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Guide: 7 Steps to Achieve Financial Freedom in Malaysia in 2024
Money Management

Guide: 7 Steps to Achieve Financial Freedom in Malaysia in 2024

Hey, you. You want to achieve financial freedom in Malaysia, but don’t know how. You may not even know…

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How Do My Friends Afford Their Amazing Lifestyles?
Commentary

How Do My Friends Afford Their Amazing Lifestyles?

Is it just me, or do you also feel like other people have better lives than yours? Based on…

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Budget Update: November 2023 – I Bought An Expensive Handbag
Suraya's Monthly Budget Update

Budget Update: November 2023 – I Bought An Expensive Handbag

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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7 Affordable Medical Insurance You Can Buy Online in 15 Minutes
Money Management

7 Affordable Medical Insurance You Can Buy Online in 15 Minutes

Confession: Medical insurance is the first ever protection product I bought. Because my irrational fear is being randomly admitted…

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The Ultimate, No-Guilt Guide to Paying Off Your Debt
Money Management

The Ultimate, No-Guilt Guide to Paying Off Your Debt

I don’t care how you got into debt. I don’t care what type of debt you have. This is…

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Budget Update: October 2023 – Working with a Baby
Suraya's Monthly Budget Update

Budget Update: October 2023 – Working with a Baby

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Funding Societies Malaysia Review After 6.5 Years and RM11k Invested
Investing

Funding Societies Malaysia Review After 6.5 Years and RM11k Invested

This is my long overdue Funding Societies Malaysia review, after being a user for 6.5 years (as of writing…

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Best Credit Cards in Malaysia: 6 Maybank Cards to Earn Cashback & Points
Shopping

Best Credit Cards in Malaysia: 6 Maybank Cards to Earn Cashback & Points

I’ll just right away say it: the best credit cards in Malaysia are cashback credit cards, aka cards that…

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Pros & Cons List of 5 Popular Investments in Malaysia
Investing

Pros & Cons List of 5 Popular Investments in Malaysia

In this article, I’m going to give you a condensed but concise pros/cons list of five of the most…

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4 Places to Get PRS in Malaysia with ZERO Sales Charge
Investing

4 Places to Get PRS in Malaysia with ZERO Sales Charge

Looking to invest in PRS in Malaysia, so you can have a better retirement? You deserve to know the…

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Budget Update: September 2023 – Work Hard, Play Hard
Suraya's Monthly Budget Update

Budget Update: September 2023 – Work Hard, Play Hard

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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Freelancing in Malaysia: 5 Ways to Figure Out Your Freelance Rates
Earning Money

Freelancing in Malaysia: 5 Ways to Figure Out Your Freelance Rates

Are you doing freelancing in Malaysia? One of the questions I regularly get from readers who do freelance work…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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