Link Roundup #58: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Universal basic income seems to improve employment and well-being – New Scientist

Results of the world’s most comprehensive universal basic income test came out, and to no one’s surprise, it resulted in ‘better financial well-being, mental health and cognitive functioning, as well as higher levels of confidence in the future.’

The most important line to me is this one:

The findings suggest that basic income doesn’t seem to provide a disincentive for people to work.

Side note: I wrote a dystopian short story exploring how Malaysia would look like with UBI implementation. It’s not particularly a happy story, but you can read it in Money Stories from Malaysians: Volume 1 book. Purchase here.

2. 7 Things Confident People Always Say – Inc

GREAT article showing one type of soft skill in action. Highly recommended read. It would do us a lot of good to identify how confident people sound like, so we can avoid/reduce putting incompetent people in positions of power.

Click on the link to find out what these phrases show about a person’s psyche and capabilities.

3. Google Has a Plan to Disrupt the College Degree – Inc

If you’re down on your luck, professionally speaking, and need a new direction… this seems perfect. Take one of the Google Career Certificates in just 6 months – which Google assured will be treated like a four-year degree – and then switch to a high-paying career.

As of now, ‘The three new programs Google is offering, together with the median annual wage for each position (as quoted by Google), are:

  • Project manager ($93,000)
  • Data analyst ($66,000)
  • UX designer ($75,000)

Convert those into RM and they’re all six-figure jobs.

Wow, universities huh. What can’t Big Tech disrupt by this point.

4. Almost all of Malaysia’s Orang Asli are locked into poverty and struggling – The Star

Pay-walled article, but too important to not share. 99,29% of all Orang Asli live in poverty. 99.29%

Let’s just admit that Bumiputera rights are just rhetoric for the elites. They just want to hoard more wealth for themselves, instead of helping struggling B40 Bumiputera.

5. 5 Things That Cause Reasonable Consumers to Abandon Their Shopping Carts – Entrepreneur

This article is meant for e-commerce practitioners, but such a FUN article to read for consumers like you and me. What tactics and strategies do they use to improve on conversion rate, aka you buying their products? Read and find out.

6. Job diary: I’m a 33-year-old porn star making five figures a month from home during the pandemic. My secret weapon is my gift of gab. – Business Insider

What can I say, I am endlessly fascinated by the business side of sex work. Really enjoyed the section on expenses of the trade.

I’m just happy that female performers proved they can make a living making their own content in the way they want, without intervention by (male/patriarchal) directors, so there’s less abuse here. She also mentioned how direct interactions with fans helps to humanise performers, and that sounds like a healthy approach to porn industry.

…which many people forget is a type of content, and a very popular one at that. Don’t hate the performers if you consume the content lol.

7. Book and Lifestyle Review: The ERE Philosophy – BeanMusings

Really enjoyed this article/book review by Bean Musing on the philosophy of ERE, or early retirement extreme.
‘Extreme’ is to put it mildly. The approach does sound quite hardcore. If you loathe capitalism with a passion, this is the lifestyle for you.

8. 13 Signs That Someone Is About to Quit, According to Research –  Harvard Business Review

So apparently, according to research, the more someone exhibits these 13 behaviours, the more likely they are to quit their jobs within 12 months.

  1. Their work productivity has decreased more than usual.
  2. They have acted less like a team player than usual.
  3. They have been doing the minimum amount of work more frequently than usual.
  4. They have been less interested in pleasing their manager than usual.
  5. They have been less willing to commit to long-term timelines than usual.
  6. They have exhibited a negative change in attitude.
  7. They have exhibited less effort and work motivation than usual.
  8. They have exhibited less focus on job-related matters than usual.
  9. They have expressed dissatisfaction with their current job more frequently than usual.
  10. They have expressed dissatisfaction with their supervisor more frequently than usual.
  11. They have left early from work more frequently than usual.
  12. They have lost enthusiasm for the mission of the organization.
  13. They have shown less interest in working with customers than usual.

The article provides tips to both managers (to look out and plan for it) and employees (to hide your intention).

9. 5 practical ways to cut back on doomscrolling – Mashable

According to my phone, I spend an average of 9 hours per day online. Much of that is doomscrolling – switching between different social media apps to check updates. I spend one full day on Twitter AND Facebook. Two days a week spent on these apps.

It’s no longer a mere ‘problem’, it is an addiction. I get my dopamine fix from notifications, and that’s not healthy. I can only work on it if I am aware of it.

Therefore this article makes it on this list. Hopefully it can help you, too.

10. 11 Tips for Anyone Who Doesn’t Know How to Relax – Self

Expanding from #9. I understand that part of my doomscrolling problem comes from my inability to relax and just not be distracted by notifications.

And part of that is due to wanting to learn everything the online world has to offer. Doomscrolling feels productive. And that’s why I get sucked into it as an alternative to actually relaxing.

This image sums it all.

That’s it for this round, catch you next time! Want to submit a link you thought was great? Reach out to me on FB or Twitter.

To read past link roundups, please click here.

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