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Personal

Innermost thoughts

9 Things in My Financial To-Do List (That I Keep Putting Off..)
Personal

9 Things in My Financial To-Do List (That I Keep Putting Off..)

For the most part, I think I’m doing this financial thing right. I think. And then I look at…

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All The Unnecessary Purchases I’ve Made in 4 Years
Personal

All The Unnecessary Purchases I’ve Made in 4 Years

I’ve tracked my expenses for many years. This means I log the amount plus some notes in one of…

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A List of Everything I Own (And What I Want to Get Rid Of)
Personal

A List of Everything I Own (And What I Want to Get Rid Of)

One of my short-term goals is to throw, sell off or donate everything I no longer need. My home…

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[Personal] Finding the Meaning of Life
Personal

[Personal] Finding the Meaning of Life

I am not financially free yet. But I do consider myself financially secure. Something happens as you inch there:…

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What Subscriptions I Pay For And Why
Personal

What Subscriptions I Pay For And Why

The other day I was reviewing my budget and asked the question on twitter. The founder of SubteraTech, Amit Bajaj…

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[Personal] Figuring Out My Next Life Goal
Personal

[Personal] Figuring Out My Next Life Goal

“If you fail to plan, you plan to fail,” they say. I agree, and that’s why I feel a…

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How Much Was My Raya Spending in 2017? Exactly RM2,095
Personal

How Much Was My Raya Spending in 2017? Exactly RM2,095

Selamat Hari Raya! Please forgive my many, many mistakes so far ye tengkiu lapchu. I’ve written a couple of…

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[Personal] I Never Imagined Exercise Would Help My Career and Income, Until It Did
Personal

[Personal] I Never Imagined Exercise Would Help My Career and Income, Until It Did

1.5 years ago, I switched from paid employment to self-employment. It’s been great. I have earned up to 4.8x my…

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My Best and Worst Spending in 2016
Personal

My Best and Worst Spending in 2016

In the spirit of sharing, and just to show you that I make as many stupid purchases as I…

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[Personal] How it feels like to constantly obsess over money
Personal

[Personal] How it feels like to constantly obsess over money

To say that I think about money a lot is an understatement.

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The Raya Experience – What It’s Like
Personal

The Raya Experience – What It’s Like

It occurred to me that some of my friends probably don’t know what Malay people do at kampung during…

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Personal

My best and worst spending in 2015

Because it’s fun to look back and see what gave me the most enjoyment/ value for my money. Likewise…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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