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8 Things to Buy for a GREAT Financial Life in 2025
Shopping

8 Things to Buy for a GREAT Financial Life in 2025

I bet many of you want to improve your finances and have a great financial life in 2025. It’s…

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This Income Tax Calculator Shows What You Owe LHDN [2024 Updated]
Money Management

This Income Tax Calculator Shows What You Owe LHDN [2024 Updated]

Do you know how much you owe LHDN for income tax? It’s ok, most people don’t. That’s why it’s…

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My 20-year Personal Finance Journey [PERSONAL]
Personal

My 20-year Personal Finance Journey [PERSONAL]

I started tracking my expenses at 17 years old. This year, 2025, I am 37 years old. That means…

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Ultimate Comparison Between 8 Robo Advisor in Malaysia
Investing

Ultimate Comparison Between 8 Robo Advisor in Malaysia

Welcome to the ultimate robo advisor comparison article! In this article, you will find the best robo advisor in…

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The Beginner’s Guide to Buying Gold in Malaysia
Investing

The Beginner’s Guide to Buying Gold in Malaysia

Buying gold in Malaysia is not hard, but can be confusing for a beginner. So here’s a no-BS article…

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Welcome to Financere: An AI/Personal Finance Short Story
The Malaysian PF Community

Welcome to Financere: An AI/Personal Finance Short Story

Authors note: When I first wrote Welcome to Financere: An AI/Personal Finance Short Story back in 2020*, I never…

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I Made Over RM23,000 in Affiliate Income: My Involve Asia Review
Earning Money

I Made Over RM23,000 in Affiliate Income: My Involve Asia Review

This is my Involve Asia review as someone who has used the platform for over 2 years and earned…

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Budget Update November + December 2024 –
Suraya's Monthly Budget Update

Budget Update November + December 2024 –

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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The ULTIMATE Cryptocurrency in Malaysia Guide [2025 Update]
Investing

The ULTIMATE Cryptocurrency in Malaysia Guide [2025 Update]

So you want to learn about crypto in Malaysia. Maybe you want to learn how to buy bitcoin in…

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Budget Update October 2024 – Besties Staycation
Suraya's Monthly Budget Update

Budget Update October 2024 – Besties Staycation

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Budget Update September 2024 – Grocery Shopping in Another Country
Suraya's Monthly Budget Update

Budget Update September 2024 – Grocery Shopping in Another Country

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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4 Places to Find A Financial Planner in Malaysia
The Malaysian PF Community

4 Places to Find A Financial Planner in Malaysia

Here’s something I observed, after being in the personal finance space for a while: everyday Malaysians want more guidance…

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Budget Update August 2024 – Waiting for a Breakout
Suraya's Monthly Budget Update

Budget Update August 2024 – Waiting for a Breakout

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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