BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Working 55+ Hours A Week Kills 745,000 People A Year — The Covid Pandemic, Gig Economy And Teleworking May Be Making It Worse, WHO Warns – Business Insider…
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So you are new at investing, and wondering what you could invest with RM1000 that you’ve finally, painfully saved up. That is not an insignificant amount to you. Truthfully, even though you’ve been told ‘investing is important!’ and ‘you should invest early!’, you’re afraid. There are two types of fear here, and they compound each…
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Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share the highlights and lowlights of the month! So, Q1 of 2021 came and went. I hope you’re still on track with whatever goal you’re pursuing. As for me… a lot of my 2021 plans are going…
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Welcome back to my total incomes and expenses report, now in its fifth year! In this annual series, you will see a review of my financial year- how much I earned and what I spent on throughout the year. The financial data presented here is nowhere near perfect (but perfect is boring and not to…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. 5 Top Stories That Shaped Fintech in Malaysia in 2020 – FintechNews Malaysia The 5 top stories are: Record funding rounds for digital banking aspirants eKYC was introduced in…
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Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. The psychological difference between spenders and savers (and what your habits say about your personality) – CNBC Does any of these sentences apply to you? Spending money stresses you…
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Budget Update: November 2020 In November 2020, I spent RM14,369.99. The top 3 categories and top expenses within the categories were: Business – Reprinted Money Stories from Malaysians Vol 2 (stock ran out!), Payment for CFP Module 1 out of 4 Donations & Gift – Present for mom, various tips and donations Misc Wants –…
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On 28 October 2020, Hann Liew from RinggitPlus and I appeared on the #Hann&Suraya: Personal Finances ChitChat, the financial literacy webinar organised by Bank Negara Malaysia and Financial Education Network. We managed to answer 19 audience-submitted questions, live. I’ve uploaded the full video in RinggitOhRinggit Youtube channel. Here are the questions, plus shortcuts:
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My confession of the day is I get inferiority complex about not having financial background or CFP certification, despite being one of Malaysia’s top personal finance bloggers. Don’t get me wrong. I am confident in my personal finance knowledge and ability to explain it well. But Impostor Syndrome is Impostor Syndrome, so after literal *years*…
![The ‘Just-In-Case’ Things PIDM Plans For [SPONSORED]](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/11/pidm-function.jpg?fit=768%2C384&ssl=1)
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Have you ever thought of how ‘offence’ and ‘defence’ look like, within the personal finance context? Society at large likes to over glorify Offence moves because, well, it’s exciting. Let me show you some examples: Starting a new side-business is Offence. Having enough savings that are enough to keep your family afloat even if the…
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Budget Update: October 2020 In October 2020, I spent RM7,087.30. The top 3 categories were: Donations, Rent & Utilities and Wedding. All in all, it was a comparatively lean month.
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. 3 Reasons Why People Don’t Engage a Financial Planner in Malaysia – MyPF Sharing this because MyPF took the time to respond to my Open Letter to Financial…
