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[Personal] Finding the Meaning of Life
Personal

[Personal] Finding the Meaning of Life

I am not financially free yet. But I do consider myself financially secure. Something happens as you inch there:…

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Budget Update: March 2018
Suraya's Monthly Budget Update

Budget Update: March 2018

Budget Update: March 2018 Professional life = awesome. Personal life = sucks. Total expenses = scary, but mostly for…

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Crypto & Blockchain in Malaysia: Communities, Companies and Associations in Malaysia You Should Know
The Malaysian PF Community

Crypto & Blockchain in Malaysia: Communities, Companies and Associations in Malaysia You Should Know

One thing I noticed about people who are passionate about cryptocurrencies and blockchain technology is their ideologies and values….

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All The Mafan Things About Personal Finance and Life
Commentary

All The Mafan Things About Personal Finance and Life

Mafan = slang for ‘annoying’, ‘malasnya nak buat’ If you find personal finance mafan, you’re not alone. Heck, I…

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Saving Money

Keto Diet in Malaysia: 5 Budget Tips that WORKS

The first time I did keto diet in Malaysia, I lost about 12kg. It works! It’s the only diet…

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Budget Update: February 2018
Suraya's Monthly Budget Update

Budget Update: February 2018

Budget Update: February 2018

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I Created My Own Cryptocurrency For Fun (And How You Can, Too)
Investing

I Created My Own Cryptocurrency For Fun (And How You Can, Too)

Before I begin this, HI BNM! YOU’RE DOING AN AWESOME JOB! BTW THIS ‘CRYPTOCURRENCY’ I DID HAVE NO VALUE…

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Guide: What To Do When You’re Tight With Money
Earning Money

Guide: What To Do When You’re Tight With Money

While I have never been truly broke, I’ve had moments when money was tight. It became necessary to save…

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Budget Update: January 2018
Suraya's Monthly Budget Update

Budget Update: January 2018

Budget Update: January 2018

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How to Get Clients: A Guide for Malaysian Freelancers
Earning Money

How to Get Clients: A Guide for Malaysian Freelancers

After being self-employed for a couple of years, I know a thing or two about getting clients. Happy to…

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My Total Income and Expenses in 2017
Suraya's Monthly Budget Update

My Total Income and Expenses in 2017

In January 2017, I posted My Total Income and Expenses in 2016 article and was blown away by supportive comments…

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Budget Update: December 2017
Suraya's Monthly Budget Update

Budget Update: December 2017

  Budget Update: December 2017

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Hi and Welcome to Ringgit Oh Ringgit!

I'm Suraya, the blogger behind RinggitOhRinggit.com and a Writer, Speaker & Digital Marketer for hire. I am OBSESSED with optimising my personal finance without sacrificing quality of life.

Join me in learning how to (1) earn, save and invest aggressively, (2) live minimally and frugally, and (3) spend money on experiences instead of things.

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© Ringgit Oh Ringgit 2015-2025 

  • Home
  • Learn
    • Money Management
    • Earning Money
    • Saving Money
    • Investing
    • Blogging
    • Crowd Wisdom
    • Shopping
  • Resources
    • Recommended personal finance websites in Malaysia
    • Link Roundup
    • Travel
  • Shop
    • How to Buy Your Own Damn Insurance course
    • Money Stories From Malaysians books
    • Bergaji & Pokai book
  • Hire me!
 

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