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Commentary

My say on current events.

Happy Women’s Day. Here are 4 Ways to Support Women in Your Life
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Happy Women’s Day. Here are 4 Ways to Support Women in Your Life

Happy Women’s Day/ Month everyone. But is it happy? I’m not happy. Just tired of faux-empowerment messages and ‘we-appreciate-yous’,…

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5 Reasons Why Malaysians Are Underpaid
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5 Reasons Why Malaysians Are Underpaid

It’s no secret that many Malaysians are underpaid. This is not an opinion, this is data. As of May…

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It’s NORMAL to Feel Like You’re Financially Behind in Life
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It’s NORMAL to Feel Like You’re Financially Behind in Life

Can I tell you a secret? (Almost) everyone you know feels like they’re financially behind in life. At best,…

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US vs Malaysia: 5 Ways Our Personal Finance Content is Different
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US vs Malaysia: 5 Ways Our Personal Finance Content is Different

Chances are, if you are relatively fluent in English, you have consumed personal finance content from US. Maybe you…

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Actually, The Simple Life is Still Expensive AF
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Actually, The Simple Life is Still Expensive AF

‘I just want a simple life’ – me, and probably a good chunk of RoR readers, thinking that it’s…

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3 Things You Actually Want For Your Dream Home in Malaysia
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3 Things You Actually Want For Your Dream Home in Malaysia

I’d like to introduce to you one of my favourite books ever, New Aging: Live Smarter Now to Live Better…

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Is Budgeting a Waste of Time? Of Course Not, But Why Do Experts Say It Is?
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Is Budgeting a Waste of Time? Of Course Not, But Why Do Experts Say It Is?

Is budgeting a waste of time? When I first came across this question, I thought pfft, of course not,…

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Dreaming of the Van Life in Malaysia [Frugal Fantasy Series #1]
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Dreaming of the Van Life in Malaysia [Frugal Fantasy Series #1]

Welcome to the first of my Frugal Fantasy series, where I write about alternative frugal lifestyles that I’ve fantasised…

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17 Things That Give Me JOMO (Joy of Missing Out)
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17 Things That Give Me JOMO (Joy of Missing Out)

Some time ago, I was introduced to the concept of JOMO – Joy of Missing Out. It was such…

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So You Can’t Afford Retirement. Now What.
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So You Can’t Afford Retirement. Now What.

According to EPF’s chief strategy officer, only 3% of contributors can afford retirement. 3%. 3 people, out of one…

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Telemarketer sales tactics you should know (by an ex-telemarketer)
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Telemarketer sales tactics you should know (by an ex-telemarketer)

When I was 17-18, I worked as a telemarketer for about 3 months. For an outsourcing company, on behalf…

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20 Topics Related to Personal Finance, According to Millions of People
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20 Topics Related to Personal Finance, According to Millions of People

People ask me all the time why I created RinggitOhRinggit.com, a personal finance blog. And the genuine answer is……

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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Ringgit Oh Ringgit
  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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