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Best Insurance and Takaful in Malaysia for B40 and M40 On A Budget
Money Management

Best Insurance and Takaful in Malaysia for B40 and M40 On A Budget

Looking for the best insurance in Malaysia that is also budget-friendly? If your current money situation is tight, then…

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Budget Update: August 2023 – Decluttering Month
Suraya's Monthly Budget Update

Budget Update: August 2023 – Decluttering Month

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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How to Check Unclaimed Money in Malaysia & 14 More To Do If You Need Financial Help
Money Management

How to Check Unclaimed Money in Malaysia & 14 More To Do If You Need Financial Help

Lots of reasons could have depleted your savings. Maybe you were unlucky and had an emergency. Maybe you lost…

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How Much $$ You Need to Live Well in 2023, According to Belanjawanku 2022-2023
Money Management

How Much $$ You Need to Live Well in 2023, According to Belanjawanku 2022-2023

Question: how much money do you actually need, in order to live a good enough life in Malaysia? To…

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Budget Update: July 2023 – Easing back into normal life
Suraya's Monthly Budget Update

Budget Update: July 2023 – Easing back into normal life

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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2 Ways to Save Money on Spotify Premium in Malaysia
Saving Money

2 Ways to Save Money on Spotify Premium in Malaysia

This short and sweet article will inform you of the Spotify Premium price AND give you 2 ways to…

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50+ E-Wallets in Malaysia: Which Are The Best?
Shopping

50+ E-Wallets in Malaysia: Which Are The Best?

Looking for the best e-wallets in Malaysia for your own use, but not sure which to pick? What are…

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How to Do Vending Machine Business in Malaysia (My Experience)
Earning Money

How to Do Vending Machine Business in Malaysia (My Experience)

This article records my own personal experience in doing vending machine business in Malaysia, as a way to earn…

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Braces Price in Malaysia: Cheapest to Most Expensive Options
Saving Money

Braces Price in Malaysia: Cheapest to Most Expensive Options

So you have decided to fix your teeth and looking up braces prices in Malaysia. It’s OK – I’ve…

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Budget Update: June 2023 – Confinement Month
Suraya's Monthly Budget Update

Budget Update: June 2023 – Confinement Month

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

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3 Ways to Pick the Best Unit Trust in Malaysia (Advisory & DIY Method)
Investing

3 Ways to Pick the Best Unit Trust in Malaysia (Advisory & DIY Method)

Which is the best unit trust in Malaysia? As always, the answer is it depends. What is your definition…

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From Dual Income No Kids to Dual Income One Kid: A Thought Process
Personal

From Dual Income No Kids to Dual Income One Kid: A Thought Process

Amid all the congratulary posts on baby Mika’s arrival on 19 May 2023, I received a thought-provoking question via…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
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