC area, to be precise). It remained one of my popular blog posts. I also wrote about the average cost of my meals (RM2.86) and how I managed to rent a master bedroom for RM150.

Some of you know that I moved to Ipoh 6 months ago, more or less. Even though I can’t make direct comparison with current data (1 year vs 6 months), I thought it would be interesting to show the breakdown anyway and how my living expenses have changed. I want to know which lifestyle allows me to save more money – a social worker in KL or a freelance writer in Ipoh.

Enjoy this table, with an analysis whether my spending in particular categories has increased or decreased.

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