BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. 10 Risky Investments to Avoid… Unless You Can Afford to Lose Everything – The Penny Hoarder This is a great list of risky investments. Part of the investing…
![Your Money Protected or Not? A Quiz [SPONSORED]](https://i0.wp.com/ringgitohringgit.com/wp-content/uploads/2020/09/protected-by-pidm.jpg?fit=768%2C384&ssl=1)
BySuraya
If you’re like me, you probably have your money all over the place: In bank accounts (plural, because I have a few accounts with a few banks) In various e-wallets and prepaid cards, ‘Borrowed’ from legal entities (ie credit cards and loans) or illegal entities (ah long money lenders), In ‘future money’ like insurance/takaful payouts,…
BySuraya
Did Covid-19 change the way you spend money? Common sense said it did. Almost everyone has been affected by the pandemic, in one way or another (notably, following MCO rules to the best of our ability, correct not). Most people are spending more on groceries and online shopping, and less on everything else and offline…
BySuraya
Welcome to the What’s In My Bag: Malaysia Personal Finance Content Creators Edition! For International Women’s Day on 8 March 2020, I thought it would be fun to play around with the theme, #EachforEqual, and ask my fellow personal finance content creators about something that enables their personal and work lives: the contents of their…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. How to Build a Great Relationship with a Mentor – Harvard Business Review According to the article: The research on the power of mentorship is pretty clear: People with mentors perform…
BySuraya
Welcome back to my total incomes and expenses report, now in its fourth year! In this annual series, I’m as financially naked as I can be – you’ll know how much I earned for the whole of 2019 and what I spent on during the year. Seriously, I love that I keep such meticulous record…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. One Habit That Holds You Back from the Life and Career You Want – Maybusch.com That habit is the habit of seeking permission, something that most, if not all…
BySuraya
What are the limits of your abilities? That’s an unpleasant question to ask yourself, isn’t it? No one likes to think of their own flaws. Yet as the world prepares for the new year decade, all excited to start their financial goals, I can’t help to go the other route and think of where and…
BySuraya
Bali, for me, is one of those places that was easy to postpone a trip to, because it’s so ‘near’ to Malaysia and I could technically go there ‘anytime’. It’s only recently that I finally got my ass there. Confessions of a first-time visitor to Bali: I *did not* know it was this big of…
BySuraya
Accelerate your personal finance knowledge with this regular feature on Ringgit Oh Ringgit – the Link Roundup! I promise you’ll find these 10 links informational 🙂 1. Malaysian Salaries Are Insufficient – The Star Finally, we as a nation are focusing on low salaries. Before this the narrative seems to be more to blaming –…
BySuraya
Budget Update: October 2019 Oh my, my expenses in October 2019 was in the RM6k, almost RM7k range again. Urk. Business, Utilities & Rent and Insurance & Medical expenses took the bulk of it though. Even after all this time, even knowing how I shouldn’t skimp on these expenses, I still wishfully dream for under-RM3k…
BySuraya
So I got bored one night and decided, hey, this is a good time as any to dick around in the Bank Negara Malaysia website. Why not? I’m curious about what information is available on their website. Like many of you, I know that BNM plays an important role in our financial ecosystem, even if…
