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6 Best Savings Accounts in Malaysia to Put Your Emergency Funds
Saving Money

6 Best Savings Accounts in Malaysia to Put Your Emergency Funds

Let’s assume you earn a good salary and/or have low expenses, and you need a place to put 3-6…

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Budget Update July 2024 – Getting a Financial Planner
Suraya's Monthly Budget Update

Budget Update July 2024 – Getting a Financial Planner

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Budget Update: June 2024 – Where I’d Prefer to Live
Suraya's Monthly Budget Update

Budget Update: June 2024 – Where I’d Prefer to Live

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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How to Calculate Your Net Worth (Free Editable Template)
Money Management

How to Calculate Your Net Worth (Free Editable Template)

Money is a made-up concept humanity created to assign (approximate and false) value so that trades are easy to…

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4 Things You Must Do When You Start Your Small Business in Malaysia
Earning Money

4 Things You Must Do When You Start Your Small Business in Malaysia

So, you want to start your small business in Malaysia. You have figured out what business idea to focus…

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Budget Update: May 2024 – Of Hospitals and Books
Suraya's Monthly Budget Update

Budget Update: May 2024 – Of Hospitals and Books

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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How to Register SOCSO Self-Employment Social Security Scheme [90%-100% Subsidy Available!]
The Malaysian PF Community

How to Register SOCSO Self-Employment Social Security Scheme [90%-100% Subsidy Available!]

I enrolled myself in the PERKESO/ SOCSO Self-Employment Social Security Scheme!!! (By the way: PERKESO = Pertubuhan Keselamatan Social…

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The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED]
Earning Money

The Beginner’s Guide to FCPO Trading in Malaysia [SPONSORED]

Fact: Forex trading is haram.  Okay, *some* types of forex trading are allowed in a macroeconomic, business operations way….

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How to Publish a Book in Malaysia: Step-by-Step and Costs
Earning Money

How to Publish a Book in Malaysia: Step-by-Step and Costs

So you’d like to learn how to publish a book in Malaysia. To keep our expectations clear, I’ll start…

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7 Best Passive Income in Malaysia+How to Do Them
Earning Money

7 Best Passive Income in Malaysia+How to Do Them

There are many ways to earn passive income in Malaysia. This guide will help you to navigate most, if…

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How to Do EPF Akaun 3 Withdrawal (& 7 Uses for the Money, from Best to Meh)
Money Management

How to Do EPF Akaun 3 Withdrawal (& 7 Uses for the Money, from Best to Meh)

I guess EPF Akaun 3 withdrawal is due to the government getting tired of the people urging for further…

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3 Things to Know Before Buying A House in Malaysia (Don’t Make A HUGE Mistake!)
Commentary

3 Things to Know Before Buying A House in Malaysia (Don’t Make A HUGE Mistake!)

Read this article until the end before buying a house in Malaysia. You will find out what you ACTUALLY…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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