![Macau Scams & More: Malaysians Share Scams They Fell For [SPONSORED]](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2019/07/macau-scams.jpg?fit=768%2C384&ssl=1)
BySuraya
Your parents are right. No matter how much we may want to deny it, there *are* bad people in this world. People who don’t think twice about organising Macau scams and taking your money from you through illegal and unethical means. They do it easily, without guilt or remorse. This article is a compilation of anecdotes…
BySuraya
The best investments in Malaysia are INVESTMENTS IN YOURSELF. Invest in your EDUCATION! LEARN! BUY BOOKS AND COURSES. Lol no jk jk I’m not that annoying (usually). I mean, that advice is true. But it *is* off-topic. For real though – here’s the 3 best investments in Malaysia: EPF/KWSP, PRS and SSPN/SSPN-i. Why these 3?…
BySuraya
All of us like deals (or the illusion of deals, but that’s another story), I have consolidated what I think are the best 27 online shopping websites in Malaysia for you. I consider these the best online shopping websites in Malaysia because they have frequent sales, are generous with vouchers or offer additional discounts and…
BySuraya
When I was 17-18, I worked as a telemarketer for about 3 months. For an outsourcing company, on behalf of a major insurance provider. I can’t remember the name of the insurance company, or even the product name now. That’s weird, because day-in, day-out, I repeated the same script in hundreds of cold calls. I…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. How to Job Hunt (When You’re Already Exhausted) – Harvard Business Review Figured this article might be handy for some of you. Hang in there, you can do…
BySuraya
People ask me all the time why I created RinggitOhRinggit.com, a personal finance blog. And the genuine answer is… I find it fun. Money experiments, budgeting, savings hacks, all that. I love them all. Aside from that, personal finance is exciting for me because not only do I get to do money experiments on myself,…
BySuraya
You already know that Islam allows a Muslim man to take up to four wives simultaneously in a practice called polygamy. You may not know that Islam also allows wives the right to refuse husbands permission to marry more than one wife by adding it in the taklik tambahan. This is a completely accurate, yet…
BySuraya
What is your definition of Rich? Aaron Tang of Mr Stingy asked this question on social media the other day and many submitted their answers. I’ll leave it to him to compile in an article (hehe) but my answer was: the ability to make RM10000 per month through active or passive income (adjusted to inflation),…
![What You Need to Know About Payment Relief Assistance [SPONSORED]](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/07/payment-relief-assistance-alliance-bank.jpg?fit=768%2C384&ssl=1)
BySuraya
Payment Relief Assistance is a type of financial assistance offered to individuals and SMEs with existing loans/financing who are facing financial difficulties due to the COVID-19 pandemic. In line with the PEMULIH aid package announced by the government, one can opt to get either a 6-month loan/financing moratorium, OR 50% reduction of instalments for six…
BySuraya
This is a continuation of the My CFP Journey, Part 1: Why, Where and How Much to Be A Certified Financial Planner in Malaysia article. As of time of writing, I have successfully completed CFP Module 1 and Module 2, or two out of the four modules required to be a Certified Financial Planner in…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. There are 3 types of employees. Here’s the rarest one—and why psychologists say they outperform everyone else – CNBC Interesting article. According to organizational psychologist and Wharton professor Adam…
![[PERSONAL] Managing Finances as a Couple: 3 Things That Worked Well for Us!](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2021/06/Budget-As-A-Couple.jpg?fit=768%2C384&ssl=1)
BySuraya
Studies say you don’t necessarily need to be married to be happy, but in my case, sharing my life with my partner is one of the best experiences, I’m enjoying it 🙂 He’s a good man – I guess my approach to dating worked 🙂 So, obviously, as a married couple, we now run a…
