Here are some recommended personal finance websites in Malaysia. This list is no particular order.
Note: I do not put people/websites that sell their own financial literature programs or books. They can do their own marketing and advertising.
Malaysian Personal Finance personalities
- Ringgit Oh Ringgit – Me! This website! View by categories: Budget Hacks | FAQs & Guides | My Budget Updates | Opinion Piece | Travel
- Mr Stingy – Features life improvement articles, including how he cleverly manages his finances. Read how he paid off his RM58k in education loan here.
- Gen X Gen Y Gen Z – He uses, compares, and ranks credit cards available to Malaysians. The ultimate credit card sifu.
- Dividend Magic – Personal posts about the stocks he personally owns, the dividends he received, and some helpful explanation of terminologies!
- Ariff Shah – Malay-language blogger. Good information for asspiring first-time homeowners.
- Chok Leong – Talks about his stock picks, shares, dividends, ETF, commodity prices (oil and gas), companies in Malaysia. I liked this article on how he opened a US account to get access to US ETF (exchange-traded funds) as a Malaysian.
- LynnRinggit – A personal finance website kinda similar to mine! Interesting ideas on where to open e-fixed deposit, saving money on Starbucks, and things like that. Check it out!
- Malaysia Young Investor – Gen Y (born in 1993) Malaysian. Invests in stocks and seems like a good place to visit if you want to invest in the KLSE stock market.
- Economics Malaysia – Analysis from ‘an applied and practicing economist in the Malaysian financial sector.’ A bit technical but very, very informational.
- Ringgit Matters – Personal finance commentaries. Props on the witty name!
- Kopi and Property – Property junkies go here. Charles inspire me – he updates way more than I do!
- TechCurator – Run by Vincent, a notable person in the fintech scene. He focuses on smart cities, fintech, insurtech and more.
- The Very Long Run – By Julian Ng of BFM fame. Great insights and thought-piece articles about the stock markets.
- Atiqah Nadiah’s money series – She doesn’t write a lot about money, but when she does, it’s good stuff – nice mix of reflection and self-determination.
- Money Talks Cafe – Chit-chat style blog by a Millennial Malaysian woman. Great writing style!
- GreyNautic – A breath of fresh air. Focuses on the philosophy of money. Deep thoughts, if you like that kinda thing. Born in 1993.
- Ong Shi Jue – BrilliantThe Edge Malaysia Weekly writer. Insightful articles on personal finance, amazing.
- Small Change – Focuses on ‘little steps to doing smart things with your money’
- Aishah Kamaludin – Refreshingly honest and real personal finance/minimalism blog from a woman with growth mindset. Love it.
- Everything Nisa – Find free budget printables, tax advice, life organisation hacks and more from this Muslim superwoman!
- Mimirello – Lifestyle blog with digital marketing and personal finance articles, run by Marion, a Kadazan entrepreneur 🙂
- Serious Investing – Stocks-related discussions. Good for those interested in fundamental analysis.
- Pelham Blue Fund – A blog outlining Bursa Malaysia-trading decisions and outcomes, run by ‘finance industry professionals and ex-business journalists’ who put their money in their own fund management.
- Elizabeth Tai – Ex-The Star journalist. Blogs about many topics, including personal finance, debt-free living, minimalism and productivity.
- The Money Magnet – Personal finance blog run by Michelle, a stay-at-home mom from Kuching!
- I’m Funemployed – Nicole from KL posts articles about personal finance and self-employment. Love her stocks portfolio sharing!
- More Money – Has personal finance articles for Malaysians. I quite like their newsletter section, which compiles some Malaysian and international personal finance articles.
- Black Belt Millionaire – The blogger is a retired professional fighter and martial arts enthusiast chasing financial freedom. What a cool background!
- A Million Reason – ‘A Sabahan journey to financial freedom’. His monthly investment reports are short and sweet – go have a look if you like stocks and dividend investing.
- Ringgit Velvet – An engineer and frugal mom of 3 kids. In her ‘about’ section, she says she’s into home decoration/organisation niche and entering competitions!
