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Money Management

The Safest Way to Buy a House, Car or Make Other Big Purchases
Money Management

The Safest Way to Buy a House, Car or Make Other Big Purchases

Every so often, I’d get these types of questions in my DMs: It always takes me some time to…

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Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED]
Money Management

Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED]

Flight tickets, check. Accommodation, check. List of things to do and places to go, check. What else? Oh yeah,…

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6 Affordable Medical Insurance You Can Buy Online in 15 Minutes
Money Management

6 Affordable Medical Insurance You Can Buy Online in 15 Minutes

Confession: Medical insurance is the first ever protection product I bought. I don’t know about you, but my irrational…

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Can You *Really* Afford It? Use the 50/30/20 Rule (Free Editable Template)
Money Management

Can You *Really* Afford It? Use the 50/30/20 Rule (Free Editable Template)

The 50/30/20 Rule is a great guideline for people who just started budgeting. From it, you can easily see…

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Listing All the Annual Expenses I Have to Make Every Year
Money Management

Listing All the Annual Expenses I Have to Make Every Year

You’re familiar with monthly expenses. The biggest chunks are usually Accommodation+Transportation+Food. Plus Loan Repayments for some people. How about annual…

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Cagamas Reverse Mortgage: A Good Retirement Solution?
Money Management

Cagamas Reverse Mortgage: A Good Retirement Solution?

Everyone knows that Malaysia is facing a retirement crisis – not many people have saved up enough to fund…

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30 Healthy Financial Habits You Should Have by 30 [SPONSORED]
Money Management

30 Healthy Financial Habits You Should Have by 30 [SPONSORED]

Which healthy financial habits have you cultivated, and which do you still need to implement? Go through this checklist…

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Comparing Credit Reports in Malaysia: Experian Credit Report vs CTOS Credit Report
Money Management

Comparing Credit Reports in Malaysia: Experian Credit Report vs CTOS Credit Report

I’ve always wondered what’s the difference between different credit reports in Malaysia, so I got both Experian credit report…

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8 Ways to Use Duit KWSP, from Best to Meh
Money Management

8 Ways to Use Duit KWSP, from Best to Meh

For some reason, the government thinks letting people access their own retirement savings is a solution to be proud…

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6 Things You Should Know Before You Renew Car Insurance in Malaysia [SPONSORED]
Money Management

6 Things You Should Know Before You Renew Car Insurance in Malaysia [SPONSORED]

Are you looking to renew car insurance in the near future? If so, here are 5 things you should…

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How to Calculate Your Net Worth (Free Editable Template)
Money Management

How to Calculate Your Net Worth (Free Editable Template)

Money is a made-up concept humanity created to assign (approximate and false) value so that trades are easy to…

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My Debt Management: All The Good Debt & Bad Debt I’ve Taken So Far
Money Management

My Debt Management: All The Good Debt & Bad Debt I’ve Taken So Far

In this day and age, it’s pretty hard to avoid being in any kind of debt. This is a post…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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