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Commentary

My say on current events.

20 Topics Related to Personal Finance, According to Millions of People
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20 Topics Related to Personal Finance, According to Millions of People

People ask me all the time why I created RinggitOhRinggit.com, a personal finance blog. And the genuine answer is……

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The (Unintended) Harmful Consequences of ‘Do Your Own Research’
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The (Unintended) Harmful Consequences of ‘Do Your Own Research’

Confession: I say ‘Do your own research’ a lot. I say it on this website, I say it in…

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To Everyone Who Ever Said “I’m Not Good With Money”
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To Everyone Who Ever Said “I’m Not Good With Money”

Hey you, I have some idea of who you are. Half of you are under 35 years old. Statistically,…

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Thought Experiment: Can We Live Without Money In Malaysia?
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Thought Experiment: Can We Live Without Money In Malaysia?

Can we live without money? Or very little money? A lot of financial advice will say no, you can’t….

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4 TOUGHEST Financial Situations to be in (Who Helps Them?)
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4 TOUGHEST Financial Situations to be in (Who Helps Them?)

I LOVE the concept of self-determination. I believe in it, 100%. Heck, I even collect self-determination quotes, such as:…

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[Commentary] The Negativity Around Financial Advice
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[Commentary] The Negativity Around Financial Advice

[Before we proceed, let me just preface this article with this statement: I’ve never been poor, and I’m certainly…

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[FB LIVE SESSION 17 April] Urus Bersama Suraya (AKPK collab)
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[FB LIVE SESSION 17 April] Urus Bersama Suraya (AKPK collab)

In this third Urus Bersama Suraya with Agensi Kaunseling dan Pengurusan Kredit (AKPK) session, I covered: The 4 ways…

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[FB LIVE SESSION 10 April] Urus Bersama Suraya (AKPK collab)
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[FB LIVE SESSION 10 April] Urus Bersama Suraya (AKPK collab)

In this second Urus Bersama Suraya with Agensi Kaunseling dan Pengurusan Kredit (AKPK) session, I covered: The 3 reasons…

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[FB LIVE SESSION 3 April] Urus Bersama Suraya (AKPK collab)
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[FB LIVE SESSION 3 April] Urus Bersama Suraya (AKPK collab)

In this Urus Bersama Suraya with AGENSI KAUNSELING DAN PENGURUSAN KREDIT (AKPK) session, I covered: How much money you’ll…

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oh shit, are we in a recession?
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oh shit, are we in a recession?

Recession. Hard topic to cover. I am so torn between ‘don’t create unnecessary panic’ and ‘don’t be in denial’….

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6 Ways to Draw More Tourists to Malaysia, According to Malaysians
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6 Ways to Draw More Tourists to Malaysia, According to Malaysians

According to the PM, “the government is targeting to achieve 30 million international tourists and RM100 billion revenue in…

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[SPONSORED] What Rich Malaysians Do With Their Money (That You Don’t)
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[SPONSORED] What Rich Malaysians Do With Their Money (That You Don’t)

According to the Department of Statistics Malaysia, the T20 in this country received 46.2% of overall income share in…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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