Fact: Covid-19 pandemic accelerated the heck out of e-commerce, by ‘forcing’ businesses to add or improve its distribution. Nowadays, you can get more things delivered to you than ever before. The variety nowadays is crazy.…
[PERSONAL] 7 Mind-Blowing Concepts That Shaped My Personal Finance Mindset
Correction: 7 concepts that I can think of *now*. Sometimes, abstract concepts float around in my head, and once in a while I’d catch it with a metaphorical net and write it down in a…
7 BEST Articles to Read Before You Jump into Stocks Investing in Malaysia
In case you didn’t know, Bursa Malaysia is having a moment right now. It kept smashing records. As of the time of writing, it broke the trading record high of 27.8 billion shares in volume…
Link Roundup #57: 10 Things to Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Investing – XKCD Apparently, the rule of the…
Wedding Planning During Covid-19: How Plans & Budgets Changed
“Wow, so lucky you do wedding planning during Covid-19. Can save cost!” Generally speaking, that’s true. Not denying the cost-saving aspect of it. My wedding, scheduled in Nov 2020, will be significantly downsized. Additionally, I…
Malaysians Share Objectively Stupid Financial Decisions We’ve Made
If all of us were a Homo Economicus, we’d never make a single financial mistake. Not one. The ‘Economic man’ is an infinitely rational human being, who makes decisions purely on the pros and cons…
Budget Update: July 2020
Budget Update: July 2020 Being an adult is accepting, and preparing for at least one major expense per month. You can’t escape it. If it’s not paying taxes (my biggest expense in July 2020), it’ll…
Link Roundup #56: 10 Things to Know This Week
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Every self-help book ever, boiled down to 11…
How to Say No to ‘Can I Borrow Your Money?’ & Other Financial Requests
‘No’ is a complete sentence, but I also understand its nuance within the context of Asian culture: rejection. A social faux pas in our ‘save face’ culture. Therefore, learning how to say no without actually…
Breakdown of My (SUPER HIGH RISK) Investment Portfolio
Obligatory disclaimer: This article is for SHARING purposes only! NOTHING in here is a recommendation, so don’t say ‘Oh Suraya say must do like that’ HELLO I NEVER SAY THAT, LATER I BABAB ONLY YOU…
