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Budget Update: November 2020 – I Got Married :)
Suraya's Monthly Budget Update

Budget Update: November 2020 – I Got Married :)

Budget Update: November 2020 In November 2020, I spent RM14,369.99. The top 3 categories and top expenses within the…

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Answering All 45 Questions from #Hann&Suraya: Personal Finance ChitChat (BNM/FEN Collab)
The Malaysian PF Community

Answering All 45 Questions from #Hann&Suraya: Personal Finance ChitChat (BNM/FEN Collab)

On 28 October 2020, Hann Liew from RinggitPlus and I appeared on the #Hann&Suraya: Personal Finances ChitChat, the financial…

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My CFP Journey, Part 1: Why, Where and How Much to Be A Certified Financial Planner in Malaysia
Personal

My CFP Journey, Part 1: Why, Where and How Much to Be A Certified Financial Planner in Malaysia

My confession of the day is I get inferiority complex about not having financial background or certification, despite being…

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3 Places to Rent Out Your Car in Malaysia (+RM200 Limited Time BONUS)
Earning Money

3 Places to Rent Out Your Car in Malaysia (+RM200 Limited Time BONUS)

So you have a car that you’re barely using. Maybe you’re working from home. Maybe you prefer taking public…

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Link Roundup #64: 10 Things to Know This Week
Link Roundup

Link Roundup #64: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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[SPONSORED] The ‘Just-In-Case’ Things PIDM Plans For
The Malaysian PF Community

[SPONSORED] The ‘Just-In-Case’ Things PIDM Plans For

Have you ever thought of how ‘offence’ and ‘defence’ look like, within the personal finance context? Society at large…

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3 Productivity Tips Women (and Men) MUST Know
The Malaysian PF Community

3 Productivity Tips Women (and Men) MUST Know

On 1st November 2020, I had the extreme pleasure to collaborate with one of my favourite Malaysians, Ainie Haziqah…

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[Commentary] The Negativity Around Financial Advice
Commentary

[Commentary] The Negativity Around Financial Advice

Being poor in this country is no fun. Banks reject their loans and credit card applications. Society judges them…

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Link Roundup #63: 10 Things to Know This Week
Link Roundup

Link Roundup #63: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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Budget Update: October 2020
Suraya's Monthly Budget Update

Budget Update: October 2020

Budget Update: October 2020 In October 2020, I spent RM7,087.30. The top 3 categories were: Donations, Rent & Utilities…

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The Beginner’s Guide to Writing Good Articles (for Power, Profit and Pleasure)
Blogging

The Beginner’s Guide to Writing Good Articles (for Power, Profit and Pleasure)

This is a super-meta article about the process of writing good articles. I can’t emphasise how useful writing is,…

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9 Things You MUST Know Before You Buy Insurance in Malaysia
Money Management

9 Things You MUST Know Before You Buy Insurance in Malaysia

Everyone wants insurance. But barely anyone wants to be ‘sold’ one. This fact has exasperated insurance agents like crazy…

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Welcome to RoR!

Hi, I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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    • Recommended personal finance websites in Malaysia
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  • Hire me!
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