Tag

kuala lumpur

Malaysians Share How They Save Money on Coffee

Every week, I do a little mini-forum in the Ringgit Oh Ringgit FB page. Recently, I asked what people do to save money on coffee.

The answers blew me away – you people really love your coffee huh? Some of the answers were so creative and informative, I had to compile them here! Here’s what Malaysians do to save money on that cup of joe, divided into two sections, free and reduced-cost. 

Free Coffee

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[SPONSORED] A Sweet Place to Live… at KL Sentral!

In a previous post, I talked about expenses when moving and living in KL. One of the expenses is transportation. Oh gosh, transportation in KL. One of the biggest pains of living in the city is the constant traffic congestion.

But imagine living close to the country’s hub of transportation that connects you to everywhere. If you get a place near KL Sentral, you’re connected to all the major suburbs of Malaysia intercity, interstate – and even internationally! Life will not get any more convenient than this, transit-wise.

Sentral Suites KL Sentral
Located in the heart of the city within the KL Sentral area is a sweet spot – this place is situated between a monorail and LRT station within a 10-minute walk. You can be connected to the most comprehensive transit hub in the country, especially with the upcoming High Speed Rail (HSR) where you can even get to Singapore in under two hours. This is the newest offering to Kuala Lumpur Sentral, a residential condo called Sentral Suites that is set to realise the convenience of city living.

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Moving to KL: 5 Expenses to consider

moving to kl

Living in KL is fun, if you’re a city kind of person. Moving to KL was a dream come true of mine.

There is a wide range (like, super wide) of income disparity between KL-ites. Some people make a few hundred a month. Some people make a few hundred thousand a month.

This guide draws on my experience when I was living in KL. As a benchmark, I was a single female in early 20s, with a job that netted me about RM3000 a month. I moved out from my parents’ house for good at around 22 – and I remember this as I started my Masters during this time – and have been happily living by myself ever since. I lived in Serdang, Old Klang Road, and PWTC area. Now I live in Ipoh (Related: Ipoh and KL living cost comparison).

If you are moving out for the first time, be prepared to know how much you actually need before you can even consider it.

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2 Office Properties for Sale/Rent (Kelana Jaya &  Damansara)

My Dad has a couple of properties for sale, so I thought I’d list them here 🙂

Please help me to share them around – we could really use the exposure as we’re doing this without agents! All information is in the pictures. The prices are open for negotiation. Thanks!

Kelana Center Point Office

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If can’t view, click here for image: http://imgur.com/nPwTWOC

Details:

– Buy: 1539sf @ RM350 = RM538, 650

– Rent: RM2500 

– Freehold & non-Bumi lot

– Fully-furnished with CEO Room

– Close to Highway 

– New LRT in construction 

– Lots of parking 

– 700m to Paradigm Mall 

– Near banks, eateries & facilities 

– Wheelchair-accessible 

Phileo Damansara Office

View post on imgur.com

If can’t view, click here for image: http://imgur.com/3pVvMNe

Details:

– Buy: 1883sf @ RM450 = RM847, 350

– Rent: RM3700

– Freehold &  Non-Bumi lot

– Fully-furnished 

– End lot

– Close to Highway

– New MRT in construction 

– Plenty of parking space

– Private elevator

– Near banks,  eateries  &  facilities

 – Exclusive area

Those are the two properties we’d like to let go to willing buyer/renter.  If interested, please contact us to arrange viewing 🙂 

Cost of living in KL or Ipoh – Which is more expensive?

cost of living in kl

In this post, I broke down how I spent my RM3500 salary while living in the heart of Kuala Lumpur (PWTC area, to be precise). It remained one of my popular blog posts. I also wrote about the average cost of my meals (RM2.86) and how I managed to rent a master bedroom for RM150.

Some of you know that I moved to Ipoh 6 months ago, more or less. Even though I can’t make direct comparison with current data (1 year vs 6 months), I thought it would be interesting to show the breakdown anyway and how my living expenses have changed. I want to know which lifestyle allows me to save more money – a social worker in KL or a freelance writer in Ipoh.

Enjoy this table, with an analysis whether my spending in particular categories has increased or decreased.

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Earning RMx500? Here’s the places you can afford in Kuala Lumpur

For many people, rental costs will take a significant chunk out of your disposable income.

How much should you spend on rental, though? A good rule of thumb is no more than 30% of your income. This percentage should preferably also include your bill costs (electric, water, Indah Water, etc).

I was reading articles like ‘This is what $1500 in rent will get you in cities around the world’, and I thought, why not do one for Kuala Lumpur? 😀

screenshot-www google com 2016-01-10 13-19-04
Like these

Without further ado, here are the places you can afford to rent in Kuala Lumpur on your salary bracket.

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My actual monthly budget with RM3,500 salary a month

I love that more people are talking about their monthly budgets!

One of my favorite Malaysian PF (that’s personal finance in case you’re not familiar with the jargon), Mr Stingy aka Aaron Tang recently published an article where he outlined his monthly budget when he was earning RM3,500 a month in 2010. His article was inspired from this Pakdi.Net article written by a fresh graduate who said that his RM3,500 salary wasn’t enough!

I was earning RM3,500 until a few months ago (in communications/NGO line, that was considered a decent salary okay), so I would like to share my own monthly budget then.

FYI I enjoy tracking my expenses and I have data of every. single. transaction. For the sake of this article, I will be taking the average spending during 1 year period, October 2014-September 2015. This means that I will be dividing each category by 12.

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Hack: Get cheaper prepaid in Malaysia

EDIT 7 Oct 2015: As of time of writing, Shopback offers 10% cashback on Qoo10 purchases, not 12%. Still, 15% savings is still not bad 🙂

EDIT 12 Dec 2015: There’s an ongoing promotion – be among the first 150 to use Mastercard, get double the cashback!

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This hack involves a couple of things, but if you use prepaid, this is going to BLOW your mind. I’m going to help you save 17% off your prepaid cost!

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