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Budget Update: January 2021 – The Start of MCO 2.0
Suraya's Monthly Budget Update

Budget Update: January 2021 – The Start of MCO 2.0

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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I Am Self-Learning DeFi (Decentralised Finance). Here’s Why.
The Malaysian PF Community

I Am Self-Learning DeFi (Decentralised Finance). Here’s Why.

I’ve been a crypto fan since December 2015, but very new to the world of DeFi (Decentralised Finance). Before…

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Why Buy Now, Pay Later is Evil Reincarnated
Shopping

Why Buy Now, Pay Later is Evil Reincarnated

In case you don’t know, Buy Now, Pay Later is a trend that is really picking up in Malaysia…

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Link Roundup #68: 10 Things to Know This Week
Link Roundup

Link Roundup #68: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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My Total Income and Expenses in 2020
Suraya's Monthly Budget Update

My Total Income and Expenses in 2020

Welcome back to my total incomes and expenses report, now in its fifth year! In this annual series, you…

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I Spent RM5,247.09 for My Malay Wedding (Checklist Kahwin Included)
Personal

I Spent RM5,247.09 for My Malay Wedding (Checklist Kahwin Included)

My checklist kahwin was perfect – I thought of everything. Then the pandemic and MCO happened so my Malay…

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5 Things I Learned from My Financial Behaviour Report
Money Management

5 Things I Learned from My Financial Behaviour Report

Throughout your life, you will make hundreds if not thousands of major and minor financial decisions. Should you buy…

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Link Roundup #67: 10 Things to Know This Week
Link Roundup

Link Roundup #67: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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Budget Update: December 2020 – Site Revamp!
Suraya's Monthly Budget Update

Budget Update: December 2020 – Site Revamp!

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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The Secret to Sticking to A Budget
Saving Money

The Secret to Sticking to A Budget

The secret to sticking to a budget is… to enjoy the experimentation process as you figure out which cost-saving…

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4 TOUGHEST Financial Situations to be in (Who Helps Them?)
Commentary

4 TOUGHEST Financial Situations to be in (Who Helps Them?)

I LOVE the concept of self-determination. I believe in it, 100%. Heck, I even collect self-determination quotes, such as:…

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Link Roundup #66: 10 Things to Know This Week
Link Roundup

Link Roundup #66: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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