Suraya, Author at Ringgit Oh Ringgit

Investing

How to Buy ETFs in Malaysia Easily and SAFELY

How to buy ETFs in Malaysia, you ask? You’ve come to the right place. Short for exchange-traded funds, these…

None of us are born with personal finance knowledge, so chances are all of us are going through different…

Personal

Doing this again for the 3rd year running! In 2022, I achieved 11 of the 22 things in my…

Happy New Year and Welcome to another edition of my monthly budget updates, where I break down my expenses…

Shopping

I bet many of you want to improve your finances and have a great financial life in 2025. It’s…

In the early 2010s, 22-year old Suraya got herself medical insurance as her first protection product. She started paying…

Commentary

It’s no secret that many Malaysians are underpaid. This is not an opinion, this is data. As of May…

Every so often, I’d get these types of questions in my DMs: It always takes me some time to…

Welcome to another edition of my monthly budget updates, where I break down my expenses by category and share…

Flight tickets, check. Accommodation, check. List of things to do and places to go, check. What else? Oh yeah,…

This article is for people who are looking for money-saving tips, but bored with the usual advice. You want…

Travel

In November 2022, my partner and I took a short KL to Hatyai train trip and took the ETS…