Surprising fact no 1: There are (at least) five active ride-sharing apps operating in the Malaysian market. Five!
They are: Grab, MyCar, MULA, EZCab and Dacsee. LOVE this article comparing the prices plus waiting times for each of them. I’m already a Grab and MyCar user – I think I’ll install EZCar too because the price looks pretty good.
As a finance geek, I enjoy trying out new fintech products, including ewallets. It’s fun exploring what kind of perks and cashbacks each of them offer.
Ewallets in Malaysia – The Current Scenario
There are many companies trying to enter and compete in the ewallets scene in Malaysia. Last I checked, BNM listed 37 non-bank e-money issuers. I’m sure that list will keep growing in the next few years.
In time, I think we will see a few clear winners in this ewallet race, like what happened with Alipay in China. But for now, potential customers like you and me can have fun and enjoy being courted by these companies. Some of them are pretty generous with their welcome or referral bonuses – good for us!
Here are reviews of all the ewallets in Malaysia that I’ve tried out so far, and what I like about them. I have excluded banks and crypto ewallets from this list.
You already know how important it is to wear sunscreen, but not all of them are created equal. Some formulas give next-to-nothing protection even if applied – a big money waster, if you ask me. The honour for the perfect sunscreen formula apparently goes to a product called Anthelios Clear Skin Dry Touch Sunscreen, produced by the company La Roche Posay. It costs $20 for 50ml, so I don’t think I’ll get it (even if it’s available in Malaysia).
BUT there are near-perfect formulas that are a lot more affordable! Anyone know where I can get these in Malaysia? Share in the comments section!
Sport Sunscreen Lotion SPF 50 by Equate ($5 for 237ml);
Quik Gel Sunscreen Broad Spectrum SPF 50 by Bull Frog ($9 for 147ml);
Water Babies and Ultra Guard by Coppertone ($7 for 237ml);
Pure & Free Baby Mineral Sunscreen by Neutrogena ($11 for 88ml).
I love Shopback, the cashback platform. In this article, I’m going to give you tips on using the platform for maximum cashback. Since opening an account way back in 2015, I’ve earned over RM2000 from it. The screenshot below is dated 18 April 2018.
One thing I noticed about people who are passionate about cryptocurrencies and blockchain technology is their ideologies and values. They tend to be the same people who rank transparency, efficiency and financial inclusiveness high in their belief system. Not all of them (some just got in it for the moneh), but many of them. And for that reason, I support the industry.
In the interest of promoting the cryptocurrency and blockchain in Malaysia, I have compiled Malaysia-based companies, associations and groups you should know. Note that this list is not exhaustive – I might have missed some – but the popular ones with active members are here. If you know of any more, please comment and I’ll add it in.
If you find personal finance mafan, you’re not alone. Heck, I still find it mafan. I’m lucky to get a head start on it, but actually it’s still really quite the mafan. There are just so many things that you have to sort out to be at least semi-good at it.
But that’s adulting for you. You just have to do it, don’t you? Because no one else will. And I’m not going to be that person who lets my partner/parents take care of my finances and life for me, nope. I’ve heard enough stories. We’ve all heard the stories.
This post is all about things we all have to do in order to be ‘good’ at personal finance and life. Some of them are more mafan than others. I’ll explain. And use cat pics.
The first time I did keto, I lost about 12kg. It’s the only diet that worked for me so far. Who knew that a high fat low carb diet can be this efficient?
I have since regained some of that weight so I’m doing keto again. This time around, I notice there are more people doing keto in Malaysia. And many of them complain about the same thing: all those good fat you have to eat to get into ketosis are so expensive!
So here are some budget tips that personally worked for me.