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Under-RM1000 Travel: 3D2N Ho Chi Minh City @ Saigon Trip, Vietnam
Travel

Under-RM1000 Travel: 3D2N Ho Chi Minh City @ Saigon Trip, Vietnam

Ho Chi Minh City (young people in Vietnam prefer to call it by its original name, Saigon) is a…

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Budget Update: February 2017
Suraya's Monthly Budget Update

Budget Update: February 2017

February 2017 Budget Update Summary

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How the Fashion Industry Makes Money (Credit: Fashion Babylon)
Commentary

How the Fashion Industry Makes Money (Credit: Fashion Babylon)

Since my post on saving money on fashion, I am on a fashion roll. I’m actively trying to dress better…

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10 Ways to Retire, From Awesome to Depressing
Commentary

10 Ways to Retire, From Awesome to Depressing

I have been thinking about my own retirement planning in Malaysia since my 20s, when I first started working….

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Budget Update: January 2017
Suraya's Monthly Budget Update

Budget Update: January 2017

January Budget Update Summary

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23 Malaysian Statistics About Money That Will Make You Think
Commentary

23 Malaysian Statistics About Money That Will Make You Think

Let’s do something a bit different than usual. Statistics about money can offer a lot of insight about our…

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My Total Income and Expenses in 2016
Suraya's Monthly Budget Update

My Total Income and Expenses in 2016

I truly believe that personal finance is beyond just simple, boring money. They show insight of who you are, as…

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12 Types of Investment Available in Malaysia and The People Who Have Them
Investing

12 Types of Investment Available in Malaysia and The People Who Have Them

If you were to check out personal finance and investment commentaries – from blogs, forums, websites – you’ll see…

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4D3N Langkawi Weekend Trip (On a Budget)
Travel

4D3N Langkawi Weekend Trip (On a Budget)

I feel like travelling overseas, but am not keen on the horrible exchange rates right now. One day, while happily…

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Suraya's Monthly Budget Update

Budget Update: December 2016

December Budget Update Summary

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[SPONSORED] This is Why You Need to Use EPF i-Akaun
Investing

[SPONSORED] This is Why You Need to Use EPF i-Akaun

This is a continuation of a series of sponsored posts about EPF and retirement. See the previous two articles…

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My Best and Worst Spending in 2016
Personal

My Best and Worst Spending in 2016

In the spirit of sharing, and just to show you that I make as many stupid purchases as I…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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