BySuraya
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your January? Was it good, bad or meh? For me, January was a very hazy, slow month. I hit my income target and just chilled for…
BySuraya
It’s not hard to find how to make money in Malaysia. The internet (and possibly your circles) are full of ideas and suggestions. Heck, this website shared a lot of money-making options and tips too, like: These are just some of the MANY articles under the Earning Money category, which I’m sure you’ll browse for…
BySuraya
None of us are born with personal finance knowledge, so chances are all of us are going through different types of budgeting challenges. In this article, I’ll list out the budgeting challenges you might have and how you might be able to overcome it. (P/s- I intentionally omitted ‘not enough money’ from this list –…
BySuraya
Happy New Year and Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your last month of 2022? Was it good, bad or meh? For me, I’m ending 2022 with a deep sense of melancholy….
BySuraya
I bet many of you want to improve your finances and have a great financial life in 2025. It’s a pretty common goal, for obvious reasons. In the spirit of new year, new me, let’s do that, but with a slight consumerism twist – here are some things you can buy that can assist you…
BySuraya
Every so often, I’d get these types of questions in my DMs: It always takes me some time to give a comprehensive answer, so I thought might as well write an article about it. Here is the safest way to buy a house, car or make other big purchases. If you satisfy all of the…
BySuraya
This article is for people who are looking for money-saving tips, but bored with the usual advice. You want something else beyond modifying your living arrangement, downsizing your car, cooking at home and generally stop buying shit. You want something… different. I got you, here are some money-saving tips from The Tightwad Gazette by Amy…
BySuraya
Nowadays, opportunities to make money online are much more abundant than ever. It is not uncommon for someone to want to try make it as a freelancer/self-employed individual, especially if they have been denied flexibility and autonomy their whole working life. These are some things you might want to do before you submit your resignation…
BySuraya
Can I tell you a secret? (Almost) everyone you know feels like they’re financially behind in life. At best, they are making peace with living the life they have to, not want to (I belong in this category). At worst, they are taking on loans and debt to live beyond their means. And the reason…
BySuraya
Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month. So how was your September? Was it good, bad or meh? For me, my wanderlust feeling was definitely strong in September. It was always there, but came especially strong…
BySuraya
The 50/30/20 Rule is a great guideline for people who just started budgeting. From it, you can easily see if you have an income problem, a spending problem, or both. How the 50/30/20 Rule works Under the 50/30/20 Rule, you are dividing your salary or income into just 3 categories: 50% for Needs 30% for…
BySuraya
You might have seen the acronym FIRE – it stands for Financial Independence, Retire Early. To me, the FI part is more important – I want to reach financial independence in Malaysia. Imagine waking up in the morning, thinking, eh, I don’t feel like working today, so you just… don’t. And still be okay financially,…
