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personalfinance

[PERSONAL] What It’s Like to be a Personal Finance Blogger in Malaysia

This whole blogging thing. It wasn’t intentional. I mean, it was, the whole writing part was. But the recognition that comes with it, the knowledge that what I write and say has some form of influence… that part wasn’t intentional at all. Truthfully I’m still shocked by this blog’s success. The total number of visits crossed the one million mark recently. One million!

personal finaance blogger
As of August 2018

Here are some personal thoughts, observations and reflections on being a personal finance blogger in Malaysia.

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Case Study: My Blog’s Digital Marketing Strategy

Back in college/uni, I studied communications. That’s how I learned the fundamentals of content creation, ie delivering the message in a way that is suitable for the target audience. Freelance corporate writing work remains my main income channel.

That specialisation got me jobs, but the money only started growing as I learned how to sell myself and my services via digital marketing. Every cent I threw in digital marketing got me at least 10x return on investment. All that effort to self-learn digital marketing is worth it. 

This post is a case study on Ringgit Oh Ringgit’s blog digital marketing strategy, including what works and what I still have to improve on. I figure this information might be useful for freelancers and small businesses looking to explore content marketing as your primary digital marketing strategy. I don’t think you see that many case studies from Malaysia-based content creators.

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All The Mafan Things About Personal Finance and Life

Mafan = slang for ‘annoying’, ‘malasnya nak buat’

If you find personal finance mafan, you’re not alone. Heck, I still find it mafan. I’m lucky to get a head start on it, but actually it’s still really quite the mafan. There are just so many things that you have to sort out to be at least semi-good at it.

But that’s adulting for you. You just have to do it, don’t you? Because no one else will. And I’m not going to be that person who lets my partner/parents take care of my finances and life for me, nope. I’ve heard enough stories. We’ve all heard the stories.

This post is all about things we all have to do in order to be ‘good’ at personal finance and life. Some of them are more mafan than others. I’ll explain. And use cat pics.

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The Exact Steps I Use to Earn Money from Blogging

Earn Money from Blogging

Developing Ringgit Oh Ringgit from scratch is truly one of the most fulfulling things I’ve ever done. Since its inception less than 2 years ago, I’ve made thousands in passive income.

Teaser proof to get you excited about the income potential – shared the below on Twitter. This is just from one source of affiliate marketing: referral from Shopback.

And here’s my screenshot from Google Adsense (taken on 15 August 2017):

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25 Personal Finance Subreddits For You To Find ‘Your People’

Personal finance subreddits

Personal finance is so… so… BROAD, isn’t it? We come from all kinds of backgrounds and have all types of interests and go through all sorts of life circumstances. Looking for specific answers can be tough. Sometimes you don’t know what you don’t know – not even the search term for it. I have suggested Reddit as a resource page before, but the sheer amount of available information can be enough for some people to go, ‘nope’ and close off the tab.

That’s a shame, because one of the best ways to learn about personal finance is to learn from the Reddit community. The most useful information get the most upvotes – so you get to save time by reading only the best of the best as determined by those personal finance subreddit community members themselves.

Even though r/PersonalFinance has a lot of members and contributors, I wouldn’t really recommend it and some other subs to Malaysians as many topics are specific for the US crowd. The r/MalaysianPF community, on the other hand, would be great if it wasn’t, um, dead.

BUT. There are other personal finance subreddits that you can explore. They will help you save, spend, invest and manage your money better – for a variety of occasions. Here are 25 of them.

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