Skip to content

Subscribe to my newsletter jom🤗

RinggitOhRinggit Logo
  • Home
  • LearnExpand
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • ResourcesExpand
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • ShopExpand
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
  • Shopping Cart 0
    • No products in the basket.

Facebook Twitter Instagram YouTube

Subscribe to my newsletter 🤗

Shopping Cart 0
RinggitOhRinggit Logo
Facebook Twitter Instagram YouTube

Money Management

How I Use Faraid Calculator to Decide Who Gets My Money After I’m Gone
Money Management

How I Use Faraid Calculator to Decide Who Gets My Money After I’m Gone

Do you know who gets your money after you’re gone? Have you used a faraid calculator and know for…

Read MoreContinue

The Exact Steps to Do Hibah Amanah ASNB – Estate Planning for ASNB Investors
Money Management

The Exact Steps to Do Hibah Amanah ASNB – Estate Planning for ASNB Investors

Hurray, I have successfully submitted the paperwork for Hibah Amanah ASNB! I have completed one of the estate-planning goals…

Read MoreContinue

Everything You Need to Know About Hibah Takaful, from a Non-Agent
Money Management

Everything You Need to Know About Hibah Takaful, from a Non-Agent

Heard about Hibah Takaful and how useful it is for yourself and your family, but not sure what it…

Read MoreContinue

9 Things You MUST Know Before You Buy Insurance in Malaysia
Money Management

9 Things You MUST Know Before You Buy Insurance in Malaysia

Everyone wants to buy insurance in Malaysia. But barely anyone wants to be ‘sold’ one. This fact has exasperated…

Read MoreContinue

My Money Routine: How I Organise My Personal Finance Life
Money Management

My Money Routine: How I Organise My Personal Finance Life

In its essense, personal finance is boring: Earn more than you spend, spend less than you earn, invest the…

Read MoreContinue

7 Budgeting Challenges You Might Have and How to Overcome Them
Money Management

7 Budgeting Challenges You Might Have and How to Overcome Them

None of us are born with personal finance knowledge, so chances are all of us are going through different…

Read MoreContinue

At 22, I Bought Medical Insurance for RM113.33. A Similar Plan Now Costs RM59.80 [SPONSORED]
Money Management

At 22, I Bought Medical Insurance for RM113.33. A Similar Plan Now Costs RM59.80 [SPONSORED]

In the early 2010s, 22-year old Suraya got herself medical insurance as her first protection product. She started paying…

Read MoreContinue

The Safest Way to Buy a House, Car or Make Other Big Purchases
Money Management

The Safest Way to Buy a House, Car or Make Other Big Purchases

Every so often, I’d get these types of questions in my DMs: It always takes me some time to…

Read MoreContinue

Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED]
Money Management

Everything You Want to Know About Buying Travel Insurance, Answered [SPONSORED]

Flight tickets, check. Accommodation, check. List of things to do and places to go, check. What else? Oh yeah,…

Read MoreContinue

Can You *Really* Afford It? Use the 50/30/20 Rule (Free Editable Template)
Money Management

Can You *Really* Afford It? Use the 50/30/20 Rule (Free Editable Template)

The 50/30/20 Rule is a great guideline for people who just started budgeting. From it, you can easily see…

Read MoreContinue

Listing All the Annual Expenses I Have to Make Every Year
Money Management

Listing All the Annual Expenses I Have to Make Every Year

You’re familiar with monthly expenses. The biggest chunks are usually Accommodation+Transportation+Food. Plus Loan Repayments for some people. How about annual…

Read MoreContinue

Cagamas Reverse Mortgage: A Good Retirement Solution?
Money Management

Cagamas Reverse Mortgage: A Good Retirement Solution?

Everyone knows that Malaysia is facing a retirement crisis – not many people have saved up enough to fund…

Read MoreContinue

Page navigation

Previous 1 2 3 4 5 Next

Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

Meet the RoR Community!  > Facebook | Twitter | Instagram |

BUY MY PRODUCTS

  • Bergaji & Pokai book
  • Money Stories From Malaysians books
  • How to Buy Your Own Damn Insurance course
  • Home
  • Affiliate Area
  • Disclaimer
Facebook Twitter Instagram YouTube

© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
Search