In January 2017, I posted My Total Income and Expenses in 2016 article and was blown away by supportive comments – you guys actually liked reading an analysis of my personal income and expenses for the whole year.
So here’s how 2017 turned out for me, based on my financial data. Incomes are recorded via a Google spreadsheet while expenses are recorded via my expense-tracking app Money Lover.
Developing Ringgit Oh Ringgit from scratch is truly one of the most fulfulling things I’ve ever done. Since its inception less than 2 years ago, I’ve made thousands in passive income.
Teaser proof to get you excited about the income potential – shared the below on Twitter. This is just from one source of affiliate marketing: referral from Shopback.
This is my highest payout redemption from @shopbackmy yet ? RM431.31. Half from things I buy anyway, half from referrals via RoR website pic.twitter.com/VnRXTwsKaD
— Suraya Zainudin (@surayaror) August 8, 2017
And here’s my screenshot from Google Adsense (taken on 15 August 2017):
1.5 years ago, I switched from paid employment to self-employment. It’s been great. I have earned up to 4.8x my previous monthly salary.
My exercise journey also started more or less the same time. From the peak of my weight, I’ve lost about 28kg so far. I know BMI (Body Mass Index) isn’t the best indicator, but I’m finally in the ‘healthy’ range. As someone who has always been ‘the fat one’ since primary school, this is a pretty big achievement. I’m crazy proud of myself.
It can’t be a coincidence. I think exercising and healthier living choices did impact my career and income, for the better. This post is a jumble of self-reflection on this correlation.
I truly believe that personal finance is beyond just simple, boring money. They show insight of who you are, as a person. They show what you decided were important enough to spend money on, and serves almost like a diary.
Well, this is my 2016 diary. It’s a bit nerve-wracking to show them, so be nice ya 🙂
Passive income in Malaysia comes in many shapes and forms. This guide will help you to navigate most, if not all available options and help you decide which one to go with. I’ll also share the passive incomes that I personally have.
I talk to my Dad sometimes about financial stuff. For fun, I asked what amount people my age should be earning to be considered ‘doing financially well’. In short, what figure is a ‘good income’.
He said RM10-15k a month for single people, and people who have families need more. What.
