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Commentary

My say on current events.

All The Mafan Things About Personal Finance and Life
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All The Mafan Things About Personal Finance and Life

Mafan = slang for ‘annoying’, ‘malasnya nak buat’ If you find personal finance mafan, you’re not alone. Heck, I…

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35 Things That Happen When You’re Good With Money
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35 Things That Happen When You’re Good With Money

I notice that these things happen to people who are good with money. Not saying I’m that great (OK…

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Book Review: The Rules of Wealth by Richard Templar
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Book Review: The Rules of Wealth by Richard Templar

Oh man. Oh man. What a book.

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How the Fashion Industry Makes Money (Credit: Fashion Babylon)
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How the Fashion Industry Makes Money (Credit: Fashion Babylon)

Since my post on saving money on fashion, I am on a fashion roll. I’m actively trying to dress better…

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10 Ways to Retire, From Awesome to Depressing
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10 Ways to Retire, From Awesome to Depressing

I have been thinking about my own retirement planning in Malaysia since my 20s, when I first started working….

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23 Malaysian Statistics About Money That Will Make You Think
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23 Malaysian Statistics About Money That Will Make You Think

Let’s do something a bit different than usual. Statistics about money can offer a lot of insight about our…

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Are Malay Graduates and Job Seekers being Discriminated in Malaysia? Yes, finds this study.
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Are Malay Graduates and Job Seekers being Discriminated in Malaysia? Yes, finds this study.

High number of unemployed graduates, especially Malay graduates are not news in this country. We hear them blaming everything…

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How much should you earn to be considered ‘financially OK’

I talk to my Dad sometimes about financial stuff. For fun, I asked what amount people my age should…

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Cost of living in KL or Ipoh – Which is more expensive?
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Cost of living in KL or Ipoh – Which is more expensive?

In this post, I broke down how I spent my RM3500 salary while living in the heart of Kuala…

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Money Lover Review (Expense-tracking app)

A lot of people asked me recently about the app I use to track my expenses. To the best…

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Why you should buy all your Xmas presents from online vendors (and skip the malls)

I used to like Raya, and then I grew up so the money stopped coming 🙁 Now, out of…

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Asshole Shoppers who Haggle Aggressively with Individual Sellers & Small Businesses

Real talk: there’s a special place in hell for people who finds satisfaction in getting the Lowest Possible Price…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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Ringgit Oh Ringgit
  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
 

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