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[SOLD OUT] How to Buy Your Own Damn Insurance Workshop on 21 Jan 2023, 10am-12pm
The Malaysian PF Community

[SOLD OUT] How to Buy Your Own Damn Insurance Workshop on 21 Jan 2023, 10am-12pm

>>Link to purchase<<< RM15 Discount available for those who bought Bergaji & Pokai book 😀 On Saturday night, I…

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How to Buy ETFs in Malaysia Easily and SAFELY
Investing

How to Buy ETFs in Malaysia Easily and SAFELY

How to buy ETFs in Malaysia, you ask? You’ve come to the right place. Short for exchange-traded funds, these…

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7 Budgeting Challenges You Might Have and How to Overcome Them
Money Management

7 Budgeting Challenges You Might Have and How to Overcome Them

None of us are born with personal finance knowledge, so chances are all of us are going through different…

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[2023 Updated] The Ultimate Wahed Invest Review After 3+ Years In, RM11,000 Invested
Investing

[2023 Updated] The Ultimate Wahed Invest Review After 3+ Years In, RM11,000 Invested

As per popular request, here is my long-due in-depth Wahed Invest review. Wahed Invest is a roboadvisor platform (the…

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My 23 for 2023 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals
Personal

My 23 for 2023 List: Money, Work, Learning, Health, Relationship and Misc Projects Goals

Doing this again for the 3rd year running! In 2022, I achieved 11 of the 22 things in my…

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Budget Update: December 2022 – Happy New Year! (How to Earn Money in 2023?)
Suraya's Monthly Budget Update

Budget Update: December 2022 – Happy New Year! (How to Earn Money in 2023?)

Happy New Year and Welcome to another edition of my monthly budget updates, where I break down my expenses…

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9 Things to Buy for a GREAT Financial Life in 2023
Shopping

9 Things to Buy for a GREAT Financial Life in 2023

I bet many of you want to improve your finances and have a great financial life in 2023. It’s…

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6 Best Passive Income in Malaysia+How to Do Them
Earning Money

6 Best Passive Income in Malaysia+How to Do Them

There are many ways to earn passive income in Malaysia. This guide will help you to navigate most, if…

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At 22, I Bought Medical Insurance for RM113.33. A Similar Plan Now Costs RM59.80 [SPONSORED]
Money Management

At 22, I Bought Medical Insurance for RM113.33. A Similar Plan Now Costs RM59.80 [SPONSORED]

In the early 2010s, 22-year old Suraya got herself medical insurance as her first protection product. She started paying…

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5 Reasons Why Malaysians Are Underpaid
Commentary

5 Reasons Why Malaysians Are Underpaid

It’s no secret that many Malaysians are underpaid. This is not an opinion, this is data. As of May…

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The Safest Way to Buy a House, Car or Make Other Big Purchases
Money Management

The Safest Way to Buy a House, Car or Make Other Big Purchases

Every so often, I’d get these types of questions in my DMs: It always takes me some time to…

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Budget Update: November 2022 – Election Fever
Suraya's Monthly Budget Update

Budget Update: November 2022 – Election Fever

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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Ringgit Oh Ringgit
  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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