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Money Management

Everything You Need to Know About Hibah Takaful, from a Non-Agent
Money Management

Everything You Need to Know About Hibah Takaful, from a Non-Agent

Heard about Hibah Takaful and how useful it is for yourself and your family, but not sure what it…

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How to Calculate Zakat in Malaysia: Zakat Fitrah, Zakat Pendapatan and more
Money Management

How to Calculate Zakat in Malaysia: Zakat Fitrah, Zakat Pendapatan and more

If you want to learn how to calculate zakat, you’ve come to the right place. I’ve been paying zakat…

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How to Do Taklik Tambahan (for People Who Don’t Want Polygamy)
Money Management

How to Do Taklik Tambahan (for People Who Don’t Want Polygamy)

You already know that Islam allows a Muslim man to take up to four wives simultaneously in a practice…

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How to Get RM10000 per Month in Passive Income (In 3 Steps)
Money Management

How to Get RM10000 per Month in Passive Income (In 3 Steps)

What is your definition of Rich? Aaron Tang of Mr Stingy asked this question on social media the other…

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Wasiat, Hibah, Trust: 3 Tools to Circumvent Faraid / Islamic Inheritance Laws in Malaysia
Money Management

Wasiat, Hibah, Trust: 3 Tools to Circumvent Faraid / Islamic Inheritance Laws in Malaysia

There are many things I love about Islam. But the default faraid or Islamic inheritance laws is not one…

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[SPONSORED] What You Need to Know About Payment Relief Assistance
Money Management

[SPONSORED] What You Need to Know About Payment Relief Assistance

Payment Relief Assistance is a type of financial assistance offered to individuals and SMEs with existing loans/financing who are…

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[SPONSORED] Check CTOS Credit Report for FREE (+ How to Read, Build and Improve Credit Score)
Money Management

[SPONSORED] Check CTOS Credit Report for FREE (+ How to Read, Build and Improve Credit Score)

Listen up everyone. As part of the CTOS Cares Campaign, CTOS is letting you check CTOS Report with CCRIS…

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Best Insurance in Malaysia for B40 and M40
Money Management

Best Insurance in Malaysia for B40 and M40

Looking for the best insurance in Malaysia that is also budget-friendly? If your current money situation is tight, then…

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3 Cashback Credit Cards I’m Eyeing Right Now… Help Me Pick?
Money Management

3 Cashback Credit Cards I’m Eyeing Right Now… Help Me Pick?

Currently, I have 3 credit cards, including 2 cashback credit cards: The Maybank 2 Gold Cards (AMEX and Mastercard)…

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5 Things I Learned from My Financial Behaviour Report
Money Management

5 Things I Learned from My Financial Behaviour Report

Throughout your life, you will make hundreds if not thousands of major and minor financial decisions. Should you buy…

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9 Things You MUST Know Before Buying Insurance in Malaysia
Money Management

9 Things You MUST Know Before Buying Insurance in Malaysia

Everyone wants insurance. But barely anyone wants to be ‘sold’ one. This fact has exasperated insurance agents like crazy…

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[SPONSORED] Your Money Protected or Not? A Quiz
Money Management

[SPONSORED] Your Money Protected or Not? A Quiz

If you’re like me, you probably have your money all over the place: In bank accounts (plural, because I…

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • Money Stories From Malaysians books
    • Financial Behaviour Test
  • Hire me!
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