Hello and welcome to Ringgit oh Ringgit!
I’m Suraya, a Millennial Malaysian living somewhere in Klang Valley. I’m a writer, speaker and digital marketer-for-hire and dig personal finance. Like, a LOT. So much that I’m taking the Certified Financial Planner certification!
The problem is that the Malaysian personal finance blog scene last time was
pretty much nonexistent oklah got lah but very sikit and not appealing to me, a Millennial. So for the longest time, I read mostly American/Canadian/Australian personal finance blogs. I actually got pretty well versed with Roth IRA and TurboTax. But I wanted to read something that makes sense to me, a Malaysian!
Therefore this website. Ringgit oh Ringgit will chronicle my personal finance journey. From the saving, to the spending, to the investing, and the safeguarding. I am: more of a minimalist, less of a consumerist, a konon DIY enthusiast, let’s support small businesses over big corporations kinda girl.
My motto in personal finance is this – My money is finite and there’s no such thing as having it all. Above all, I will prioritise my spending and choose to spend my money only on things that add value to my life. Do join my adventures and share yours, too! PERSONAL FINANCE DISCUSSIONS IS NOT JUST FOR EXPERTS.
Looking at the current economy, goodness knows we need to get our finance shit together. Might as well make it fun right.