Hello and welcome to Ringgit oh Ringgit!
I’m Suraya, a Millennial Malaysian residing in
Kuala Lumpur Ipoh back in Klang Valley. I’m a writer-for-hire and dig personal finance. Like, a LOT.
The problem is that the Malaysian personal finance blog scene is
pretty much nonexistent oklah got lah but very sikit and not appealing to me, a Millennial. So for the longest time, I read mostly American/Canadian/Australian personal finance blogs. I actually got pretty well versed with Roth IRA and TurboTax. But I wanted to read something that makes sense to me, a Malaysian!
Therefore this website. Ringgit oh Ringgit will chronicle my personal finance journey. From the saving, to the spending, to the investing, and the safeguarding. I am: more of a minimalist, less of a consumerist, a konon DIY enthusiast, let’s support small businesses over big corporations kinda girl.
My motto in personal finance is this – My money is finite and there’s no such thing as having it all. Above all, I will prioritise my spending and choose to spend my money only on things that add value to my life. Do join my adventures (shameless plug: follow me on twitter at @surayaror!), and share your adventures, too!
Looking at the current economy, goodness knows we need to get our finance shit together. Might as well make it fun right. If you’re new to Ringgit Oh Ringgit, see my most popular articles here: https://ringgitohringgit.com/start-here/