pelaburan Archives - Ringgit Oh Ringgit

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11 ^th
June

[SPONSORED] What You Should Know About Gold Prices In 2008-2018

Posted by Suraya - 6 Comments

As someone who keeps gold and regularly checks the price, I thought I’d cover the gold price movement in the last decade. Here’s what happened to gold prices between 2008 until mid-2018. Think of this article as an explanation of the 10-year historical gold price chart below.

gold prices — The price of gold from 2008-2018, per kilo (for some reason can’t change setting to grams)

For the benefit of this article, I’ll use price of gold per gram, not per kilo. Most people track the price that way anyway (unless they’re from the US, in which case they use ounces).

24 ^th
April

What No One Tells You About Investing in Malaysia

Posted by Suraya - 2 Comments

Here are some of the things you always hear about investing: it’s important, you should do it early, and you shouldn’t put all your money in just one basket (one type of investment vehicle).

I’m not going to focus on that here. This article is all about what people don’t tell you about investing in Malaysia. Or not enough, anyway.

17 ^th
April

[SPONSORED] 20+ Interesting Gold Coin and Gold Bar Designs

Posted by Suraya - No Comments

If you’re keen to collect something, why not collect gold coins and gold bars? They tend to appreciate in value in the long run. If you get bored of your collection or need money, you can resell it and get back what you paid (and perhaps more than that). You can’t say the same for most other collections.

In this collaboration post with buysilvermalaysia.com (which actually sells a lot of gold too despite the name), we would like to share some interesting gold coin and gold bar designs for your visual pleasure. Your inner pirate will appreciate this.

07 ^th
November

6 Things to Know When You’re Investing for the First Time

Posted by Suraya - 7 Comments

The other day, someone wrote to me. She asked, ‘Suraya, can you do a post about getting over one’s nerves when investing for the first time?‘

24 ^th
October

[SPONSORED] 5 Common Questions About Gold Investment, Answered

Posted by Suraya - 10 Comments

Since my early 20s, I keep a little gold as part of my investment portfolio. The process was more or less:

Knowing that I need to invest money
Being overwhelmed by all the investment options out there
Heard of gold as a safe-ish investment
Read up about gold, find out about common scams
Buy gold (here’s how and where to buy gold as an investment)

In this article, and in collaboration with HelloGold – an app-based platform to buy and keep gold investment – I’d like to share some common questions about gold investment.

#1 – How much gold should I keep?

25 ^th
September

[Sponsored] How Asukabu App Helped Me Understand Malaysian Stocks

Posted by Suraya - 6 Comments

I never really understood Malaysian stocks. Like, I know how to get them and all, but I don’t get them. I don’t know how to answer, ‘Which Malaysian stocks should I buy?’

(For the record, this is how you get Malaysian stocks: open a CDS account, add some money, buy the stocks you want at the price you want and keep it until you want to sell it)

This went on for a while until someone from Asukabu commented on one of my posts and mentioned the app. You can learn about Malaysian stocks, he said. I’m like, okay, sure I like learning, I’ll try it out.

Using Asukabu to survey Malaysian stocks

There was this lightbulb moment as I was using the Asukabu app. It kinda clicked after that. Ohhh, that’s how you select a company, from a million* companies out there.

23 ^rd
August

[SPONSORED] How to Buy Gold in Malaysia, as an Investment

Posted by Suraya - 23 Comments

When I first started investing, one of my first investments was gold. I was in my early 20s, it was the early 2010s, and I bought 20 grams. I’ve since sold some of them, but still keep a small amount.

Why I chose gold as an investment