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Personal

Innermost thoughts

All The Unnecessary Purchases I’ve Made in 4 Years
Personal

All The Unnecessary Purchases I’ve Made in 4 Years

I’ve tracked my expenses for many years. This means I log the amount plus some notes in one of…

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15 Things I Stopped Buying and Didn’t Miss
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15 Things I Stopped Buying and Didn’t Miss

This post was inspired by one of my favourite personal finance websites, The Financial Diet. Check out their version…

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A List of Everything I Own (And What I Want to Get Rid Of)
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A List of Everything I Own (And What I Want to Get Rid Of)

One of my short-term goals is to throw, sell off or donate everything I no longer need. My home…

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5 Downsides of Being Frugal
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5 Downsides of Being Frugal

Living with frugality mindset is something I’ve consciously tried to do for many years now. For the most part…

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[Personal] Finding the Meaning of Life
Personal

[Personal] Finding the Meaning of Life

I am not financially free yet. But I do consider myself financially secure. Something happens as you inch there:…

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23 Things That I Can Do At Home, Instead Of Spending Money
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23 Things That I Can Do At Home, Instead Of Spending Money

‘Stay at home if you don’t want to spend money,’ they say. ‘Look a new flash sale’, notified my…

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What Subscriptions I Pay For And Why
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What Subscriptions I Pay For And Why

The other day I was reviewing my budget and asked the question on twitter. The founder of SubteraTech, Amit Bajaj…

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[Personal] Figuring Out My Next Life Goal
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[Personal] Figuring Out My Next Life Goal

“If you fail to plan, you plan to fail,” they say. I agree, and that’s why I feel a…

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How Much Was My Raya Spending in 2017? Exactly RM2,095
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How Much Was My Raya Spending in 2017? Exactly RM2,095

  Selamat Hari Raya! Please forgive my many, many mistakes so far ye tengkiu lapchu. I’ve written a couple…

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[Personal] I Never Imagined Exercise Would Help My Career and Income, Until It Did
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[Personal] I Never Imagined Exercise Would Help My Career and Income, Until It Did

1.5 years ago, I switched from paid employment to self-employment. It’s been great. I have earned up to 4.8x my…

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My Best and Worst Spending in 2016
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My Best and Worst Spending in 2016

In the spirit of sharing, and just to show you that I make as many stupid purchases as I…

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[Personal] How it feels like to constantly obsess over money
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[Personal] How it feels like to constantly obsess over money

To say that I think about money a lot is an understatement.

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Hi, I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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