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49 Ways I’ve Tried to Save Money in Malaysia, From Easy to Impossible
Saving Money

49 Ways I’ve Tried to Save Money in Malaysia, From Easy to Impossible

How do you save money in Malaysia? What works? What doesn’t? I thought it would be fun to show…

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3 Ways to Pick the Best Unit Trust in Malaysia (Advisory & DIY Method)
Investing

3 Ways to Pick the Best Unit Trust in Malaysia (Advisory & DIY Method)

Which is the best unit trust in Malaysia? As always, the answer is it depends. What is your definition…

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Link Roundup #97: 10 Things To Know This Week
Link Roundup | Uncategorized

Link Roundup #97: 10 Things To Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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How Much $$ You Need to Live Well in 2022, According to Belanjawanku 2021
Money Management

How Much $$ You Need to Live Well in 2022, According to Belanjawanku 2021

Question: how much money do you actually need, in order to live a good enough life in Malaysia? To…

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Budget Update: April 2022 – Autopilot Mode
Suraya's Monthly Budget Update

Budget Update: April 2022 – Autopilot Mode

Selamat Hari Raya and Welcome to another edition of my monthly budget updates, where I break down my expenses…

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[SPONSORED] How Much You Need to Save Every Month to Afford Your Wedding in Malaysia
Saving Money

[SPONSORED] How Much You Need to Save Every Month to Afford Your Wedding in Malaysia

So you want to be married.  Maybe your partner sweet-talked you into it, maybe you’re still working on yourself…

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The Ultimate Wahed Invest Review (2.5 Years In, RM11,000 Invested)
Investing

The Ultimate Wahed Invest Review (2.5 Years In, RM11,000 Invested)

As per popular request, here is my long-due in-depth Wahed Invest review. Wahed Invest is a roboadvisor platform (the…

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8 Ways to Use Duit KWSP, from Best to Meh
Money Management

8 Ways to Use Duit KWSP, from Best to Meh

For some reason, the government thinks letting people access their own retirement savings is a solution to be proud…

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Link Roundup #96: 10 Things To Know This Week
Link Roundup

Link Roundup #96: 10 Things To Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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[SPONSORED] 6 Things You Should Know Before You Renew Car Insurance in Malaysia
Money Management

[SPONSORED] 6 Things You Should Know Before You Renew Car Insurance in Malaysia

Are you looking to renew car insurance in the near future? If so, here are 5 things you should…

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[Nepotism] Shop My Sisters’ Baju Raya 2022 Collection (Regular & Plus Size)
Shopping

[Nepotism] Shop My Sisters’ Baju Raya 2022 Collection (Regular & Plus Size)

If you’re trying to save money, please skip this post. If you were looking for Raya clothes anyway, or…

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How to Calculate Your Net Worth (Free Editable Template)
Money Management

How to Calculate Your Net Worth (Free Editable Template)

Money is a made-up concept humanity created to assign (approximate and false) value so that trades are easy to…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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