Please note that all statements published on this blog are solely opinions of my own. All information in Ringgit Oh Ringgit is not intended to provide tax, legal, accounting, financial, or professional advice. In no event will I, the blogger be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Investing involves substantial risk. Readers are encouraged to do their own research before arriving at any conclusions based solely on materials provided, or republished, on this blog.