- Your Finance Doctor – Run by Henry Tan, a Licensed Financial Advisor
- WorldBizWeek – Run by Desmond Mar, an ex-auditor of PwC
Websites with personal finance articles
- JewelPie – Malaysian women-centric lifestyle website with personal finance-related articles! RARE okay you guys!
- VulcanPost – Not strictly a PF website, but features new startups you should know and offers insider news about consumer demands.
- Pakdi.Net – Malay centric, Islam-centric personal finance articles. Handy for the riba’ and inheritance guides.
- SoyaCincau – Great for tech reviews and getting the most out of your money! Check out Best Smartphone under RM1000 article.
- Time Out KL’s Broke in KL Guide – KL-centric and consumerist-culture-centric. Free stuff to do in KL!
- Zafigo – A website dedicated to women travellers in Asia. Some articles about how much trips cost, and recommendations under [insert amount]
- The Vocket – In Malay. They compile fun topics that millennials like to read. I like the articles that directly or indirectly touch about money, like traveling to [country] for [amount], my experience working/studying/living in [country], and other budget tips and hacks.
- New Malaysian Kitchen’s Budget section – Recipes for cheap, healthy Malaysian meals!
- Pakar Wang – Malay-language website with ‘how to’ tutorials.
- Financial Literacy for Youths – Guides written and researched by young people, for young people. Great content – big words made digestible.
- Cilisos.my – Love their educational AND entertaining economics-related pieces!
- AskLegal.my – Easy-to-read legal articles, because we’re all law-abiding citizens here amirite (unless the law is outdated, in which case we should actively change it)
- The Fifth Person – lots of stocks-related articles.
- UniEnrol’s articles – Go here for articles about scholarships and cost of education-related financial advice!
- Entrepreneur Campfire – High-quality articles about entrepreneurship in Southeast Asia, with lots of Malaysia-specific content! I found out that Lazada have a fulfillment service for sellers from their how popular online businesses make money online in Malaysia article.
- Fintech News Malaysia – Trusted source for Malaysia-specific fintech news!
Websites to compare financial products
Compare credit cards, home loans, personal loans, car loans, insurances, fixed deposits, stock trading accounts, etc. They have their own personal finance articles too.
Useful shopping tools
- Shopback – Note: referral link. Before you complete any online shopping, check here if you are eligible for cashback! This website is especially awesome for online-booking accommodation or travel. I’ve received about RM2000 in cashback so far 🙂
- Ewallets – Click the link to see reviews of BigPay, Lazada wallet, FavePay and Boost App, plus how they save me money
- Dealshelve – Like your groupons? This website lists all available groupon-type deals in Malaysia. Have fun and don’t go overboard!
- Offerstation – Lists well-known companies’ ongoing offers and promotions. I especially like the warehouse and contests listings.
- Mudah – Only one of the highest-traffic classifieds website in Malaysia. Don’t buy anything without checking here!
- Currenseek – Helps you to compare and find great exchange rates. The disparity feature is cool – it shows how much some exchanges are overcharging you! They also wrote about me here 🙂
- CupoNation – Helps you find coupon codes for online merchants. From my understanding this is a worldwide platform and newly launched in Malaysia.
- GrubCycle – Eat more for less AND save the environment. Kind of similar-ish to ApprovedFood (sells clearance food and drinks) which I loved when I studied in UK.
- FreebiesLand – Free samples, deals, BOFO (buy one free one), ongoing promotions, etc.
- MySmartList – a collection of tools and resources for Malaysians to save and invest money. Thanks for listing me!
- HappyFresh – grocery delivery service. Use code ‘suraya63’ to get RM25 off your first order. ProTip: Go to HappyFresh website from Shopback and get cashback from there!
- Lowyat – Discuss and get advice from these fine folks at these specific forums: Finance, Business and Investment House; Credit Cards, Debit Cards and Loyalty Cards; Stock Exchange; Property Talk; Jobs and Careers. Great Services Noticeboard, Business for Sale page, and Garage Sales too.
- Carigold – They call themselves the largest money making portal in Asia, but take it with a pinch of salt – this forum is overrun with a) sensationalist titles and b) dodgy forex & MLM. Amid that, this Malay-centric forum is worth a browse if you need the Malay consumer perspective.