link roundup
Link Roundup

Link Roundup #90: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. Your helpfulness at work is hurting your job performance – Fast Co

Being a helpful person is good… until it’s not, because people keep asking for your help and you can’t get your work done, affecting your KPIs.

If this trait describes you, then check out the section in the article talking about strategies to prevent collaboration overload and burnout.

2. Does Budgeting Actually Help People Save Money? This Experiment With a Huge Fintech Company Suggests … Not – Global Fintech Series

“(Budgeting made) no significant difference (positive or negative). Plus, budgeters were overly optimistic. They made budgets 25% lower than their regular spending, then continued spending exactly as they had.”

So they’re saying, budgeting doesn’t work. Instead, what works is:

  • (1) applying the “number of times per week” rule (e.g., “I’ll only dine out once this week”)
  • (2) being part of supportive community (like this one!), and
  • (3) automatically transferring out your savings to another account that you don’t use

What do you think? Does traditional budgeting usually work for you?

(For me I still think budgeting is handy to at least get the ballpark figure for spending in different expense categories. But on its own maybe not enough, still need other strategies so one actually sticks to it).

3. 8 Employer Red Flags to Look for Before Accepting a Job Offer – MakeUseOf

The red flags are:

  • No formal agreement
  • Verbal promises
  • Unclear company goals
  • Inappropriate personal questions
  • No employee handbook
  • Vacancy due to mass layoff
  • Rude or sarcastic interviewer
  • No strong company values

What red flags, from your own experience, would you add to the list? Top of my head, I’m thinking no EPF/SOCSO, minimum wage offer (the fact that employers can, by law doesn’t mean that they should), and safe working environment (of course).

4. This Infographic Breaks Down Careers In Finance, From Hedge Funds to M&A – Visual Capitalist

What does ‘working in finance’ mean? I wondered, and this infographic does a good job of explaining the different players and how everything fits together.

Finance Careers infographic

5. Annual reviews can be fraught for women. Here are tips to help you prep. – The Lily

This part tho:

Women may also underestimate their performance at work. Laura McFadden, an executive leadership coach, says that in their self-evaluations, women tend to grade themselves lower than men do.

One study found that men rate their performances 33 percent higher than women — even when their performance is equal. Researchers found this gap in self-promotion persisted even when workers were told their actual performance and how they rated among their peers.

So women, whatever score you put in self-assessment, add a bit on top of that.

6. Challenge Yourself With a No-Spend Month To Save Money – The Balance

I *love* reading other people’s no-spend challenges but find that I can never do it for myself, I love spending freedom too much. So my strategy of choice is mindful spending rather than drastically quitting.

However, I also like the idea of doing no-spend challenge but for a specific category, like clothes or something.

Still sitting on the idea. Have you done a no-spend challenge before? How was it?

7. I Tried a Meditation That Promised to Make Me Rich and Successful – Vice

I’m sorry but meditation for what now? Quantum jumping? Manifesting success through meeting the ideal version of you who lives in other dimensions? What the heck are y’all smoking. TikTok trends are wild.

8. 52 Simple (But Delicious) One-Pot Meals To Make – Buzzfeed

Sharing because I’m salivating over the Lemon Garlic Shrimp and Rice recipe.

(Ps I don’t know if you know this but you can use rice cooker to make many one-pot recipes. Easy to make and wash up, and excellent for meal prepping)

Lemon Garlic Shrimp and Rice

9. More than emotional intelligence is required to work remotely—you also need this 1 thing – Fast Co

This is my first time hearing about virtual intelligence! If you work from home a lot, this article is worth a read.

10. What Do You Put on White Rice? | 10 Countries Answer – Beryl Shereshewsky

People: Do you like international cuisines?

Me *scoops rice on plate*: Yes

This is such a great video, and it’s always fun to experiment with a staple and cheap ingredient too!

That’s it for this round, catch you next time! Want to submit a link you thought was great? Reach out to me on FB or Twitter.

To read past link roundups, please click here.

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