link roundup
Link Roundup

Link Roundup #71: 10 Things to Know This Week

Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂

1. I asked hundreds of people about their biggest life decisions. Here’s what I learned – The Conversation

Somehow, its really assuring to me that in the bigger scheme of things, finance-related life decisions are mostly of low importance. Sometimes I get so caught up with optimising finances and I need to remember that there is more to life than money.

Great article. The ‘What Causes Regret’ section is worth reading. Ultimately all of us want a meaningful life.

2. A TED series takes a look at the link between your money and your mind – TEDBlog

Love this! It’s an 8-part series focusing on the tricky relationship between human behaviour and money delivered by behavioural economist Wendy De La Rosa, which includes the psychological, emotional, cultural and social factors that influence money decisions.

Click the link above to learn:

  • the purchases we often end up regretting 
  • why traditional budgets don’t work for most people
  • how to talk about money with your partner
  • 4 steps to pay off your credit card debt faster
  • 2-step plan on saving more money
  • and more

This clip on the sneaky (and borderline predatory) practices that ecommerce websites do is a MUST WATCH

3. Money, privilege and contentment: An honest conversation with a friend – ElizabethTai.com

This conversation though…

Liz: I was talking with some Personal Finance (PF) folks about how we don’t realise our privilege and forget that people are not in the same space we are. For example, some PF bloggers keep boasting that they made US$200k in 2020 or “it’s possible for everyone”. And then another PF person mentioned how all this is making us anxious and FOMO. I keep comparing myself to these people – like, there’s lots of anxiety in this sphere.

Sheu Quen: Damn. You guys are elitists.

Liz: Kan? (Lol)

Sheu Quen: The majority of people are nowhere in your league.

Liz: Yes and we don’t realise how out of touch we can sound.

4. It’s Hard to Write About Money When You’re Broke – My Life, I Guess

(I must credit Liz – same as #5 – too for sharing this in her feed.)

I’ve always wondered why I don’t see too many personal finance folks who talk about their journey navigating unemployment, or working part-time, or getting out of debt. Too often, the ones getting a lot of attention are the ones who write about making bank (not hating, good for them, just an observation)

Then I read this article, and it made sense. We all know about the shame around money, and it’s hard to face that head on, what more to write about it and publish publicly in a blog.

5. How to Earn by Playing Axie Infinity – Geek in MY

Axie Infinity is a blockchain gaming play and it is so. CUTE.

Nft game axie infinity raises $ 860k in governance token sale
Image credit: www.hebergementwebs.com

While I already know that one can make money from gaming activities in general, I am blown away by the additional Play2Earn opportunities enabled by blockchain technology. Imagine, there is a scholarship system for people to get started in Axie Infinity game, which players can use as ‘capital’ so they can earn by playing and pay back at a later date!

Many thanks to Putra of Geek in MY who explained to me how the game works 🙂 Check out the guide above for the other ways to earn by playing.

6. The Future of Bitcoin: 12 Scenarios From Bullish to Bearish – CoinDesk

6 bullish scenarios, 5 bearish, and one neutral. Excellent writing, more rounded and better argument than bros/sis who just go ‘few understand’ and ‘have fun staying poor’ all day.

I have not thought of Scenario #4 and #Scenario 11, and Scenario #8 would be total nightmare!

7. ‘Modesty isn’t always a good thing,’ says career expert to women: 5 ways to master the art of bragging – CNBC Make it

‘We’d like to hire more women, but we can’t find any!!’

Have you considered that perhaps you don’t see their accomplishments because they intentionally don’t talk about it? Women don’t tend to brag.

According to a 2019 survey of more than 1,000 working women, 84% said they feel uncomfortable talking about professional or academic accomplishments, and more than 69% said they prefer to downplay achievements.

If this is new to you, I’d just like to confirm that yeah, this is a thing. Learn to spot good excellence from the quiet ones, and at the same time women, too, have to meet halfway and get out of our comfort zones. Personally, I’ve actually attended a workshop where I learned tips on overcoming my own tendency to keep quiet about my achievements.

So in that spirit,

8. International Women’s Day: 10 Female Finance & Investment Blogs to Follow – MoneySmart SG

I was one of the people featured in MoneySmart SG, a very popular financial page in Singapore, woohoo.

(It is, however quite odd to be referred to as someone who are both frugal and higher spender. But I’ll take it)

9. Your tweet goes viral. Here come the companies asking you to sell their crap. – Vox

Oh my God! That’s where they came from! I’ve always wondered! They’re called ‘clout mining’, and people who sell crap products can make thousands this way (my own opinion – it’s not illegal, technically speaking, but pretty scummy)

But beyond that, this is an excellent article about the business side of influencer marketing, and strategies involved in making money from someone-who-got-viral’s (fast-fading) fame, while they can.

10. EZ On The Money #1: How Much Money Is Enough? feat. Julian Ng – The Ezra Zaid Project

Last but not least is a new podcast series on personal finance, produced by Ezra Zaid. Listen to the clip below to see if it’s your jam.

That’s it for this round, catch you next time! Want to submit a link you thought was great? Reach out to me on FB or Twitter.

To read past link roundups, please click here.

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