Suraya, Author at Ringgit Oh Ringgit

Credit Reports in Malaysia: Experian vs CTOS vs Credit Bureau Credit Score Comparison

I’ve always wondered what’s the difference between different credit reports in Malaysia, so I got ALL of them. This…

Investing

Welcome to the ultimate robo advisor comparison article! In this article, you will find the best robo advisor in…

Investing

So you want to learn about crypto in Malaysia. Maybe you want to learn how to buy bitcoin in…

Let’s assume you earn a good salary and/or have low expenses, and you need a place to put 3-6…

Do you know how much you owe LHDN for income tax? It’s ok, most people don’t. That’s why it’s…

Personal

I started tracking my expenses at 17 years old. This year, 2025, I am 37 years old. That means…

Investing

Buying gold in Malaysia is not hard, but can be confusing for a beginner. So here’s a no-BS article…

Authors note: When I first wrote Welcome to Financere: An AI/Personal Finance Short Story back in 2020*, I never…

This is my Involve Asia review as someone who has used the platform for over 2 years and earned…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…