BySuraya
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your July? Was it good, bad or meh? For me, July 2023 was all about easing back into normal life, except now we have a 2-month…
BySuraya
Looking for the best e-wallets in Malaysia for your own use, but not sure which to pick? What are the options out there? What features are available? Let me help you with that. In this article, I’d like to share the best e-wallets in Malaysia, as compared in their respective categories. List of E-wallets in…
BySuraya
Amid all the congratulary posts on baby Mika’s arrival on 19 May 2023, I received a thought-provoking question via DM, pic below. I thought it deserves a full post, so shoutout to this person for inspiring this article 🙂 The questions are (1) how I changed my mind and be open to having a baby,…
![[HYPOTHETICAL] How I Would Spend My 1 Million Ringgit Windfall](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2023/04/1-million-ringgit.jpg?fit=768%2C384&ssl=1)
BySuraya
What would you do if you get a 1 million ringgit windfall? Perhaps from lottery, perhaps from an insurance/takaful payout, perhaps from winning a court case, whatever. How would you manage the 1 million ringgit? This is a fun thought experiment and frequently asked around in social media so I thought I’d take a stab…
BySuraya
Do you know who gets your money after you’re gone? Have you used a faraid calculator and know for sure which of your family members are your faraid heirs, aka people who have claims to your assets after your death, according to Islamic inheritance laws? No, push through the ‘this is uncomfortable to think about’…
BySuraya
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your March? Was it good, bad or meh? For me, March 2023 was… disorienting. I’m going through something major at the moment and its driving me…
BySuraya
Hurray, I have successfully submitted the paperwork for Hibah Amanah ASNB! I have completed one of the estate-planning goals on my 2022 to-do list! This is wonderful, because I’m not just ensuring my money in ASNB (mostly my ASB investment) goes to exactly who I want, but it will also be disbursed much quicker than…
BySuraya
Heard about Hibah Takaful and how useful it is for yourself and your family, but not sure what it is and where to get it? You’ve come to the right place. No guilt-tripping or sad stories about husbands not doing hibah for their wife and children here, I promise. I’m not an agent – you…
BySuraya
A decade or so ago, halal investment options for Muslims are limited. Nowadays though, there are many! Learn how to invest halal in this article – I’ve compiled everything I know about halal investing in Malaysia! I love the underlying values behind halal investing, like how usury (interest) or riba is prohibited, and how excessive…
BySuraya
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your February? Was it good, bad or meh? For me, February was the realisation that I have accepted my role as financial contributor for my parents….
BySuraya
In its essense, personal finance is boring: Earn more than you spend, spend less than you earn, invest the difference. The fun part is in the details – how one saves, invests, spends, and generally optimises their money routine and finances in a way that works for them. That last part is important, because there…
BySuraya
Housewives’ Social Security Scheme or Skim Keselamatan Sosial Suri Rumah – from hereon will be referred to as SKSSR – is a new scheme under PERKESO designed especially for housewives women. I modified it to women because upon checking the page, the definition used is quite wide – A housewife is defined as ‘a woman…
